CACC - NASDAQ
Credit Acceptance Corporation
$541.58
-3.6%Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
At a Glance
Live SnapshotCredit Acceptance Corporation Management Team
Mr. Nicholas J. Elliott
Chief Alignment Officer
Mr. Arthur L. Smith
Chief Analytics Officer
Compensation
$718,237
Mr. Kenneth S. Booth
Chief Executive Officer, President & Director
Compensation
$1,018,553
Mr. Vinayak R. Hegde
Chief Executive Officer, President & Director
Compensation
$100,000
Mr. Jay D. Martin
Chief Financial Officer
Compensation
$533,638
Ms. Erin J. Kerber
Chief Legal Officer, Chief Compliance Officer & Secretary
Mr. Andrew K. Rostami
Chief Marketing & Product Officer
Compensation
$617,886
Mr. Jonathan L. Lum
Chief Operating Officer
Compensation
$578,241
Ms. Wendy A. Rummler
Chief People Officer
Compensation
$427,312
Mr. Daniel A. Ulatowski
Chief Sales Officer
Compensation
$718,241
Mr. Ravi Mohan Valiyaveettil
Chief Technology Officer
Compensation
$95,509
Mr. Kenneth S. Booth
Executive Director
Compensation
$1,018,553
Credit Acceptance Corporation Insider Positioning
During the last 12 months, insiders have sold $23.16M worth of CACC shares, with no buying activity reported.
3 Months
0
0.00
13.2K
7.30M
-7.3M
-$7.30M
3-6 Months
0
0.00
20.9K
10.46M
-10.5M
-$10.46M
6-9 Months
0
0.00
8.5K
4.34M
-4.3M
-$4.34M
9-12 Months
0
0.00
2.0K
1.07M
-1.1M
-$1.07M
Top Buyers
No buying activity
Top Sellers
Booth Kenneth
Director
$11.69M
Ulatowski Daniel A.
Officer: Chief Sales Officer
$4.02M
Rummler Wendy A
Officer: Chief People Officer
$2.06M
Martin Jay D
Officer: Chief Financial Officer
$1.54M
Kerber Erin J
Officer: Chief Legal Officer
$1.32M
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $23.16M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
CACC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 28, 2026 | June 10, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 24, 2025 | June 04, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 25, 2024 | June 05, 2024 | 2024 | |
DEF 14A DEF 14A N/A | April 21, 2023 | April 21, 2023 | ||
DEF 14A DEF 14A 2022 N/A | April 28, 2022 | June 08, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | June 10, 2021 | July 21, 2021 | 2021 | |
DEF 14A DEF 14A 2019 N/A | June 04, 2020 | December 31, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | April 25, 2019 | December 31, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | April 26, 2018 | December 31, 2017 | 2017 | |
DEF 14A DEF 14A 2016 N/A | April 27, 2017 | December 31, 2016 | 2016 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.