Commerce Bancshares, Inc.

Commerce Bancshares, Inc.

CBSHยทNASDAQ

$51.36

+0.32%
Financial ServicesBanks - Regional

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. It operates through a network of 287 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as commercial offices. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

At a Glance

Live Snapshot
Market Cap$7.49B
EPS4.0800
P/E Ratio12.59
Earnings Date07/15/2026
0.56%
Dividend Yield
11%
3Y+21.0%
5Y+63.0%
10Y+8.0%
28.32%
Dividend Payout Ratio
10%
3Y-
5Y+19.0%
10Y-18.0%
3Y+14.0%
5Y+20.0%
10Y+51.0%
Commerce Bancshares, Inc.

Commerce Bancshares, Inc. Dividend History

CBSH ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CBSH Dividend Payment History

CBSH ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2750

Annual Amount

$1.3619

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 24, 2026
Jun 5, 2026Jun 23, 2026
$0.2750
$0.2750
Quarterly0.00%
Feb 6, 2026
Mar 6, 2026Mar 24, 2026
$0.2750
$0.2750
Quarterly0.00%
Oct 31, 2025
Dec 2, 2025Dec 15, 2025
$0.2750
$0.2750
Quarterly+4.96%
Jul 25, 2025
Sep 5, 2025Sep 23, 2025
$0.2620
$0.2620
Quarterly-4.73%
Apr 25, 2025
Jun 6, 2025Jun 24, 2025
$0.2750
$0.2750
Quarterly0.00%
Jan 31, 2025
Mar 7, 2025Mar 25, 2025
$0.2750
$0.2750
Quarterly+12.24%
Oct 25, 2024
Dec 3, 2024Dec 17, 2024
$0.2450
$0.2450
Quarterly0.00%
Jul 26, 2024
Sep 5, 2024Sep 23, 2024
$0.2700
$0.2450
Quarterly0.00%
Apr 17, 2024
Jun 5, 2024Jun 18, 2024
$0.2700
$0.2450
Quarterly0.00%
Feb 2, 2024
Mar 7, 2024Mar 25, 2024
$0.2700
$0.2450
Quarterly+5.15%
Oct 27, 2023
Dec 4, 2023Dec 18, 2023
$0.5400
$0.2330
Quarterly0.00%
Jul 28, 2023
Sep 6, 2023Sep 25, 2023
$0.2700
$0.2330
Quarterly0.00%
Apr 19, 2023
Jun 5, 2023Jun 20, 2023
$0.2700
$0.2330
Quarterly0.00%
Feb 3, 2023
Mar 7, 2023Mar 27, 2023
$0.2700
$0.2330
Quarterly+1.75%
Oct 28, 2022
Dec 2, 2022Dec 16, 2022
$0.2650
$0.2290
Quarterly0.00%
Aug 5, 2022
Sep 7, 2022Sep 22, 2022
$0.2650
$0.2290
Quarterly0.00%
Apr 20, 2022
Jun 7, 2022Jun 22, 2022
$0.2650
$0.2290
Quarterly0.00%
Feb 4, 2022
Mar 8, 2022Mar 23, 2022
$0.2650
$0.2290
Quarterly+0.88%
Nov 12, 2021
Dec 2, 2021Dec 17, 2021
$0.2620
$0.2270
Quarterly+5.09%
Jul 30, 2021
Sep 7, 2021Sep 23, 2021
$0.2620
$0.2160
Quarterly0.00%
Apr 21, 2021
Jun 4, 2021Jun 21, 2021
$0.2620
$0.2160
Quarterly0.00%
Feb 5, 2021
Mar 9, 2021Mar 24, 2021
$0.2620
$0.2160
Quarterly-2.70%
Oct 30, 2020
Dec 2, 2020Dec 18, 2020
$0.2700
$0.2220
Quarterly+4.72%
Jul 31, 2020
Sep 4, 2020Sep 21, 2020
$0.2700
$0.2120
Quarterly0.00%
Apr 15, 2020
Jun 5, 2020Jun 22, 2020
$0.2700
$0.2120
Quarterly0.00%
Feb 7, 2020
Mar 6, 2020Mar 23, 2020
$0.2700
$0.2120
Quarterly+3.92%
Nov 1, 2019
Dec 3, 2019Dec 18, 2019
$0.5200
$0.2040
Quarterly0.00%
Aug 2, 2019
Sep 6, 2019Sep 23, 2019
$0.2600
$0.2040
Quarterly0.00%
Apr 17, 2019
Jun 7, 2019Jun 24, 2019
$0.2600
$0.2040
Quarterly0.00%
Jan 25, 2019
Mar 8, 2019Mar 25, 2019
$0.2600
$0.2040
Quarterly+10.87%
Oct 26, 2018
Nov 30, 2018Dec 17, 2018
$0.2350
$0.1840
Quarterly+5.14%
Jul 27, 2018
Sep 7, 2018Sep 24, 2018
$0.2350
$0.1750
Quarterly0.00%
Apr 18, 2018
Jun 8, 2018Jun 25, 2018
$0.2350
$0.1750
Quarterly0.00%
Jan 26, 2018
Mar 9, 2018Mar 26, 2018
$0.2350
$0.1750
Quarterly+4.17%
Oct 27, 2017
Nov 30, 2017Dec 18, 2017
$0.2250
$0.1680
Quarterly0.00%
Jul 28, 2017
Sep 8, 2017Sep 25, 2017
$0.2250
$0.1680
Quarterly0.00%
Apr 20, 2017
Jun 9, 2017Jun 26, 2017
$0.2250
$0.1680
Quarterly0.00%
Feb 3, 2017
Mar 10, 2017Mar 27, 2017
$0.2250
$0.1680
Quarterly0.00%
Oct 28, 2016
Dec 2, 2016Dec 19, 2016
$0.2250
$0.1680
Quarterly0.00%
Jul 29, 2016
Sep 9, 2016Sep 26, 2016
$0.2250
$0.1680
Quarterly0.00%
Apr 20, 2016
Jun 10, 2016Jun 27, 2016
$0.2250
$0.1680
Quarterly0.00%
Feb 5, 2016
Mar 11, 2016Mar 28, 2016
$0.2250
$0.1680
Quarterly+5.00%
Oct 30, 2015
Nov 27, 2015Dec 14, 2015
$0.2140
$0.1600
Quarterly0.00%
Jul 24, 2015
Sep 11, 2015Sep 28, 2015
$0.2250
$0.1600
Quarterly0.00%
Apr 15, 2015
Jun 5, 2015Jun 26, 2015
$0.2250
$0.1600
Quarterly0.00%
Jan 30, 2015
Mar 6, 2015Mar 26, 2015
$0.2250
$0.1600
Quarterly+5.26%
Oct 31, 2014
Nov 28, 2014Dec 15, 2014
$0.2140
$0.1520
Quarterly0.00%
Jul 25, 2014
Sep 5, 2014Sep 25, 2014
$0.2250
$0.1520
Quarterly0.00%
Apr 16, 2014
Jun 5, 2014Jun 23, 2014
$0.2250
$0.1520
Quarterly0.00%
Jan 31, 2014
Mar 5, 2014Mar 24, 2014
$0.2250
$0.1520
Quarterly-
cbsh

Commerce Bancshares, Inc. Payout Ratio Analysis

CBSH ยท NASDAQ
Dividends Paid
-150.24M
2025
Net Income
566.25M
2025
Payout Ratio
26.53%
2025

Dividend Sustainability Analysis

Payout Ratio
26.53%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
25.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-3.5%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.