Bank of Marin Bancorp

Bank of Marin Bancorp

BMRCยทNASDAQ

$25.75

-2.6%
Financial ServicesBanks - Regional

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to small to medium-sized businesses, professionals, not-for-profit organizations, and individuals in California, the United States. It offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry and insured cash sweep services. The company also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, it offers merchant and payroll, and cash management services; credit cards; fraud detection tools; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, the company provides wealth management and trust services comprising customized investment portfolio management, financial planning, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. It operates through 12 branch offices in Marin, southern Sonoma counties, and north of San Francisco, California; and a loan production office in San Francisco. The company was incorporated in 1989 and is headquartered in Novato, California.

At a Glance

Live Snapshot
Market Cap$416.88M
EPS2.7400
P/E Ratio9.53
Earnings Date07/27/2026
3Y+26.0%
5Y+63.0%
10Y+109.0%
3Y-7.0%
5Y+44.0%
10Y+88.0%
3Y-29.0%
5Y-4.0%
10Y+54.0%
Bank of Marin Bancorp

Bank of Marin Bancorp Profit Bridge

BMRC ยท NASDAQ
Revenue176.73M
Cost of Goods Sold (42.27M)
Gross Profit134.46M
Operating Expenses (82.85M)
Operating Income51.62M
Interest Expense (42.20M)
Other Income/Expense10.65M
Pretax Income62.27M
Income Tax (18.86M)
Net Income43.41M
Net Income
43.41M

Profitability Analysis

Gross Margin

76.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

29.2%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

24.6%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

30.3%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Bank of Marin Bancorp Income Statement

BMRC โ€ข NASDAQ

Bank of Marin Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
176.7M
116.4M
141.7M
140.7M
118.5M
108.2M
109.5M
105.2M
84.9M
84.6M
78.6M
81.8M
68.6M
72.9M
75.4M
66.9M
64.9M
64.5M
67.6M
62.3M
GROSS PROFIT
(42.3M)
(51.9M)
(39M)
(2.2M)
(961K)
(9.1M)
(5.7M)
(3.5M)
(2.2M)
(419K)
(2.8M)
(3.1M)
(2.3M)
(5.5M)
(12.3M)
(11.8M)
(12.7M)
(15.8M)
(19.8M)
(17.8M)
134.5M
64.5M
102.7M
138.5M
117.5M
99M
103.9M
101.7M
82.6M
84.2M
75.9M
78.7M
66.3M
67.4M
63M
55.1M
52.2M
48.7M
47.8M
44.4M
OPERATING INCOME
(82.8M)
(78.3M)
(76.7M)
(75M)
(72.6M)
(58.5M)
(58M)
(58.3M)
(53.8M)
(47.7M)
(46.9M)
(47.3M)
(44.1M)
(38.7M)
(38.3M)
(33.4M)
(31.7M)
(28.7M)
(27.7M)
(25.9M)
(60.4M)
(48.8M)
(47.8M)
(45.4M)
(44.7M)
(36.3M)
(36.1M)
(35.5M)
(31.9M)
(28.6M)
(27.9M)
(27.1M)
(23.4M)
(22.6M)
(21.8M)
(20.2M)
(20.5M)
(18.4M)
(15.9M)
(15.5M)
51.6M
-13.8M
26M
63.5M
44.9M
40.6M
45.9M
43.4M
28.8M
36.5M
28.9M
31.5M
22.2M
28.7M
24.8M
21.7M
20.5M
20M
20.1M
18.5M
PRE-TAX INCOME
(42.2M)
(46.6M)
(36.7M)
(2.5M)
(3.4M)
(3M)
(4.8M)
(3.5M)
(1.7M)
(2.3M)
(2.3M)
(2.3M)
(1.8M)
(2.6M)
(5.3M)
(6.4M)
(7.2M)
(10.8M)
(19.1M)
(16.6M)
110.2M
94.7M
102.8M
127.5M
105M
96.7M
95.7M
91.5M
74.9M
73.2M
67.2M
70.4M
58.8M
63.2M
63.8M
54.9M
52.6M
48.4M
42.7M
41.7M
(22.4M)
(29.4M)
(28.9M)
(29.6M)
(27.9M)
(22.1M)
(21.8M)
(22.8M)
(21.9M)
(19.1M)
(19M)
(20.2M)
(20.7M)
(16.1M)
(16.5M)
(13.2M)
(11.2M)
(10.2M)
(11.8M)
(10.4M)
10.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
62.3M
-13.8M
26M
63.5M
44.9M
40.6M
45.9M
43.4M
28.8M
36.5M
28.9M
31.5M
22.2M
28.7M
24.8M
21.7M
20.5M
20M
20.1M
18.5M
NET INCOME
(18.9M)
-5.4M
(6.1M)
(16.9M)
(11.7M)
(10.3M)
(11.7M)
(10.8M)
(12.9M)
(13.3M)
(10.5M)
(11.7M)
(7.9M)
(10.9M)
(9.2M)
(8.2M)
(7.8M)
(7.9M)
(7.8M)
(6.7M)
43.4M
-8.4M
19.9M
46.6M
33.2M
30.2M
34.2M
32.6M
16M
23.1M
18.4M
19.8M
14.3M
17.8M
15.6M
13.6M
12.8M
12.2M
12.3M
11.9M

SEC Filings

BMRC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 22, 2026
May 27, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 02, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 18, 2026
2026
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 24, 2026
February 23, 2026
2026
Showing 1 to 10 of 443 filings