Carter Bankshares, Inc.

Carter Bankshares, Inc.

CARE·NASDAQ

$27.33

-3.5%
Financial ServicesBanks - Regional

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction and acquisition loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll and social security checks, online banking, bill pay, online account opening, mobile deposit, mobile banking, debit cards, e-statements, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. It operates through 69 branches in Virginia and North Carolina. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

At a Glance

Live Snapshot
Market Cap$607.33M
EPS1.4000
P/E Ratio19.52
Earnings Date07/23/2026

care

Operating Cash Flow

Last Annual Value

39.86M

3-Year CAGR

-17%

5-Year CAGR

39%

10-Year CAGR

-3%

Carter Bankshares, Inc.

Carter Bankshares, Inc. Competitors Analysis of Operating Cash Flow

CARE · NASDAQ
CompanyOperating Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
39.86M
-5.2%-12.5%2.0% 
BSRR logo
Sierra Bancorp
NASDAQ:BSRR
33.70M
-14.1%-8.5%8.0%
42.80M
23.8%14.2%N/A
ACNB logo
ACNB Corporation
NASDAQ:ACNB
53.64M
9.7%5.0%16.0%
41.28M
26.1%-9.6%1.8%
61.70M
5.7%11.4%9.0%
54.51M
9.6%-0.4%10.3%
53.70M
4.6%-3.7%3.6%
139.34M
53.0%4.5%21.3%
54.27M
17.7%5.9%6.8%
45.39M
4.2%-6.1%8.9%
Carter Bankshares, Inc.

Carter Bankshares, Inc. Fair Value Envelope

CARE · NASDAQ

Our analysis suggests that CARE has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $27.33, this represents a potential HIDDEN relative to our calculated worth for Carter Bankshares, Inc..

Intrinsic Value
Current Price: $27.33