CINF - NASDAQ
Cincinnati Financial Corporation
$158.01
+0.0095%Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
At a Glance
Live SnapshotCincinnati Financial Corporation Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Cincinnati Financial Corporation Income Statement
CINF • NASDAQ
| Cincinnati Financial Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
12.6B | 11.3B | 10B | 6.6B | 9.6B | 7.5B | 7.9B | 5.4B | 5.7B | 5.4B | 5.1B | 4.9B | 4.5B | 4.1B | 3.8B | 3.8B | 3.9B | 3.8B | 4.3B | 4.6B | |
GROSS PROFIT | ||||||||||||||||||||
(6.3B) | (5.7B) | (5.3B) | (5B) | (3.9B) | (4.1B) | (3.6B) | (3.5B) | (3.4B) | (3.1B) | (2.8B) | (2.9B) | (2.5B) | (2.3B) | (2.5B) | (2.2B) | (2.2B) | (2.2B) | (2B) | (2.1B) | |
6.3B | 5.6B | 4.7B | 1.5B | 5.7B | 3.4B | 4.3B | 1.9B | 2.3B | 2.3B | 2.3B | 2.1B | 2B | 1.8B | 1.3B | 1.6B | 1.7B | 1.6B | 2.3B | 2.4B | |
OPERATING INCOME | ||||||||||||||||||||
(3.4B) | (2.7B) | (2.5B) | (2.2B) | (2B) | (1.9B) | (1.8B) | (1.7B) | (1.6B) | (1.5B) | (1.5B) | (1.4B) | (1.3B) | (1.2B) | (1.1B) | (1.1B) | (1.1B) | (1.1B) | (1.1B) | (1.1B) | |
(3.4B) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (20M) | (987M) | (13M) | (984M) | |
3B | 2.9B | 2.3B | -694M | 3.7B | 1.5B | 2.5B | 251M | 730M | 812M | 881M | 721M | 714M | 566M | 173M | 498M | 582M | 540M | 1.2B | 1.3B | |
PRE-TAX INCOME | ||||||||||||||||||||
(5.3M) | (53M) | (54M) | (53M) | (53M) | (54M) | (53M) | (53M) | (53M) | (53M) | (53M) | (53M) | (54M) | (54M) | (54M) | (54M) | (55M) | (53M) | (52M) | (53M) | |
1.2B | 963M | 828M | 732M | 670M | 621M | 594M | 573M | 562M | -53M | -53M | -53M | -54M | -54M | -54M | -54M | -55M | -53M | -52M | -53M | |
(0.0) | (2.7B) | (2.5B) | (2.2B) | (2B) | (1.9B) | (1.8B) | (1.7B) | (1.6B) | (1.5B) | (1.5B) | (1.4B) | (1.3B) | (1.2B) | (1.1B) | (1.1B) | (1.1B) | (121M) | (1.1B) | (130M) | |
3B | 2.9B | 2.3B | -694M | 3.7B | 1.5B | 2.5B | 251M | 730M | 812M | 881M | 721M | 714M | 566M | 173M | 498M | 582M | 540M | 1.2B | 1.3B | |
NET INCOME | ||||||||||||||||||||
(587M) | (566M) | (433M) | -207M | (730M) | (283M) | (475M) | -36M | -315M | (221M) | (247M) | (196M) | (197M) | (145M) | (9M) | (123M) | (150M) | (111M) | (337M) | (399M) | |
2.4B | 2.3B | 1.8B | -487M | 3B | 1.2B | 2B | 287M | 1B | 591M | 634M | 525M | 517M | 421M | 164M | 375M | 432M | 429M | 855M | 930M |
SEC Filings
CINF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 19, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 27, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
S-3 S-3 N/A | April 22, 2026 | April 22, 2026 | ||
DEF 14A DEF 14A 2026 N/A | March 18, 2026 | May 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 09, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 14, 2025 | November 14, 2025 | 2025 |
Related Guides
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Snapshot
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Statements
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Analyst Expectations
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