CB Financial Services, Inc.

CB Financial Services, Inc.

CBFVยทNASDAQ

$33.92

-0.56%
Financial ServicesBanks - Regional

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$172.06M
EPS0.9700
P/E Ratio34.97
Earnings Date07/22/2026
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CB Financial Services, Inc. Street Expectations Map

CBFV ยท NASDAQ

No Target Data

No analyst price targets available for cbfv.

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CB Financial Services, Inc. Forward Estimates of Revenue

CBFV ยท NASDAQ
Latest Revenue
68.64M
FY 2025
Avg Estimate
62.35M
FY 2026
Estimate Range
62.11M - 62.59M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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CB Financial Services, Inc. Forward Estimates of Net Income

CBFV ยท NASDAQ
Latest Net Income
4.90M
FY 2025
Avg Estimate
15.87M
FY 2026
Estimate Range
15.68M - 15.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+223.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CB Financial Services, Inc. Forward Estimates of EPS

CBFV ยท NASDAQ
Latest EPS
0.97
FY 2025
Avg Estimate
$2.97
FY 2026
Estimate Range
$2.95 - $2.99
Analyst Spread

Forward Growth Analysis

Projected Growth+206.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CB Financial Services, Inc. Forward Estimates of EBIT

CBFV ยท NASDAQ
Latest EBIT
5.30M
FY 2025
Avg Estimate
16.54M
FY 2026
Estimate Range
16.47M - 16.60M
Analyst Spread

Forward Growth Analysis

Projected Growth+212.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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CB Financial Services, Inc. Forward Estimates of EBITDA

CBFV ยท NASDAQ
Latest EBITDA
7.11M
FY 2025
Avg Estimate
19.04M
FY 2026
Estimate Range
18.97M - 19.11M
Analyst Spread

Forward Growth Analysis

Projected Growth+167.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

cbfv

CB Financial Services, Inc. Forward Estimates of SG&A Expense

CBFV ยท NASDAQ
Latest SG&A Expense
1.59M
FY 2025
Avg Estimate
18.34M
FY 2026
Estimate Range
18.27M - 18.41M
Analyst Spread

Forward Growth Analysis

Projected Growth+1053.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

cbfv

CB Financial Services, Inc. Insider Positioning

CBFV ยท NASDAQ

During the last 12 months, insiders have purchased $33K and sold $117K worth of CBFV shares, resulting in $84K of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

3.2K

117.25K

Net Activity

-117K

-$117K

6-9 Months

Bought

1.0K

32.80K

Sold

0

0.00

Net Activity

+33K

+$33K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
SBA

Sharp Bruce A.

Officer: Sevp & Chief Comm Loan Officer

1.0K sharesโ€ข1 transactions

$33K

Top Sellers

1
GCR

Guthrie Charles R.

Director, Other: Vice Chairman Of The Board

1.9K sharesโ€ข1 transactions

$71K

2
CS

Cobain Stephen

Officer: Chief Credit Officer

1.3K sharesโ€ข1 transactions

$44K

3
EAL

Engles Amanda L

Officer: Evp And Cfo

43 sharesโ€ข1 transactions

$1K

4
GJL

George Jennifer L

Officer: Sevp And Coo

0 sharesโ€ข1 transactions

$0

5
LJJ

Lacarte John J

Director

0 sharesโ€ข1 transactions

$0

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $84K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.28:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.