CARE - NASDAQ
Carter Bankshares, Inc.
$28.33
-3.5%Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction and acquisition loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll and social security checks, online banking, bill pay, online account opening, mobile deposit, mobile banking, debit cards, e-statements, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. It operates through 69 branches in Virginia and North Carolina. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.
At a Glance
Live Snapshotcare
Operating Income
Last Annual Value
40.00M
3-Year CAGR
-13%
5-Year CAGR
24%
10-Year CAGR
-2%
Carter Bankshares, Inc. Competitors Analysis of Operating Income
| Company | Operating Income | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
Carter Bankshares, Inc. NASDAQ:CARE | 40.00M | 11.7% | 2.3% | 8.5% | |
 Sierra Bancorp NASDAQ:BSRR | 56.40M | 6.7% | -0.3% | 7.9% | |
 USCB Financial Holdings, Inc. NASDAQ:USCB | 35.92M | 18.1% | 5.3% | N/A | |
 ACNB Corporation NASDAQ:ACNB | 46.45M | 5.2% | 5.8% | 12.2% | |
 Arrow Financial Corporation NASDAQ:AROW | 55.39M | 13.9% | -3.0% | 3.9% | |
 First Business Financial Services, Inc. NASDAQ:FBIZ | 60.45M | 8.6% | 5.1% | 13.5% | |
 Home Bancorp, Inc. NASDAQ:HBCP | 58.02M | 5.0% | -0.8% | 9.4% | |
 Northfield Bancorp, Inc. NASDAQ:NFBK | 17.05M | -30.9% | -29.4% | -8.1% | |
 Northrim BanCorp, Inc. NASDAQ:NRIM | 86.15M | 39.7% | 12.4% | 15.1% | |
 Peoples Financial Services Corp. NASDAQ:PFIS | 72.23M | 30.5% | 6.2% | 11.4% | |
 Red River Bancshares, Inc. NASDAQ:RRBI | 53.13M | 7.3% | 5.8% | 5.4% |
Carter Bankshares, Inc. Fair Value Envelope
Related Guides
Continue your CARE research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.