CNB Financial Corporation

CNB Financial Corporation

CCNEยทNASDAQ

$29.74

-3.3%
Financial ServicesBanks - Regional

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment. As of February 8, 2022, the company operated a private banking division; three loan production office; one drive-up office; and 45 full-service offices in Pennsylvania, Ohio, New York, and Virginia. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$881.17M
EPS2.5100
P/E Ratio11.85
Earnings Date07/28/2026
3Y+66.0%
5Y+111.0%
10Y+268.0%
3Y+5.0%
5Y+102.0%
10Y+222.0%
3Y+1.0%
5Y+126.0%
10Y+143.0%
CNB Financial Corporation

CNB Financial Corporation Profit Bridge

CCNE ยท NASDAQ
Revenue404.86M
Cost of Goods Sold (159.16M)
Gross Profit245.70M
Operating Expenses (163.23M)
Operating Income82.47M
Interest Expense (150.31M)
Other Income/Expense0.00
Pretax Income82.47M
Income Tax (16.33M)
Net Income66.13M
Net Income
66.13M

Profitability Analysis

Gross Margin

60.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

20.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

16.3%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

19.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

CNB Financial Corporation Income Statement

CCNE โ€ข NASDAQ

CNB Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
404.9M
360M
322M
243.7M
209.2M
192.1M
178.8M
149.8M
127.7M
110.1M
102M
101.2M
85.2M
80.8M
76.4M
70.8M
65.9M
63.6M
63M
57.3M
GROSS PROFIT
(159.2M)
(147.2M)
(109.9M)
(32.7M)
(25.8M)
(47.8M)
(45.6M)
(33M)
(24M)
(17.2M)
(15M)
(16.1M)
(18.4M)
(21.3M)
(22.5M)
(24.2M)
(22.9M)
(24.4M)
(24.4M)
(22.2M)
245.7M
212.8M
212.1M
211M
183.4M
144.3M
133.3M
116.7M
103.6M
92.9M
86.9M
85.1M
66.8M
59.5M
53.9M
46.6M
42.9M
39.3M
38.6M
35.1M
OPERATING INCOME
(163.2M)
(145.4M)
(140.3M)
(132.8M)
(112.6M)
(104.2M)
(84.6M)
(76.5M)
(67.4M)
(65.2M)
(56.5M)
(52.7M)
(43.8M)
(35.9M)
(33.3M)
(31.8M)
(32.1M)
(32.8M)
(26.2M)
(22.1M)
(7.3M)
(80.8M)
(78.1M)
(77.1M)
(65.8M)
(53.1M)
(49.8M)
(51.1M)
(44.5M)
(42.9M)
(37.6M)
(34.4M)
(28.2M)
(24.3M)
(22.7M)
(21.3M)
(18.5M)
(18.7M)
(13.9M)
(11.6M)
82.5M
67.4M
71.8M
78.2M
70.8M
40.1M
48.6M
40.2M
36.3M
27.7M
30.5M
32.4M
23M
23.5M
20.6M
14.8M
10.9M
6.5M
12.4M
13M
PRE-TAX INCOME
(150.3M)
(138M)
(103.9M)
(24.1M)
(19.8M)
(32.5M)
(39.5M)
(27M)
(17.4M)
(13M)
(12.5M)
(12.3M)
(12.2M)
(14.9M)
(17.6M)
(19.1M)
(18.5M)
(20.6M)
(22.9M)
(20.9M)
242M
187.1M
189.4M
189.5M
159.5M
128.9M
115.2M
103.9M
90.8M
80.7M
74.1M
74.2M
59M
53.1M
48.1M
42.1M
37.4M
36.6M
31M
28M
(155.9M)
(64.6M)
(62.2M)
(55.7M)
(46.8M)
(51.1M)
(34.8M)
(25.4M)
(22.9M)
(22.3M)
(18.8M)
(18.3M)
(15.6M)
(11.6M)
(10.6M)
(10.5M)
(13.6M)
(14.1M)
(12.3M)
(10.5M)
82.5M
67.4M
71.8M
78.2M
70.8M
40.1M
48.6M
40.2M
36.3M
27.7M
30.5M
32.4M
23M
23.4M
20.6M
14.8M
10.8M
6.5M
12.4M
13M
NET INCOME
(16.3M)
(12.8M)
(13.8M)
(15M)
(13.1M)
(7.3M)
(8.6M)
(6.5M)
(12.4M)
(7.2M)
(8.3M)
(9.3M)
(6.3M)
(6.4M)
(5.5M)
(3.5M)
(2.3M)
(1.3M)
(3.3M)
(3.4M)
66.1M
54.6M
58M
63.2M
57.7M
32.7M
40.1M
33.7M
23.9M
20.5M
22.2M
23.1M
16.7M
17.1M
15.1M
11.3M
8.5M
5.2M
9.1M
9.6M

SEC Filings

CCNE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 16, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 11, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 18, 2026
February 12, 2026
2026
8-K

8-K 2026

N/A

February 10, 2026
February 10, 2026
2026
Showing 1 to 10 of 582 filings