Credit Acceptance Corporation

Credit Acceptance Corporation

CACC·NASDAQ

$541.58

-3.6%
Financial ServicesFinancial - Credit Services

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

At a Glance

Live Snapshot
Market Cap$5.66B
EPS38.2600
P/E Ratio14.16
Earnings Date07/30/2026

cacc

Operating Expenses

Last Annual Value

1.18B

3-Year CAGR

22%

5-Year CAGR

-1%

10-Year CAGR

25%

Credit Acceptance Corporation

Credit Acceptance Corporation Competitors Analysis of Operating Expenses

CACC · NASDAQ
CompanyOperating Expenses
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.18B
9.0%46.8%20.2% 
NNI logo
Nelnet, Inc.
NYSE:NNI
821.71M
-2.7%1.8%7.6%
SLM logo
SLM Corporation
NASDAQ:SLM
655.59M
-1.5%4.7%5.4%
449.74M
-0.5%0.5%13.7%
461.06M
0.4%9.9%9.6%
9.47B
1.5%3.8%7.7%
ABCB logo
Ameris Bancorp
NASDAQ:ABCB
569.15M
1.6%1.4%10.5%
421.00M
1.6%-5.8%-7.8%
599.64M
2.8%1.1%9.3%
124.30M
28.3%21.2%15.3%
Credit Acceptance Corporation

Credit Acceptance Corporation Fair Value Envelope

CACC · NASDAQ

Our analysis suggests that CACC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $541.58, this represents a potential HIDDEN relative to our calculated worth for Credit Acceptance Corporation.

Intrinsic Value
Current Price: $541.58