BHF - NASDAQ

Brighthouse Financial, Inc.

Brighthouse Financial, Inc.

BHFยทNASDAQ

$62.40

-0.20%
Financial ServicesInsurance - Life

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was incorporated in 2016 and is based in Charlotte, North Carolina.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$3.58B
EPS5.7900
P/E Ratio10.78
Earnings Date08/06/2026
Brighthouse Financial, Inc.

Brighthouse Financial, Inc. Fair Value Envelope

BHF ยท NASDAQ

Our analysis suggests that BHF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $62.4, this represents a potential HIDDEN relative to our calculated worth for Brighthouse Financial, Inc..

HIDDEN
Intrinsic Value
Current Price: $62.4

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$20.0B
+ Cash & Equivalents$5.4B
Firm Value-$14.6B
- Debt$3.2B
Equity Value-$17.8B
/ Shares Outstanding57,171,217B
DCF Value-$311
OVERVALUED BY 598%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$168.1M
-$277.1M
-$456.8M
-$752.9M
-$1.2B
-$2.0B
-$3.4B
-$5.6B
-$9.2B
-$15.1B
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
-$168.1M
-$277.1M
-$456.8M
-$752.9M
-$1.2B
-$2.0B
-$3.4B
-$5.6B
-$9.2B
-$15.1B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$155.7M
-$237.6M
-$362.6M
-$553.4M
-$844.6M
-$1.3B
-$2.0B
-$3.0B
-$4.6B
-$7.0B
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.

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