$25.09
-2.6%Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to small to medium-sized businesses, professionals, not-for-profit organizations, and individuals in California, the United States. It offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry and insured cash sweep services. The company also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, it offers merchant and payroll, and cash management services; credit cards; fraud detection tools; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, the company provides wealth management and trust services comprising customized investment portfolio management, financial planning, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. It operates through 12 branch offices in Marin, southern Sonoma counties, and north of San Francisco, California; and a loan production office in San Francisco. The company was incorporated in 1989 and is headquartered in Novato, California.
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
BMRC โข NASDAQ
| Bank of Marin Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
43.4M | -8.4M | 19.9M | 46.6M | 33.2M | 30.2M | 34.2M | 32.6M | 16M | 23.1M | 18.4M | 19.8M | 14.3M | 17.8M | 15.6M | 13.6M | 12.8M | 12.2M | 12.3M | 11.9M | |
1.6M | 2.4M | 3.4M | 3.3M | 2.9M | 3M | 3.1M | 3.1M | 2.5M | 2.4M | 2.6M | 2.4M | 1.5M | 1.4M | 2M | 1.3M | 1.4M | 1.3M | 1.4M | 1.5M | |
469K | 1.8M | 1.8M | 2.2M | 2.3M | 2.5M | 2.8M | 2.8M | 2.6M | 1.2M | 910K | 716K | 618K | 617K | 577K | 550K | 613K | 681K | 0.0 | 0.0 | |
10.2M | 39.1M | 12.3M | 5.6M | -982K | 10.8M | 1.1M | 1.5M | 5.1M | -1.2M | 259K | -1.3M | -81K | 1.2M | 2.1M | 5.7M | 5.7M | 4.6M | -187K | 942K | |
(429K) | (2.2M) | (8.4M) | (13.7M) | (12.4M) | (13.1M) | (12.7M) | (8.4M) | (9.8M) | (13.4M) | (9.1M) | (11.3M) | (9.2M) | (11.4M) | (9.2M) | (7.6M) | (8.6M) | (9M) | (0.0) | (0.0) | |
-16.6M | -6.5M | -1.8M | -2.5M | 7.8M | -5.7M | -259K | 2.1M | 745K | 3K | 1.5M | -2.6M | 4.9M | -179K | 2.1M | 2.3M | -6.5M | 2.7M | -2M | -611K | |
39.1M | 28.4M | 35.7M | 55.3M | 45.3M | 40.8M | 40.9M | 42.1M | 26.9M | 25.4M | 23.7M | 18.9M | 21.2M | 20.8M | 22.4M | 23.5M | 14M | 21.5M | 11.6M | 13.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -520K | -1.7M | -2.3M | -1M | -981K | -542K | -907K | -1.4M | -1M | -1.4M | -2.3M | -958K | -1.2M | -2.5M | -1.7M | -1.1M | -1.8M | -621K | -3.9M | |
(0.0) | (0.0) | (0.0) | (0.0) | (140.6M) | (0.0) | (0.0) | (0.0) | (59.8M) | (0.0) | (0.0) | (0.0) | (15.8M) | (0.0) | (44M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-1.1B | -163.8M | -42K | -563.4M | -926M | -98.9M | -115.4M | -238.3M | -124.1M | -164.1M | -290.2M | -18.7M | -86.4M | -160.7M | -119.5M | -56M | -66.5M | -65.5M | -137.8M | -11.6M | |
941.4M | 370.4M | 315.1M | 187.9M | 188.4M | 176.9M | 175.1M | 98.5M | 130.3M | 225.4M | 115.1M | 67.7M | 59.3M | 60.5M | 70.4M | 38.2M | 41.9M | 61.3M | 127.4M | 30.7M | |
-44.6M | -10.9M | 21.4M | 159.7M | 257.4M | -250.5M | -79.9M | -84.6M | -56.8M | -35.9M | -86.8M | -89.4M | -24.7M | -43.5M | -27M | -26.6M | -34.2M | -165.5M | -7.6M | -34.6M | |
-172M | (195.2M) | (334.7M) | -218.1M | -340.7M | -173.4M | -20.8M | -225.3M | (7.8M) | (24.3M) | -263.3M | -42.7M | -36.9M | -144.9M | -34.9M | -46.3M | -59.9M | -171.5M | -18.6M | -19.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-3.3M | -4.3M | -70K | -1.3M | -40.9M | -6.9M | -15.1M | -6.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 33K | 17K | 24K | -2.5M | -11.9M | 733K | |
44.9M | -26.2M | -86.1M | 111.9M | -18.1M | -172K | -7.2M | 2.9M | 0.0 | -67M | 52M | 0.0 | 0.0 | -25M | -33.5M | 0.0 | 0.0 | 56.8M | -39.4M | 8.4M | |
-16.1M | -16.2M | -16.1M | -15.7M | -13.1M | -12.5M | -11M | -8.9M | -6.9M | -6.2M | -5.4M | -4.7M | -4M | -3.8M | -3.5M | -3.2M | -3.4M | -2.9M | -2.6M | -2.4M | |
-3.3M | -4.3M | -70K | -1.3M | -40.9M | -6.9M | -15.1M | -6.9M | -60K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -2.5M | -13.5M | (0.0) | |
195.4M | -70M | -283M | -234.3M | 514.9M | 169.1M | 162.4M | 26.8M | 126.9M | 45.9M | 178M | -33.9M | 95.1M | 51.4M | 94M | 72.7M | 91M | 20.2M | 98.5M | 15.5M | |
220.9M | -116.7M | -385.3M | -139.4M | 442.7M | 149.5M | 129M | 13.9M | 120M | -27.3M | 224.6M | -38.6M | 91.2M | 22.7M | 57.1M | 69.5M | 59.6M | 98.7M | 44.6M | 22.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
88M | 106.9M | -15M | -302.2M | 147.3M | 16.9M | 149.2M | -169.3M | 154.7M | 22.5M | -15M | -62.4M | 75.4M | -101.4M | 44.5M | 46.6M | 13.7M | -51.3M | 37.5M | 16.5M | |
137.3M | 30.5M | 45.4M | 347.6M | 200.3M | 183.4M | 34.2M | 203.5M | 48.8M | 26.3M | 41.4M | 103.8M | 28.3M | 129.7M | 85.2M | 38.7M | 24.9M | 76.3M | 38.8M | 22.3M | |
225.3M | 137.3M | 30.5M | 45.4M | 347.6M | 200.3M | 183.4M | 34.2M | 203.5M | 48.8M | 26.3M | 41.4M | 103.8M | 28.3M | 129.7M | 85.2M | 38.7M | 24.9M | 76.3M | 38.8M | |
37M | 27.8M | 33.9M | 53M | 44.2M | 39.9M | 40.4M | 41.2M | 25.5M | 24.4M | 22.3M | 16.5M | 20.2M | 19.6M | 19.9M | 21.8M | 12.9M | 19.7M | 10.9M | 9.8M |
BMRC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 01, 2026 | May 27, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 22, 2026 | May 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 02, 2026 | April 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 18, 2026 | March 18, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 23, 2026 | 2026 |
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