BHF - NASDAQ
Brighthouse Financial, Inc.
$62.40
-0.20%Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was incorporated in 2016 and is based in Charlotte, North Carolina.
At a Glance
Live SnapshotBrighthouse Financial, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
Brighthouse Financial, Inc. Income Statement
BHF • NASDAQ
| Brighthouse Financial, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||||||
6.2B | 4.4B | 4B | 6.6B | 3.6B | 8.3B | 6.3B | 8.7B | 6.8B | 3.1B | 8.9B | 9.4B | 8.8B | |
GROSS PROFIT | |||||||||||||
(1.8B) | (2.4B) | (3.6B) | (56M) | (518M) | (7.6B) | (5.1B) | (5.4B) | (5B) | (5.4B) | (4.9B) | (5.7B) | (0.0) | |
4.4B | 2B | 336M | 6.6B | 3.1B | 697M | 1.2B | 3.3B | 1.9B | -2.4B | 4B | 3.7B | 0.0 | |
OPERATING INCOME | |||||||||||||
(3.9B) | (1.6B) | (1.8B) | (1.8B) | (1.1B) | (2.1B) | (2.3B) | (2.3B) | (2.5B) | (2.3B) | (2.5B) | (2.2B) | (7.4B) | |
(0.0) | (693M) | (730M) | (647M) | (665M) | (627M) | (620M) | (534M) | (463M) | (501M) | (576M) | (0.0) | (0.0) | |
474M | 422M | -1.5B | 4.7B | 2B | -1.4B | -1.1B | 989M | -615M | -4.7B | 1.5B | 1.5B | 1.4B | |
PRE-TAX INCOME | |||||||||||||
(152M) | (152M) | (153M) | (153M) | (163M) | (184M) | (191M) | (158M) | (153M) | (175M) | (170M) | (0.0) | (0.0) | |
-152M | -152M | -153M | -153M | -163M | -184M | -191M | -158M | -153M | -175M | -170M | 0.0 | 0.0 | |
(3.9B) | (898M) | (1.1B) | (1.2B) | (393M) | (1.5B) | (1.6B) | (1.7B) | (2B) | (1.8B) | (1.9B) | (2.2B) | (7.4B) | |
474M | 422M | -1.5B | 4.7B | 2B | -1.4B | -1.1B | 989M | -615M | -4.7B | 1.5B | 1.5B | 1.4B | |
NET INCOME | |||||||||||||
(36M) | (29M) | -367M | (848M) | (361M) | -363M | -317M | (119M) | -237M | -1.8B | (343M) | (369M) | (333M) | |
433M | 388M | -1.1B | 3.9B | 1.6B | -1.1B | -740M | 865M | -378M | -2.9B | 1.1B | 1.2B | 1B |
SEC Filings
BHF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 03, 2026 | June 03, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | June 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 12, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 07, 2025 | November 06, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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