CNB Financial Corporation

CNB Financial Corporation

CCNEยทNASDAQ

$29.74

-3.3%
Financial ServicesBanks - Regional

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment. As of February 8, 2022, the company operated a private banking division; three loan production office; one drive-up office; and 45 full-service offices in Pennsylvania, Ohio, New York, and Virginia. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$881.17M
EPS2.5100
P/E Ratio11.85
Earnings Date07/28/2026
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CNB Financial Corporation Street Expectations Map

CCNE ยท NASDAQ

Wall Street analysts project that CCNE stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 34.50, with estimates ranging from a low of 34.00 to a high of 35.00.

Lowest Target
34.00
14.32%
Consensus Target
34.50
16.01%
Highest Target
35.00
17.69%

The consensus 1-year price target stands at 34.50, with estimates ranging from a low of 34.00 to a high of 35.00.

Analyst Consensus Analysis

Upside Potential

+16.0%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

2.9% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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CNB Financial Corporation Forward Estimates of Revenue

CCNE ยท NASDAQ
Latest Revenue
404.86M
FY 2025
Avg Estimate
347.35M
FY 2026
Estimate Range
345.73M - 349.80M
Analyst Spread

Forward Growth Analysis

Projected Growth-14.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CNB Financial Corporation Forward Estimates of Net Income

CCNE ยท NASDAQ
Latest Net Income
66.13M
FY 2025
Avg Estimate
86.59M
FY 2026
Estimate Range
85.24M - 87.94M
Analyst Spread

Forward Growth Analysis

Projected Growth+30.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNB Financial Corporation Forward Estimates of EPS

CCNE ยท NASDAQ
Latest EPS
2.51
FY 2025
Avg Estimate
$3.52
FY 2026
Estimate Range
$3.46 - $3.56
Analyst Spread

Forward Growth Analysis

Projected Growth+40.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNB Financial Corporation Forward Estimates of EBIT

CCNE ยท NASDAQ
Latest EBIT
82.47M
FY 2025
Avg Estimate
88.44M
FY 2026
Estimate Range
88.03M - 89.07M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.3%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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CNB Financial Corporation Forward Estimates of EBITDA

CCNE ยท NASDAQ
Latest EBITDA
93.37M
FY 2025
Avg Estimate
97.53M
FY 2026
Estimate Range
97.07M - 98.21M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CNB Financial Corporation Forward Estimates of SG&A Expense

CCNE ยท NASDAQ
Latest SG&A Expense
7.31M
FY 2025
Avg Estimate
77.52M
FY 2026
Estimate Range
77.16M - 78.07M
Analyst Spread

Forward Growth Analysis

Projected Growth+960.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CNB Financial Corporation Insider Positioning

CCNE ยท NASDAQ

During the last 12 months, insiders have purchased $195K and sold $928K worth of CCNE shares, resulting in $733K of net selling activity.

3 Months

Bought

1.4K

40.49K

Sold

1.5K

47.04K

Net Activity

-7K

-$7K

3-6 Months

Bought

1.9K

51.17K

Sold

27.5K

763.83K

Net Activity

-713K

-$713K

6-9 Months

Bought

1.1K

27.09K

Sold

4.4K

117.22K

Net Activity

-90K

-$90K

9-12 Months

Bought

3.3K

75.88K

Sold

0

0.00

Net Activity

+76K

+$76K

Top Buyers

1
PMD

Peduzzi Michael D

Director, Officer: President & Ceo

3.0K sharesโ€ข3 transactions

$82K

2
PJS

Powell Jeffrey S

Director

2.7K sharesโ€ข3 transactions

$67K

3
OGS

Olson Gary S

Director

1.6K sharesโ€ข1 transactions

$35K

4
SNNJ

Scott Nicholas N. Jr.

Director

375 sharesโ€ข1 transactions

$10K

5
AAK

Andersen Anna K

Officer, Other: Svp & Chief Risk Officer

42 sharesโ€ข1 transactions

$988

Top Sellers

1
OGS

Olson Gary S

Director

25.0K sharesโ€ข1 transactions

$694K

2
HDJ

Henning Daniel J

Director

4.4K sharesโ€ข1 transactions

$117K

3
HCM

Higgins Carla M.

Officer: Svp/Strategic Project Manager

1.3K sharesโ€ข1 transactions

$40K

4
WAD

Wilcoxson Angela D.

Officer: Evp/Chief Commercial Banking

943 sharesโ€ข2 transactions

$26K

5
SSR

Shilling Steven R

Officer: Evp/Chief Wealth Mngt Officer

908 sharesโ€ข2 transactions

$25K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $733K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.21:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$7K

Negative recent trend with net selling. Insiders have reduced positions in recent months, which could signal caution.

Insider Participation

Balanced

5 insider buyers and 5 sellers. Equal participation suggests mixed or neutral insider views.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.