Capital City Bank Group, Inc.

Capital City Bank Group, Inc.

CCBGยทNASDAQ

$44.89

-2.8%
Financial ServicesBanks - Regional

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed- and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care. As of December 31, 2021, it operated through 57 banking offices and 86 ATMs/ITMs in Florida, Georgia, and Alabama. The company was founded in 1895 and is headquartered in Tallahassee, Florida.

At a Glance

Live Snapshot
Market Cap$767.68M
EPS3.6000
P/E Ratio11.80
Earnings Date07/28/2026
3Y-5.0%
5Y-280.0%
10Y+287.0%
3Y-108.0%
5Y-298.0%
10Y-147.0%
3Y-106.0%
5Y-102.0%
10Y-144.0%
CCBG

Capital City Bank Group, Inc. Cash Conversion Engine

CCBG ยท NASDAQ
Net Income61.56M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital8.08M
Others17.98M
Capital Expenditures-7.59M
Free Cash Flow80.03M

Cash Flow Quality Analysis

FCF Conversion Rate

130.0%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

8.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+45.8%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$8.08M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Capital City Bank Group, Inc. Cash Flow Statement

CCBG โ€ข NASDAQ

Capital City Bank Group, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
61.6M
52.9M
52.3M
33.4M
33.4M
31.6M
30.8M
26.2M
10.9M
11.7M
9.1M
9.3M
6M
108K
4.9M
-413K
-3.5M
15.2M
29.7M
33.3M
0.0
7.8M
8.1M
7.8M
7.7M
7.2M
6.3M
6.5M
6.6M
7M
6.6M
6.5M
6.6M
7.2M
7.4M
9.7M
10.7M
12.5M
12.5M
13.5M
0.0
-1M
-483K
-3.9M
-4.2M
-53K
1.2M
4.8M
7.6M
3.5M
3.8M
4.8M
1.8M
-2.8M
-2.9M
1.9M
2.9M
-15.2M
1.3M
1.6M
0.0
1.8M
1.2M
1.6M
843K
892K
1.6M
1.4M
1.5M
1.3M
1.1M
1.3M
1.3M
262K
0.0
0.0
0.0
0.0
1.7M
0.0
18M
1.7M
-906K
53.7M
81.5M
-90.4M
5.1M
5.5M
15.7M
8.7M
8.9M
11.6M
16.5M
32.9M
19.4M
37.8M
38.6M
48.9M
3.8M
0.0
(13.9M)
(6.1M)
(9.1M)
(7.5M)
(16.3M)
(9.2M)
(6.3M)
(157K)
(6.5M)
(330K)
(1.4M)
(0.0)
(3.2M)
(3.8M)
(8.6M)
(185K)
(7.2M)
(17M)
(0.0)
(0.0)
8.1M
339K
-5.4M
93K
2.9M
2.1M
8.7M
-9.8M
-3.5M
-9.5M
4.2M
-8.3M
2.6M
19.1M
8.7M
8.1M
1.8M
-14.4M
-334K
-2.6M
87.6M
63.6M
54.8M
92.7M
122.2M
-48.6M
53.7M
34.6M
38.8M
22.6M
33.8M
25.2M
34.8M
56.7M
37.5M
57.1M
50.6M
47M
46.9M
46.2M
INVESTING ACTIVITIES
-7.6M
-8.7M
-7M
-6.3M
-5.2M
-9.7M
-3.8M
-1.5M
-4M
-4.5M
-4.7M
-5.1M
-2.7M
-2.9M
-2.4M
-7M
-15.7M
-14.6M
-18.4M
-19.5M
(2.4M)
(0.0)
(0.0)
(2.9M)
(2.7M)
(3.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(85M)
(59.8M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-401.7M
-200M
-23.4M
-272.1M
-775.5M
-141M
-211.9M
-235.3M
-262.3M
-242M
-256.8M
-267.1M
-245.1M
-141.9M
-82M
-224.2M
-66.8M
-89.1M
-56.3M
-102.6M
370.9M
195.7M
140M
140.3M
257.5M
285.8M
230.4M
261.5M
256.5M
173.6M
116.9M
156.6M
135.4M
147.7M
81.4M
87.4M
78.1M
89.3M
58.9M
81.8M
100.3M
81.3M
-178.1M
-630.5M
66.6M
-171M
-61.7M
-118.7M
-87.7M
-64.6M
-52.5M
-54.9M
110.2M
85.4M
105.3M
92.6M
-31.1M
-66.6M
74.1M
64.2M
(64.4M)
(68.4M)
-68.5M
-765.8M
-454M
-32.6M
-46.9M
-94M
-97.5M
-137.4M
-197.1M
-170.5M
-2.1M
(88.3M)
(102.3M)
-51.2M
-35.5M
-81.1M
(58.3M)
(23.9M)
FINANCING ACTIVITIES
1.3M
-829K
-2.8M
1.3M
1M
-2M
-1.8M
-8M
0.0
-6.3M
-6M
-269K
1.2M
0.0
919K
822K
-509K
-1.5M
-42.7M
-4.3M
11.5M
-6.6M
-21.7M
21.9M
-47.3M
69.8M
-9.2M
662K
-6.2M
-69.2M
8.8M
-8.8M
-4.9M
6.3M
-55.1M
57.8M
-28.3M
33.7M
-28.2M
-44.5M
-17.1M
-14.9M
-12.9M
-11.2M
-10.5M
-9.6M
-8M
-5.5M
-4.1M
-2.9M
-2.2M
-1.6M
(0.0)
(0.0)
-5.1M
-8.4M
-13M
-12.6M
-12.8M
-12.3M
(0.0)
-2.3M
-3.7M
(0.0)
(0.0)
-2M
-1.8M
-8M
(0.0)
-6.3M
-6M
-269K
(0.0)
(0.0)
(0.0)
(0.0)
-1.6M
-2.4M
-43.3M
-5.4M
-9.7M
-29.8M
-237.5M
226.5M
495.3M
573.1M
114.7M
62.8M
58.4M
110.3M
156.6M
11.1M
-8.8M
-26.9M
68.5M
-154.3M
266.1M
-150.2M
60.7M
2.3M
-13.9M
-52.1M
-274.8M
238.4M
438.6M
631.3M
95.6M
50M
48.1M
31.9M
157.1M
444K
-12.6M
-20.6M
9.3M
-104M
224.3M
-130.7M
-23.1M
-58.8M
CASH FLOW SUMMARY
138.1M
79.8M
-288.6M
-434.7M
106.8M
550.1M
102.4M
-9.4M
-10.6M
-82.9M
-6.2M
-144.9M
20.2M
124.4M
149.1M
-98.1M
239.3M
-164.7M
82.1M
11.2M
391.9M
312.1M
600.7M
1B
928.5M
378.4M
276M
285.4M
296M
378.9M
385.1M
529.9M
509.7M
385.3M
236.2M
334.3M
94.9M
259.7M
177.6M
166.4M
530M
391.9M
312.1M
600.7M
1B
928.5M
378.4M
276M
285.4M
296M
378.9M
385.1M
529.9M
509.7M
385.3M
236.2M
334.3M
94.9M
259.7M
177.6M
80M
54.9M
47.7M
86.4M
117M
-58.3M
49.9M
33.2M
34.8M
18.2M
29.1M
20M
32.1M
53.8M
35.1M
50.1M
34.9M
32.4M
28.5M
26.7M

SEC Filings

CCBG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 10, 2026
April 21, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
Showing 1 to 10 of 405 filings