CB Financial Services, Inc.

CB Financial Services, Inc.

CBFVยทNASDAQ

$33.92

-0.56%
Financial ServicesBanks - Regional

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$172.06M
EPS0.9700
P/E Ratio34.97
Earnings Date07/22/2026
3Y+10.0%
5Y+9.0%
10Y+83.0%
3Y+7.0%
5Y+8.0%
10Y+84.0%
3Y+43.0%
5Y+17.0%
10Y+76.0%
cbfv

CB Financial Services, Inc. Funding & Solvency Profile

CBFV ยท NASDAQ
Cash & Cash Equivalents31.69M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets32 M
Property, Plant & Equipment19.65M
Goodwill & Intangible Assets9.73M
Long-Term Investments1.43B
Other Non-Current Assets54.58M
Total Non-Current Assets2 B
Total Assets
1.55B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.82x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1328112000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

CB Financial Services, Inc. Balance Sheet

CBFV โ€ข NASDAQ

CB Financial Services, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2005Dec 2004Dec 2003Dec 2002
ASSETS
CURRENT ASSETS
31.7M
49.6M
68.2M
103.7M
119.7M
160.9M
80.2M
53.4M
20.6M
14.3M
11.3M
11.8M
16.4M
24.8M
13.4M
13.1M
10.4M
10.8M
0.0
259.5M
204.5M
187.4M
222.1M
142.9M
194.7M
225.4M
123.6M
106.2M
95.9M
105.4M
133.8M
0.0
0.0
0.0
0.0
0.0
31.7M
309.1M
272.7M
291.1M
341.8M
303.8M
277.6M
278.8M
144.2M
120.5M
107.2M
117.2M
150.2M
24.8M
13.4M
13.1M
10.4M
10.8M
0.0
0.0
0.0
21.1M
12.9M
15.2M
15.9M
13.9M
10.6M
9.9M
8.8M
9.3M
6M
0.0
4.4M
4.3M
4.3M
3.7M
0.0
0.0
0.0
21.1M
12.9M
15.2M
15.9M
13.9M
10.6M
9.9M
8.8M
9.3M
6M
0.0
4.4M
4.3M
4.3M
3.7M
0.0
0.0
0.0
0.0
0.0
0.0
-2.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
31.7M
309.1M
272.7M
312.2M
354.6M
319M
290.7M
292.7M
154.8M
130.4M
116M
126.5M
156.2M
24.8M
17.7M
17.4M
14.6M
14.6M
NON-CURRENT ASSETS
19.6M
20.7M
19.7M
17.8M
18.4M
20.3M
22.3M
23.4M
16.7M
14.1M
10.3M
10.6M
4.6M
4.9M
3.1M
3.3M
2.8M
3.4M
9.7M
9.7M
9.7M
9.7M
9.7M
9.7M
28.4M
28.4M
5M
5M
5M
5.6M
2.2M
2.2M
0.0
0.0
0.0
0.0
0.0
0.0
958K
3.5M
5.3M
8.4M
10.5M
10.9M
3.3M
3.8M
4.4M
4.9M
0.0
52K
4.4M
4.3M
4.3M
3.7M
9.7M
9.7M
10.7M
13.2M
15M
18.1M
39M
39.4M
8.2M
8.8M
9.3M
10.5M
2.2M
2.2M
4.5M
4.6M
367.6K
367.6K
1.4B
1.1B
1.1B
1B
1B
1B
945.3M
903.3M
735.6M
674.1M
676.9M
681M
374.8M
0.0
291.9M
271.1M
248.4M
229.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2M
0.0
0.0
0.0
0.0
54.6M
55.7M
49.7M
25.9M
25.3M
24.8M
24.2M
22.9M
19.2M
18.7M
18.2M
17.7M
8.7M
0.0
17.9M
30.3M
16.7M
14.7M
1.5B
1.2B
1.2B
1.1B
1.1B
1.1B
1B
989M
779.7M
715.7M
714.7M
719.8M
390.2M
7.1M
317.4M
309.2M
268.4M
248M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
514.9M
0.0
0.0
0.0
0.0
1.5B
1.5B
1.5B
1.4B
1.4B
1.4B
1.3B
1.3B
934.5M
846.1M
830.7M
846.3M
546.5M
546.8M
335.1M
326.6M
283M
262.6M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
