BPRN - NASDAQ

Princeton Bancorp, Inc.

BPRN·NASDAQ

$34.13

-3.5%

Financial ServicesBanks - Regional

Princeton Bancorp, Inc. operates as a bank holding company. It is a full-service financial institution that provides business and personal banking. It offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans, including home equity loans and lines of credit. The company was founded in 2017 and is headquartered in Princeton, NJ.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$232.46M

EPS2.7300

P/E Ratio12.50

Earnings Date07/23/2026

2.29B

Assets

-2%

3Y+43.0%

5Y+43.0%

10Y+123.0%

2.01B

Total Liabilities

-3%

3Y+46.0%

5Y+45.0%

10Y+118.0%

270.71M

Total Equity

3Y+23.0%

5Y+30.0%

10Y+162.0%

Princeton Bancorp, Inc. Funding & Solvency Profile

BPRN · NASDAQ

Current Assets

Cash & Cash Equivalents36.35M

Net Receivables7.80M

Inventory0.00

Other Current Assets0.00

Total Current Assets176 M

Non-Current Assets

Property, Plant & Equipment37.02M

Goodwill & Intangible Assets17.16M

Long-Term Investments1.85B

Other Non-Current Assets191.16M

Total Non-Current Assets2 B

Total Assets

2.29B

Financial Health Analysis

Current Ratio

0.09x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.44x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1808876000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Princeton Bancorp, Inc. Balance Sheet

