City Holding Company

City Holding Company

CHCOยทNASDAQ

$123.56

-0.097%
Financial ServicesBanks - Regional

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company operates through a network of 94 branches and 905 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$1.74B
EPS8.9400
P/E Ratio13.82
Earnings Date07/28/2026
3Y+14.0%
5Y+17.0%
10Y+69.0%
3Y+12.0%
5Y+17.0%
10Y+68.0%
3Y+40.0%
5Y+15.0%
10Y+83.0%
chco

City Holding Company Funding & Solvency Profile

CHCO ยท NASDAQ
Cash & Cash Equivalents152.11M
Net Receivables20.72M
Inventory0.00
Other Current Assets-1.57B
Total Current Assets102 M
Property, Plant & Equipment69.13M
Goodwill & Intangible Assets157.87M
Long-Term Investments4.56B
Other Non-Current Assets1.83B
Total Non-Current Assets6 B
Total Assets
6.72B

Financial Health Analysis

Current Ratio

0.03x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.30x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3018802000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

City Holding Company Balance Sheet

CHCO โ€ข NASDAQ

City Holding Company Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
152.1M
225.4M
156.3M
200M
634.6M
528.7M
140.1M
123M
82.5M
88.1M
70.1M
148.2M
85.9M
75M
146.4M
55.4M
62.6M
59.6M
74.5M
85.4M
1.5B
15.4M
1.3B
1.5B
1.4B
1.2B
810.1M
723.3M
550.4M
450.1M
369.5M
254M
352.7M
377.1M
360.8M
0.0
0.0
0.0
0.0
0.0
1.7B
240.8M
1.5B
1.7B
2B
1.7B
950.3M
846.2M
632.9M
538.2M
439.6M
402.3M
438.5M
452.1M
507.2M
55.4M
62.6M
59.6M
74.5M
85.4M
20.7M
20.7M
20.3M
18.3M
15.6M
15.8M
11.6M
12.4M
9.2M
8.4M
7.4M
6.8M
6.9M
6.7M
7.1M
7.3M
8M
9M
11.3M
12.3M
0.0
20.7M
20.3M
18.3M
15.6M
15.8M
11.6M
12.4M
9.2M
8.4M
7.4M
6.8M
6.9M
6.7M
7.1M
7.3M
8M
9M
11.3M
12.3M
20.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.6B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
101.9M
261.4M
1.5B
1.7B
2.1B
1.7B
961.8M
857.2M
642.1M
546.6M
447M
409.1M
445.4M
458.8M
514.3M
62.6M
70.6M
68.7M
85.8M
97.8M
NON-CURRENT ASSETS
69.1M
70.5M
72.1M
70.8M
74.1M
76.9M
77M
78.4M
72.7M
75.2M
77.3M
78M
82.5M
72.7M
64.6M
64.5M
64.2M
60.1M
54.6M
44.7M
0.0
149.8M
149.9M
108.9M
108.9M
108.9M
108.9M
109.6M
76.2M
76.2M
76.3M
71.4M
71.4M
63M
0.0
0.0
0.0
0.0
0.0
0.0
157.9M
10.3M
12.7M
6.8M
8.2M
9.7M
11.3M
13.3M
2.4M
2.9M
3.5M
2.8M
3.7M
2.1M
56.2M
7.3M
8M
9M
11.3M
12.3M
157.9M
160M
162.6M
115.7M
117.1M
118.6M
120.1M
122.8M
78.6M
79.1M
79.8M
74.2M
75.1M
65.1M
56.2M
56.6M
57M
57.5M
58.2M
58.9M
4.6B
5.7B
4.1B
3.7B
3.6B
3.6B
3.7B
3.7B
3.2B
3.1B
2.9B
2.7B
2.6B
2.2B
2B
2.3B
2.3B
2.2B
2.2B
2.2B
0.0
41.7M
42.2M
44.9M
63K
0.0
6.7M
17.3M
11.9M
28M
30M
36.8M
42.2M
32.7M
32.2M
29.2M
29.5M
46M
0.0
0.0
1.8B
237.2M
242.3M
269.9M
202.8M
214.9M
171.2M
160.5M
139.8M
139.4M
134.9M
131M
119.9M
135.7M
120.8M
124M
113.5M
104.3M
117.7M
124.5M
6.6B
6.2B
4.7B
4.2B
3.9B
4B
4.1B
4B
3.5B
3.4B
3.3B
3.1B
2.9B
2.5B
2.3B
2.6B
2.6B
2.5B
