CFSB - NASDAQ
CFSB Bancorp, Inc.
$14.25
+0.0000%CFSB Bancorp, Inc. focuses on operating as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. It accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also offers one- to four-family residential real estate loans, multi-family real estate loans, commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. In addition, it invests in various types of investment grade investment securities and liquid assets comprising the U.S. treasury obligations, securities of various government-sponsored enterprises, corporate debt, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal obligations, mutual funds, and certificates of deposit of federally insured institutions. The company operates through three full-service banking offices and one limited-service branch office in Norfolk County, Massachusetts. The company was founded in 1889 and is based in Quincy, Massachusetts. CFSB Bancorp, Inc. operates as a subsidiary of 15 Beach, MHC.
At a Glance
Live SnapshotCFSB Bancorp, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Thin margins leave little room for error. Cost management and pricing strategy are critical.
Operating Margin
Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
CFSB Bancorp, Inc. Income Statement
CFSB • NASDAQ
| CFSB Bancorp, Inc. Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
|---|---|---|---|---|---|---|
REVENUE | ||||||
13.1M | 12.5M | 11.3M | 9.9M | 10.1M | 11M | |
GROSS PROFIT | ||||||
(0.0) | (4.8M) | (1.9M) | (1M) | (2.1M) | (2.8M) | |
0.0 | 7.7M | 9.4M | 8.9M | 8M | 8.3M | |
OPERATING INCOME | ||||||
(2M) | (7.7M) | (7.7M) | (8.5M) | (6.4M) | (6.3M) | |
(2M) | (6.4M) | (6.3M) | (5.7M) | (5.2M) | (5.1M) | |
0.0 | -6K | 1.7M | 390K | 1.6M | 2M | |
PRE-TAX INCOME | ||||||
(6.1M) | (5M) | (1.9M) | (1M) | (2.1M) | (2.7M) | |
-6.1M | 6.7M | 8.8M | 8.2M | 7.4M | 7.7M | |
(0.0) | (1.3M) | (1.4M) | (2.8M) | (1.2M) | (1.1M) | |
-293K | -6K | 1.7M | 390K | 1.6M | 2M | |
NET INCOME | ||||||
-28K | -39K | (301K) | -52K | (246K) | (278K) | |
-265K | 33K | 1.4M | 442K | 1.4M | 1.7M |
SEC Filings
CFSB - Filing history and reports
No SEC filings available for CFSB
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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