7.6M
8.9M
8.6M
7.5M
6.4M
3.8M
3.4M
4M
5.1M
1.8M
0.0
1.3M
868.5K
909.5K
964.9K
0.0
0.0
0.0
7.6M
8.9M
8.6M
7.5M
6.4M
3.8M
3.4M
4M
5.1M
1.8M
0.0
1.3M
868.5K
909.5K
964.9K
20M
20M
0.0
8.1M
42.3M
43.1M
36.6M
62M
39.6M
54.1M
41.8M
46.7M
15.4M
0.0
11M
10.4M
12.7M
6.7M
1.3B
1.3B
1.3B
1.3B
1.2B
1.2B
1.1B
1.1B
773.3M
698.2M
679.3M
697.5M
480.3M
0.0
289.3M
275.3M
228M
212.4M
1.4B
1.3B
1.3B
1.3B
1.3B
1.3B
1.2B
1.2B
816.7M
755.6M
725.1M
749.3M
497.5M
328K
301.7M
286.7M
241.6M
220.1M
NON-CURRENT LIABILITIES
14.8M
14.7M
34.7M
14.6M
14.6M
6M
8M
20M
24.5M
28M
28M
15.1M
4M
7M
5.5M
13.5M
15M
16.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-10.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.6M
16M
14.4M
0.0
0.0
0.0
0.0
-31M
0.0
-27M
-9.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
30.4M
30.7M
49.1M
14.6M
14.6M
6M
8M
-11M
24.5M
973K
18.6M
15.1M
4M
7M
5.5M
13.5M
15M
16.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
495M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
877K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4B
1.3B
1.3B
1.3B
1.3B
1.3B
1.2B
1.1B
841.2M
756.6M
743.8M
764.4M
501.5M
502.3M
307.2M
300.1M
256.6M
236.5M
SHAREHOLDERS' EQUITY
-19.8M
-15M
-14.5M
-13.8M
-9.1M
-5.1M
-3.8M
-4.4M
-4.6M
-4.7M
-4.8M
-5M
-2.1M
-2.1M
-1.2M
-1.2M
-869.9K
-869.9K
2.4M
2.4M
2.4M
2.4M
2.4M
2.4M
2.4M
2.4M
1.8M
1.8M
1.8M
1.8M
1.1M
1.1M
1M
1M
1M
1M
87.6M
86.4M
85.3M
84M
83.3M
82.7M
83M
83.2M
42.1M
41.9M
41.6M
41.8M
6M
5.6M
3.7M
3.7M
3.7M
3.7M
90.6M
90.9M
83.4M
63.9M
57.5M
51.1M
67M
57.8M
55.3M
51.7M
47.7M
42.8M
40.8M
38.6M
24.7M
22.8M
22.1M
21.5M
-3.4M
-17.2M
-16.7M
-26.2M
-927K
3.4M
2.6M
-1.4M
-1.3M
-1.2M
575K
565K
-763K
0.0
-298.9K
188.6K
508.9K
773.9K
157.5M
147.4M
139.8M
110.2M
133.1M
134.5M
151.1M
137.6M
93.3M
89.5M
86.9M
81.9M
45M
44.5M
28M
26.5M
26.4M
26.1M
157.5M
147.4M
139.8M
110.2M
133.1M
134.5M
151.1M
137.6M
93.3M
89.5M
86.9M
81.9M
45M
44.5M
28M
26.5M
26.4M
26.1M
SUMMARY
1.5B
1.5B
1.5B
1.4B
1.4B
1.4B
1.3B
1.3B
934.5M
846.1M
830.7M
846.3M
546.5M
0.0
335.1M
326.6M
283M
262.6M
1.4B
1.3B
1.3B
1.2B
1.2B
1.2B
1.1B
1.1B
859.2M
780.3M
772.7M
786.4M
508.6M
0.0
291.9M
271.1M
248.4M
229.5M
34.8M
34.7M
34.7M
22.7M
56.9M
49.1M
44.6M
82M
64.1M
82.1M
69.8M
61.8M
19.4M
0.0
16.5M
23.9M
27.7M
23.1M
3.1M
-14.9M
-33.5M
-81M
-62.8M
-111.9M
-35.6M
28.6M
43.5M
67.8M
58.5M
50.1M
3M
-24.8M
3.2M
10.8M
17.3M
12.3M
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560
4,985,560

SEC Filings

CBFV - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 12, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 09, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 29, 2025
2025
8-K

8-K 2025

N/A

November 24, 2025
November 20, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 215 filings