2.4B
2.4B
6.7B
6.5B
6.2B
5.9B
6B
5.8B
5B
4.9B
4.1B
4B
3.7B
3.5B
3.4B
2.9B
2.8B
2.6B
2.6B
2.6B
2.5B
2.5B
LIABILITIES
CURRENT LIABILITIES
367.7M
325.7M
334.9M
291M
312.5M
296M
211.3M
261.9M
252.2M
248.3M
154.9M
134.9M
137.8M
114.6M
189.1M
112.7M
118.3M
194.5M
161.9M
136.6M
2.8B
5.1B
4.9B
4.9B
4.9B
4.7B
4.1B
4B
3.3B
3.2B
3.1B
2.9B
2.8B
2.4B
2.2B
2.2B
2.2B
2B
2B
2B
3.1B
5.5B
5.3B
5.2B
5.2B
4.9B
4.3B
4.2B
3.6B
3.5B
3.2B
3B
2.9B
2.5B
2.4B
2.3B
2.3B
2.2B
2.2B
2.1B
NON-CURRENT LIABILITIES
150M
150M
100M
0.0
0.0
0.0
4.1M
4.1M
16.5M
16.5M
16.5M
16.5M
16.5M
16.5M
16.5M
16.5M
17M
19M
5M
48.1M
0.0
0.0
0.0
0.0
0.0
3.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2B
109M
121.9M
139.4M
84.8M
106.2M
69.6M
56.7M
45.4M
45.5M
39.4M
46.6M
41.2M
43.7M
39.2M
21.9M
14.7M
47.4M
31.8M
32.6M
1.3B
259M
221.9M
139.4M
84.8M
109.4M
73.6M
60.8M
61.9M
62M
55.9M
63.1M
57.7M
60.2M
55.7M
38.3M
31.7M
66.4M
36.8M
80.7M
1.5B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.9B
5.7B
5.5B
5.3B
5.3B
5.1B
4.4B
4.3B
3.6B
3.5B
3.3B
3.1B
3B
2.6B
2.5B
2.3B
2.3B
2.3B
2.2B
2.2B
SHAREHOLDERS' EQUITY
-271M
-230.5M
-217.7M
-216M
-193.5M
-139M
-105M
-87.9M
-124.9M
-127M
-120.1M
-120.8M
-95.2M
-124.3M
-125.6M
-102.9M
-90.9M
-88.7M
-80.7M
-33.7M
47.6M
47.6M
47.6M
47.6M
47.6M
47.6M
47.6M
47.6M
47.6M
46.5M
46.2M
46.2M
46.2M
46.2M
46.2M
46.2M
46.2M
46.2M
46.2M
46.2M
174.6M
176.5M
177.4M
171M
170.9M
171.3M
170.3M
169.6M
141M
112.9M
106.3M
107.4M
107.6M
103.5M
103.3M
103.1M
102.9M
102.9M
103.4M
104M
935M
852.8M
780.3M
706.7M
641.8M
590M
539.3M
486M
443.5M
417M
390.7M
362.2M
334.4M
309.3M
291.1M
270.9M
251.6M
230.6M
224.4M
194.2M
-76.6M
-115.7M
-110.5M
-131.5M
14.3M
31.2M
5.8M
-14.5M
-5.6M
-7M
-3.8M
-4.2M
-5M
-1.4M
-3.9M
-2.5M
-2.6M
-6.7M
633K
-5.5M
809.7M
730.7M
677.1M
577.9M
681.1M
701.1M
658.4M
603.6M
502.4M
442.5M
419.2M
391.7M
388.1M
333.3M
311.1M
314.9M
308.2M
284.3M
294M
305.3M
809.7M
730.7M
677.1M
577.9M
681.1M
701.1M
658.4M
603.6M
502.4M
442.5M
419.2M
391.7M
388.1M
333.3M
311.1M
314.9M
308.2M
284.3M
294M
305.3M
SUMMARY
6.7B
6.5B
6.2B
5.9B
6B
5.8B
5B
4.9B
4.1B
4B
3.7B
3.5B
3.4B
2.9B
2.8B
2.6B
2.6B
2.6B
2.5B
2.5B
6.1B
5.7B
5.5B
5.2B
5B
4.8B
4.5B
4.4B
3.7B
3.6B
3.3B
3B
3B
2.5B
2.3B
2.3B
2.3B
2.2B
2.2B
2.2B
517.7M
475.7M
434.9M
291M
312.5M
296M
215.3M
266M
268.7M
264.8M
171.4M
151.4M
154.3M
131.1M
205.5M
129.2M
135.3M
213.5M
166.9M
184.6M
365.6M
250.3M
278.6M
91M
-322.2M
-232.7M
75.2M
143M
186.2M
176.7M
101.3M
3.2M
68.4M
56.1M
59.1M
73.8M
72.7M
153.9M
92.4M
99.2M
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847
14,541,847

SEC Filings

CHCO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 28, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

May 01, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

March 26, 2026
March 25, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
Showing 1 to 10 of 562 filings