City Holding Company

City Holding Company

CHCO·NASDAQ

$123.56

-0.097%
Financial ServicesBanks - Regional

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company operates through a network of 94 branches and 905 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$1.74B
EPS8.9400
P/E Ratio13.82
Earnings Date07/28/2026
3.31%
Return on Invested Capital
-63%
3Y-67.0%
5Y-59.0%
10Y-52.0%
16.12%
Return on Equity
1%
3Y-9.0%
5Y+26.0%
10Y+37.0%
1.94%
Return on Assets
7%
3Y+12.0%
5Y+25.0%
10Y+48.0%
City Holding Company

City Holding Company Management Team

CHCO · NASDAQ
MJ

Mr. John A. DeRito

Executive Vice President of Commercial Banking

Compensation

$591,629

Born 1950(Age 76)
male
MJ

Mr. Jeffrey Dale Legge

Executive Vice President of Operations, Chief Administrative Officer & Chief Information Officer

Compensation

$520,424

Born 1964(Age 62)
male
MM

Mr. Michael T. Quinlan Jr.

Executive Vice President of Retail Banking

Compensation

$688,676

Born 1969(Age 57)
male
MD

Mr. David L. Bumgarner CPA

Executive Vice President, Chief Financial Officer & Principal Accounting Officer

Compensation

$678,679

Born 1965(Age 61)
male
MC

Mr. Charles R. Hageboeck

President, Chief Executive Officer & Director

Compensation

$1,505,912

Born 1962(Age 64)
male
MV

Ms. Victoria A. Evans-Faw

Senior Vice President & Corporate Secretary

female
chco

City Holding Company Insider Positioning

CHCO · NASDAQ

During the last 12 months, insiders have purchased $236K and sold $2.35M worth of CHCO shares, resulting in $2.11M of net selling activity.

3 Months

Bought

1.2K

148.71K

Sold

13.0K

1.62M

Net Activity

-1.5M

-$1.47M

3-6 Months

Bought

0

0.00

Sold

442

55.25K

Net Activity

-55K

-$55K

6-9 Months

Bought

416

48.77K

Sold

1.7K

211.92K

Net Activity

-163K

-$163K

9-12 Months

Bought

305

38.75K

Sold

3.5K

458.76K

Net Activity

-420K

-$420K

Top Buyers

1
FRD

Fisher Robert D

Director

642 shares4 transactions

$77K

2
SDW

Strong-Treister Diane W

Director

604 shares5 transactions

$73K

3
RJA

Reyes Javier A

Director

403 shares4 transactions

$49K

4
HJA

Hoyer James A

Director

209 shares2 transactions

$25K

5
PJM

Parsons James M.

Director

100 shares1 transactions

$12K

Top Sellers

1
HCR

Hageboeck Charles R

Director, Officer: President & Ceo

9.7K shares5 transactions

$1.21M

2
LJD

Legge Jeffrey Dale

Officer: Evp, Cao & Cio

3.8K shares2 transactions

$491K

3
BDL

Bumgarner David L

Officer: Evp & Chief Financial Officer

2.4K shares3 transactions

$295K

4
QMTJ

Quinlan Michael T Jr

Officer: Evp, Retail Banking

2.2K shares2 transactions

$284K

5
RSH

Rowe Sharon H

Director

600 shares1 transactions

$73K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.11M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.10:1

Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.

Recent Trend (3 Months)

$1.47M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

Balanced

5 insider buyers and 5 sellers. Equal participation suggests mixed or neutral insider views.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

CHCO - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 28, 2025
April 30, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 25, 2024
April 24, 2024
2024
DEF 14A

DEF 14A

N/A

March 27, 2023
March 27, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 14, 2022
March 14, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 29, 2021
March 29, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 16, 2020
March 16, 2020
2020
DEF 14A

DEF 14A 2018

N/A

March 19, 2019
December 31, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 02, 2018
December 31, 2017
2017
DEF 14A

DEF 14A 2017

N/A

March 20, 2017
April 19, 2017
2017
Showing 1 to 10 of 31 filings