Capital City Bank Group, Inc.

Capital City Bank Group, Inc.

CCBGยทNASDAQ

$43.63

-2.8%
Financial ServicesBanks - Regional

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed- and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care. As of December 31, 2021, it operated through 57 banking offices and 86 ATMs/ITMs in Florida, Georgia, and Alabama. The company was founded in 1895 and is headquartered in Tallahassee, Florida.

At a Glance

Live Snapshot
Market Cap$746.13M
EPS3.6000
P/E Ratio12.12
Earnings Date07/28/2026
3Y+39.0%
5Y+32.0%
10Y+118.0%
3Y+84.0%
5Y+95.0%
10Y+424.0%
3Y-5.0%
5Y-280.0%
10Y+287.0%
Capital City Bank Group, Inc.

Capital City Bank Group, Inc. Profit Bridge

CCBG ยท NASDAQ
Revenue279.31M
Cost of Goods Sold (36.01M)
Gross Profit243.30M
Operating Expenses (159.59M)
Operating Income83.71M
Interest Expense (32.74M)
Other Income/Expense-2.00M
Pretax Income81.72M
Income Tax (20.16M)
Net Income61.56M
Net Income
61.56M

Profitability Analysis

Gross Margin

87.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

30.0%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

22.0%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

24.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Capital City Bank Group, Inc. Income Statement

CCBG โ€ข NASDAQ

Capital City Bank Group, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
279.3M
262.2M
245.7M
200.6M
207.3M
211.5M
160.1M
144.1M
132.4M
128.4M
133.7M
124.7M
131.9M
139.5M
154.6M
163.7M
180.2M
203.7M
224.6M
221.5M
GROSS PROFIT
(36M)
(39.8M)
(31.8M)
(14.4M)
(1.9M)
(14.5M)
(11.5M)
(9.8M)
(6.2M)
(4M)
(4.9M)
(5.5M)
(7.9M)
(21.5M)
(26.5M)
(36.8M)
(56.9M)
(66.5M)
(59.2M)
(48.7M)
243.3M
222.5M
213.9M
186.2M
205.4M
197M
148.6M
135.2M
126.3M
124.4M
128.8M
119.2M
124M
118.7M
128.1M
126.9M
123.3M
137.2M
165.4M
172.8M
OPERATING INCOME
(159.6M)
(156.9M)
(150M)
(145.1M)
(155.9M)
(144.1M)
(107.8M)
(105.5M)
(103.2M)
(106.7M)
(115.3M)
(108.3M)
(116M)
(120M)
(122.5M)
(130.3M)
(132.1M)
(115.2M)
(122M)
(121.6M)
(116.3M)
(105.3M)
(100M)
(96.4M)
(111.2M)
(100.7M)
(71.1M)
(69M)
(68.2M)
(68.7M)
(84.5M)
(66.6M)
(72M)
(71.8M)
(72.4M)
(75.1M)
(65.1M)
(61.8M)
(60.3M)
(60.9M)
83.7M
65.6M
63.9M
41.1M
49.5M
52.9M
40.8M
29.6M
23.1M
17.6M
13.6M
10.9M
8M
-1.2M
5.5M
-3.4M
-8.8M
21.9M
43.4M
51.2M
PRE-TAX INCOME
(32.7M)
(35.7M)
(22.1M)
(6.9M)
(3.5M)
(4.9M)
(9.5M)
(6.9M)
(3.9M)
(3.2M)
(3.3M)
(3.6M)
(4.4M)
(5.4M)
(7.5M)
(13M)
(16.8M)
(34M)
(53.1M)
(46.8M)
171.6M
158.9M
159M
125M
102.9M
101.3M
103.3M
92.5M
83M
78M
76.4M
74.6M
77.7M
84.3M
91.9M
97.5M
105.9M
108.9M
112.2M
119.1M
(43.3M)
(51.6M)
(50M)
(48.7M)
(44.7M)
(43.5M)
(36.8M)
(36.5M)
(35M)
(38M)
(49.9M)
(41.7M)
(44M)
(48.2M)
(50.2M)
(55.2M)
(67M)
(53.4M)
(61.7M)
(60.7M)
-2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
81.7M
65.6M
63.9M
41.1M
49.5M
52.9M
40.8M
29.6M
23.1M
17.6M
13.6M
10.9M
8M
-1.2M
5.5M
-3.4M
-8.8M
21.9M
43.4M
51.2M
NET INCOME
(20.2M)
(13.9M)
(13M)
(7.8M)
(9.8M)
(10.2M)
(10M)
(3.4M)
(12.2M)
(5.9M)
(4.5M)
(1.7M)
(1.9M)
-1.3M
(629K)
-3M
-5.3M
(6.7M)
(13.7M)
(17.9M)
61.6M
52.9M
52.3M
33.4M
33.4M
31.6M
30.8M
26.2M
10.9M
11.7M
9.1M
9.3M
6M
108K
4.9M
-413K
-3.5M
15.2M
29.7M
33.3M

SEC Filings

CCBG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 10, 2026
April 21, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
Showing 1 to 10 of 405 filings