CFSB Bancorp, Inc.

CFSB Bancorp, Inc.

CFSB·NASDAQ

$14.25

+0.0000%
Financial ServicesBanks - Regional

CFSB Bancorp, Inc. focuses on operating as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. It accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. The company also offers one- to four-family residential real estate loans, multi-family real estate loans, commercial real estate loans, second mortgage loans, home equity lines of credit, and consumer loans. In addition, it invests in various types of investment grade investment securities and liquid assets comprising the U.S. treasury obligations, securities of various government-sponsored enterprises, corporate debt, mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal obligations, mutual funds, and certificates of deposit of federally insured institutions. The company operates through three full-service banking offices and one limited-service branch office in Norfolk County, Massachusetts. The company was founded in 1889 and is based in Quincy, Massachusetts. CFSB Bancorp, Inc. operates as a subsidiary of 15 Beach, MHC.

At a Glance

Live Snapshot
Market Cap$93.32M
EPS-0.0400
P/E Ratio-324.47
Earnings Date09/18/2025

No Dividend Yield Data

CFSB has not reported any dividend yield values in the available annual periods.

No Dividend Payout Ratio Data

CFSB has not reported any dividend payout ratio values in the available annual periods.

No Net Dividends Paid Data

CFSB has not reported any net dividends paid values in the available annual periods.

CFSB Bancorp, Inc.

CFSB Bancorp, Inc. Dividend History

CFSB · NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CFSB Dividend Payment History

CFSB · NASDAQ

Total Payments

18

Latest Dividend

$0.1000

Annual Amount

$0.4000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Jan 24, 2005
Feb 9, 2005Feb 23, 2005
$0.1000
$0.1000
Quarterly0.00%
Nov 1, 2004
Nov 12, 2004Nov 26, 2004
$0.1000
$0.1000
Quarterly0.00%
Aug 2, 2004
Aug 12, 2004Aug 24, 2004
$0.1000
$0.1000
Quarterly0.00%
Apr 30, 2004
May 11, 2004May 25, 2004
$0.1000
$0.1000
Quarterly0.00%
Feb 3, 2004
Feb 9, 2004Feb 23, 2004
$0.1000
$0.1000
Quarterly0.00%
Oct 31, 2003
Nov 10, 2003Nov 24, 2003
$0.1000
$0.1000
Quarterly0.00%
Jul 25, 2003
Aug 11, 2003Aug 25, 2003
$0.1000
$0.1000
Quarterly0.00%
Apr 25, 2003
May 12, 2003May 27, 2003
$0.1000
$0.1000
Quarterly0.00%
Feb 3, 2003
Feb 10, 2003Feb 24, 2003
$0.1000
$0.1000
Quarterly0.00%
Oct 31, 2002
Nov 12, 2002Nov 26, 2002
$0.1000
$0.1000
Quarterly+42.86%
Jul 24, 2002
Aug 12, 2002Aug 26, 2002
$0.0700
$0.0700
Quarterly0.00%
May 3, 2002
May 10, 2002May 24, 2002
$0.0700
$0.0700
Quarterly0.00%
Feb 5, 2002
Feb 11, 2002Feb 25, 2002
$0.0700
$0.0700
Quarterly+16.67%
Oct 25, 2001
Nov 13, 2001Nov 27, 2001
$0.0600
$0.0600
Quarterly0.00%
Jul 25, 2001
Aug 13, 2001Aug 27, 2001
$0.0600
$0.0600
Quarterly0.00%
Apr 24, 2001
May 11, 2001May 25, 2001
$0.0600
$0.0600
Quarterly+20.00%
Feb 2, 2001
Feb 12, 2001Feb 26, 2001
$0.0500
$0.0500
Quarterly0.00%
Oct 27, 2000
Nov 13, 2000Nov 27, 2000
$0.0500
$0.0500
Quarterly-
cfsb

CFSB Bancorp, Inc. Payout Ratio Analysis

CFSB · NASDAQ
Dividends Paid
0.00
2025
Net Income
-265.00K
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Sustainability
At Risk

Dividend appears unsustainable based on current metrics. High probability of reduction or elimination. Proceed with caution.