Princeton Bancorp, Inc.

Princeton Bancorp, Inc.

BPRNยทNASDAQ

$34.13

-3.5%
Financial ServicesBanks - Regional

Princeton Bancorp, Inc. operates as a bank holding company. It is a full-service financial institution that provides business and personal banking. It offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans, including home equity loans and lines of credit. The company was founded in 2017 and is headquartered in Princeton, NJ.

At a Glance

Live Snapshot
Market Cap$232.46M
EPS2.7300
P/E Ratio12.50
Earnings Date07/23/2026
3Y+76.0%
5Y+109.0%
10Y+191.0%
3Y-30.0%
5Y+35.0%
10Y+57.0%
3Y-10.0%
5Y+19.0%
10Y+58.0%
Princeton Bancorp, Inc.

Princeton Bancorp, Inc. Profit Bridge

BPRN ยท NASDAQ
Revenue138.99M
Cost of Goods Sold (61.39M)
Gross Profit77.60M
Operating Expenses (53.92M)
Operating Income23.68M
Interest Expense (54.74M)
Other Income/Expense0.00
Pretax Income23.68M
Income Tax (5.07M)
Net Income18.61M
Net Income
18.61M

Profitability Analysis

Gross Margin

55.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

17.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.4%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.4%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Princeton Bancorp, Inc. Income Statement

BPRN โ€ข NASDAQ

Princeton Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010
REVENUE
139M
131.1M
105.4M
78.9M
73.9M
66.5M
63.1M
56.5M
50.8M
47.8M
45.5M
34.6M
29.8M
27M
28.2M
17.7M
GROSS PROFIT
(61.4M)
(61.5M)
(36.3M)
(6.4M)
(10.3M)
(18.1M)
(23.1M)
(14M)
(12.6M)
(7.7M)
(8.7M)
(7.2M)
(7.1M)
(7.3M)
(28.2M)
(17.7M)
77.6M
69.6M
69.1M
72.5M
63.6M
48.4M
40M
42.5M
38.2M
40M
36.8M
27.4M
22.7M
19.8M
0.0
0.0
OPERATING INCOME
(53.9M)
(56.8M)
(38.8M)
(38.5M)
(34.5M)
(31.1M)
(27.7M)
(24.8M)
(23.3M)
(23.8M)
(22.1M)
(19.2M)
(18M)
(18M)
(5M)
(3M)
(4M)
(27.8M)
(24.8M)
(21.9M)
(18.5M)
(17.2M)
(15.7M)
(15.3M)
(13.8M)
(14.3M)
(13.2M)
(19.2M)
(16.6M)
(15.1M)
(10M)
(6M)
23.7M
12.8M
30.3M
34.1M
29.2M
17.3M
12.3M
17.7M
14.9M
16.3M
14.7M
13.7M
13.2M
10.7M
4M
-115.7K
PRE-TAX INCOME
(54.7M)
(56.4M)
(33.2M)
(6M)
(6.7M)
(12.8M)
(18.3M)
(13.4M)
(8.8M)
(7.8M)
(6.8M)
(7.2M)
(7.1M)
(7.3M)
(289K)
(342.5K)
75.8M
66.5M
65M
68.1M
62.6M
48.9M
41.5M
41M
39.1M
37.7M
36.4M
0.0
0.0
0.0
-289K
-342.5K
(49.9M)
(29M)
(14M)
(16.5M)
(16M)
(13.9M)
(12M)
(9.5M)
(9.5M)
(9.5M)
(8.8M)
(0.0)
(0.0)
(0.0)
-5M
-3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.7M
-112K
1M
23.7M
12.8M
30.3M
34.1M
29.2M
17.3M
12.3M
17.7M
14.9M
16.3M
14.7M
12.2M
11.8M
9M
3.9M
898.8K
NET INCOME
(5.1M)
(2.6M)
(4.6M)
(7.6M)
(6.7M)
(3.5M)
(2.2M)
(3M)
(3.8M)
(4.5M)
(3.7M)
(3.2M)
(3M)
(2.7M)
(1.1M)
-1.5M
18.6M
10.2M
25.8M
26.5M
22.5M
13.8M
10.1M
14.7M
11M
11.8M
11M
9M
8.8M
6.3M
2.8M
2.4M

SEC Filings

BPRN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

April 06, 2026
December 31, 2025
2025
DEF 14A

DEF 14A 2026

N/A

March 26, 2026
April 21, 2026
2026
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

November 25, 2025
November 19, 2025
2025
Showing 1 to 10 of 71 filings