BPRN • NASDAQ

Princeton Bancorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	36.3M	33.6M	34.5M	25.3M	12M	67.4M	72.6M	26.4M	82.8M	19.6M	28.6M	31.9M	27.4M	24.6M	0.0	0.0
Short-Term Investments	131.7M	193.9M	91.4M	81.3M	101.2M	75.6M	112.3M	91.7M	101.7M	113M	141.5M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	168M	227.6M	125.9M	106.6M	113.2M	143.1M	184.9M	118.1M	184.6M	132.6M	170.1M	31.9M	27.4M	24.6M	0.0	0.0
Net Receivables	7.8M	8M	6.1M	4.8M	4.2M	4.9M	3.6M	3.7M	3.5M	3.2M	3.1M	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	7.8M	8M	6.1M	4.8M	4.2M	4.9M	3.6M	3.7M	3.5M	3.2M	3.1M	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.2M	2.5M	0.0	0.0	0.0	0.0	0.0
Other Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	62.6M	28.7M
Total Current Assets	175.8M	235.6M	132M	111.4M	117.4M	148M	188.5M	121.8M	188.1M	135.8M	175.7M	31.9M	27.4M	24.6M	62.6M	28.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	37M	39.7M	37.9M	27.7M	30.5M	31.1M	25.3M	4.2M	3.9M	4.5M	5.5M	5.8M	5.8M	5.8M	5.2M	4.2M
Goodwill	14.4M	14.4M	8.9M	8.9M	8.9M	8.9M	8.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	2.8M	3.6M	1.4M	1.8M	2.4M	3M	3.8M	0.0	0.0	0.0	0.0	100K	200K	400K	0.0	0.0
Goodwill & Intangible Assets	17.2M	18M	10.3M	10.7M	11.2M	11.9M	12.6M	0.0	0.0	0.0	0.0	100K	200K	400K	0.0	0.0
Long-Term Investments	1.8B	1.8B	1.5B	1.4B	1.3B	1.3B	1.2B	1.1B	958.6M	849.8M	797.5M	0.0	0.0	0.0	1.4M	1.4M
Tax Assets	16.9M	20.3M	11.5M	7.6M	4.5M	4.5M	3.9M	4.3M	809K	5.6M	5.3M	0.0	0.0	0.0	4.2M	3.9M
Other Non-Current Assets	191.2M	178.1M	186.6M	88.2M	205.3M	59.7M	50.3M	51.8M	49.2M	29.1M	29.4M	917.5M	844M	-400K	593M	450.8M
Total Non-Current Assets	2.1B	2.1B	1.8B	1.5B	1.6B	1.5B	1.3B	1.1B	1B	889M	837.6M	923.4M	850M	5.8M	603.8M	460.3M
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	738.5M	0.0	0.0
Total Assets	2.3B	2.3B	1.9B	1.6B	1.7B	1.6B	1.5B	1.3B	1.2B	1B	1B	955.3M	877.4M	769M	666.4M	489M
LIABILITIES
CURRENT LIABILITIES
Total Payables	8.5M	15.4M	9.2M	1M	1M	2.5M	3.9M	2.2M	1.6M	1.3M	1.4M	0.0	0.0	0.0	0.0	0.0
Accounts Payable	8.5M	15.4M	9.2M	1M	1M	2.5M	3.9M	2.2M	1.6M	1.3M	1.4M	1.6M	1.7M	0.0	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.6M	2.6M	2.2M	4.6M	3.8M	0.0	0.0	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	55.4M	0.0	56.1M	128.8M	0.0	0.0	0.0	2.4M	3.2M
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	1.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	2B	2B	1.6B	1.3B	1.4B	1.4B	1.2B	1B	1B	862.5M	789.4M	-6.2M	-5.5M	0.0	375.4M	132.4M
Total Current Liabilities	2B	2B	1.6B	1.3B	1.4B	1.4B	1.2B	1.1B	1B	922.5M	921.9M	4.6M	3.8M	6.1M	377.8M	135.6M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	0.0	10M	0.0	0.0	0.0	55.4M	0.0	56.1M	128.8M	0.0	0.0	4M	9M	15.8M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	518K	0.0	0.0	0.0	0.0	1.5M	724.5K
Other Non-Current Liabilities	8.5M	7.2M	7.1M	6.6M	5.4M	5.3M	2.2M	-53M	446K	0.0	0.0	0.0	0.0	2.1M	223.8M	295.9M
Total Non-Current Liabilities	29.7M	30.2M	31.4M	33.4M	23.9M	24.3M	17.2M	2.4M	446K	0.0	0.0	0.0	0.0	6M	234.3M	312.4M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	876.8M	813.2M	694.6M	0.0	0.0
Capital Lease Obligations	21.2M	22.9M	24.3M	16.8M	18.6M	19M	15M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2B	2.1B	1.7B	1.4B	1.5B	1.4B	1.3B	1.1B	1B	922.5M	921.9M	876.8M	813.2M	706.7M	612.1M	448M
SHAREHOLDERS' EQUITY
Treasury Stock	-8.7M	-842K	0.0	-19.5M	-10M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	0.0	0.0	0.0	34.5M	34.1M	33.9M	33.8M	33.3M	32.8M	23.5M	23.4M	22.9M	22.9M	22.9M	22.9M	19.8M
Additional Paid-In Capital	122.9M	119.9M	98.3M	81.3M	80.2M	79.7M	79.2M	77.9M	76.4M	31.9M	31.2M	29.8M	29M	28.5M	28.2M	22.5M
Retained Earnings	161.8M	151.9M	149.4M	131.5M	111.5M	93.4M	82.3M	73.6M	59.1M	48.1M	36.3M	25.3M	16.3M	7.5M	1.1M	-1.7M
Accumulated Other Comprehensive Income/Loss	-5.3M	-8.9M	-7.5M	-8.3M	839K	1.8M	630K	-485K	67K	-4K	519K	576K	-3.9M	3.4M	2.1M	349.1K
Total Stockholders' Equity	270.7M	262M	240.2M	219.6M	216.6M	208.8M	195.9M	184.3M	168.3M	103.5M	91.4M	78.5M	64.2M	62.3M	54.3M	41M
Total Equity	270.7M	262M	240.2M	219.6M	216.6M	208.8M	195.9M	184.3M	168.3M	103.5M	91.4M	78.5M	64.2M	62.3M	54.3M	41M
SUMMARY
Total Liabilities & Equity	2.3B	2.3B	1.9B	1.6B	1.7B	1.6B	1.5B	1.3B	1.2B	1B	1B	955.3M	877.4M	769M	666.4M	489M
Total Investments	2B	2B	1.6B	1.4B	1.4B	1.4B	1.3B	1.2B	1.1B	962.9M	939M	0.0	0.0	0.0	1.4M	1.4M
Total Debt	21.2M	22.9M	24.3M	26.8M	18.6M	19M	15M	110.8M	0.0	112.2M	257.6M	0.0	0.0	0.0	11.3M	19.1M
Net Debt	-15.2M	-10.7M	-10.3M	1.5M	6.5M	-48.4M	-57.6M	84.4M	-82.8M	92.6M	229M	-31.9M	-27.4M	-24.6M	11.3M	19.1M
Shares Outstanding	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920	6,747,920

SEC Filings

BPRN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 21, 2026	2026	View Filing
10-K/A 10-K/A 2025 FY (Amended) FY	April 06, 2026	December 31, 2025	2025	View Filing
DEF 14A DEF 14A 2026 N/A	March 26, 2026	April 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 21, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 25, 2025	November 19, 2025	2025	View Filing

Showing 1 to 10 of 71 filings

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