Carter Bankshares, Inc.

Carter Bankshares, Inc.

CAREยทNASDAQ

$28.33

-3.5%
Financial ServicesBanks - Regional

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction and acquisition loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll and social security checks, online banking, bill pay, online account opening, mobile deposit, mobile banking, debit cards, e-statements, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. It operates through 69 branches in Virginia and North Carolina. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

At a Glance

Live Snapshot
Market Cap$629.55M
EPS1.4000
P/E Ratio14.08
Earnings Date07/23/2026
0.00%
Dividend Yield
3Y-
5Y-
10Y-100.0%
0.00%
Dividend Payout Ratio
3Y-
5Y-
10Y-100.0%
3Y-
5Y-
10Y-100.0%
Carter Bankshares, Inc.

Carter Bankshares, Inc. Dividend History

CARE ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CARE Dividend Payment History

CARE ยท NASDAQ

Total Payments

38

Latest Dividend

$0.1000

Annual Amount

$0.1000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
May 11, 2026May 25, 2026
$0.1000
$0.1000
Quarterly-28.57%
Feb 12, 2020
Feb 18, 2020Mar 3, 2020
$0.1400
$0.1400
Quarterly+40.00%
Jul 1, 2016
Jul 15, 2016Jul 29, 2016
$0.1000
$0.1000
Quarterly0.00%
Apr 8, 2016
Apr 25, 2016May 2, 2016
$0.1000
$0.1000
Quarterly0.00%
Jan 5, 2016
Jan 15, 2016Jan 29, 2016
$0.1000
$0.1000
Quarterly0.00%
Oct 1, 2015
Oct 15, 2015Oct 30, 2015
$0.1000
$0.1000
Quarterly0.00%
Jul 6, 2015
Jul 17, 2015Jul 31, 2015
$0.1000
$0.1000
Quarterly0.00%
Apr 1, 2015
Apr 15, 2015Apr 30, 2015
$0.1000
$0.1000
Quarterly0.00%
Jan 2, 2015
Jan 16, 2015Jan 30, 2015
$0.1000
$0.1000
Quarterly0.00%
Oct 1, 2014
Oct 14, 2014Oct 31, 2014
$0.1000
$0.1000
Quarterly0.00%
Jul 1, 2014
Jul 14, 2014Jul 31, 2014
$0.1000
$0.1000
Quarterly0.00%
Apr 1, 2014
Apr 14, 2014Apr 30, 2014
$0.1000
$0.1000
Quarterly0.00%
Jan 2, 2014
Jan 13, 2014Jan 31, 2014
$0.1000
$0.1000
Quarterly0.00%
Oct 1, 2013
Oct 15, 2013Oct 31, 2013
$0.1000
$0.1000
Quarterly0.00%
Jul 1, 2013
Jul 15, 2013Jul 31, 2013
$0.1000
$0.1000
Quarterly0.00%
Apr 2, 2013
Apr 15, 2013Apr 30, 2013
$0.1000
$0.1000
Quarterly0.00%
Jan 2, 2013
Jan 14, 2013Jan 31, 2013
$0.1000
$0.1000
Quarterly0.00%
Oct 2, 2012
Oct 15, 2012Oct 31, 2012
$0.1000
$0.1000
Quarterly0.00%
Jul 2, 2012
Jul 13, 2012Jul 31, 2012
$0.1000
$0.1000
Quarterly0.00%
Apr 2, 2012
Apr 12, 2012Apr 30, 2012
$0.1000
$0.1000
Quarterly0.00%
Jan 3, 2012
Jan 13, 2012Jan 31, 2012
$0.1000
$0.1000
Quarterly0.00%
Oct 3, 2011
Oct 14, 2011Oct 31, 2011
$0.1000
$0.1000
Quarterly0.00%
Jul 1, 2011
Jul 11, 2011Jul 29, 2011
$0.1000
$0.1000
Quarterly0.00%
Apr 1, 2011
Apr 12, 2011Apr 29, 2011
$0.1000
$0.1000
Quarterly0.00%
Jan 3, 2011
Jan 13, 2011Jan 31, 2011
$0.1000
$0.1000
Quarterly0.00%
Oct 1, 2010
Oct 12, 2010Oct 29, 2010
$0.1000
$0.1000
Quarterly0.00%
Jul 6, 2010
Jul 13, 2010Jul 30, 2010
$0.1000
$0.1000
Quarterly0.00%
Apr 2, 2010
Apr 12, 2010Apr 30, 2010
$0.1000
$0.1000
Quarterly0.00%
Jan 4, 2010
Jan 14, 2010Jan 29, 2010
$0.1000
$0.1000
Quarterly0.00%
Oct 2, 2009
Oct 13, 2009Oct 31, 2009
$0.1000
$0.1000
Quarterly0.00%
Jul 2, 2009
Jul 13, 2009Jul 31, 2009
$0.1000
$0.1000
Quarterly0.00%
Apr 3, 2009
Apr 13, 2009Apr 30, 2009
$0.1000
$0.1000
Quarterly0.00%
Jan 7, 2009
Jan 20, 2009Jan 30, 2009
$0.1000
$0.1000
Quarterly0.00%
Oct 6, 2008
Oct 13, 2008Oct 31, 2008
$0.1000
$0.1000
Quarterly0.00%
Jul 11, 2008
Jul 18, 2008Jul 31, 2008
$0.1000
$0.1000
Quarterly0.00%
Apr 8, 2008
Apr 18, 2008Apr 30, 2008
$0.1000
$0.1000
Quarterly0.00%
Jan 8, 2008
Jan 15, 2008Jan 31, 2008
$0.1000
$0.1000
Quarterly0.00%
Oct 5, 2007
Oct 15, 2007Oct 31, 2007
$0.1000
$0.1000
Quarterly-
care

Carter Bankshares, Inc. Payout Ratio Analysis

CARE ยท NASDAQ
Dividends Paid
0.00
2025
Net Income
31.36M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.