BCB Bancorp, Inc.

BCB Bancorp, Inc.

BCBPยทNASDAQ

$11.11

-2.3%
Financial ServicesBanks - Regional

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.

At a Glance

Live Snapshot
Market Cap$192.90M
EPS-0.8400
P/E Ratio-13.23
Earnings Date07/27/2026
3Y-12.0%
5Y-74.0%
10Y+396.0%
3Y-131.0%
5Y-174.0%
10Y-245.0%
3Y-157.0%
5Y+174.0%
10Y-464.0%
BCBP

BCB Bancorp, Inc. Cash Conversion Engine

BCBP ยท NASDAQ
Net Income-12.53M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital-1.66M
Others50.10M
Capital Expenditures-1.05M
Free Cash Flow34.84M

Cash Flow Quality Analysis

FCF Conversion Rate

-278.1%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

2.9%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-47.6%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$1.66M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.

BCB Bancorp, Inc. Cash Flow Statement

BCBP โ€ข NASDAQ

BCB Bancorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
-12.5M
18.6M
29.5M
45.6M
34.2M
20.9M
21M
16.8M
10M
8M
7M
7.6M
9.4M
-2.1M
6.1M
14.3M
3.7M
3.5M
4.4M
5.6M
0.0
249K
-555K
639K
2.2M
442K
-152K
-175K
1.1M
617K
1.7M
693K
2M
2.6M
2.4M
2.5M
730K
-283K
-270K
-315K
0.0
258K
-2.5M
-1M
-975K
-2M
1.3M
-2.1M
3.9M
1.5M
2K
1.3M
-832K
-149K
-1.8M
-341K
-598K
-1.7M
-132K
-241K
0.0
767K
593K
1.1M
417K
1.2M
987K
251K
199K
125K
66K
55K
61K
24K
12K
0.0
0.0
0.0
0.0
0.0
50.1M
49.1M
7M
817K
3M
123.5M
1.6M
26.2M
3.4M
-1.5M
3.8M
1.2M
-1M
18.2M
2.7M
-16.8M
-1.3M
4.9M
173K
-1.5M
(1.8M)
(6.9M)
(18M)
(18.8M)
(12M)
(12.7M)
(10.1M)
(9.2M)
(4.3M)
(5.3M)
(2.4M)
(7.4M)
(857K)
(4M)
(4.5M)
(2.3M)
(3.2M)
(3.9M)
(0.0)
(0.0)
-1.7M
-1.3M
1.2M
-6.3M
7M
-4.7M
-440K
-911K
2.5M
-1.5M
-4.9M
-6.3M
6.4M
-6.2M
5M
-2.1M
-2.6M
-568K
950K
2.8M
35.9M
67.7M
35.2M
40.9M
45.9M
139.3M
24.3M
40M
21M
7.2M
7.7M
4.5M
16M
12.4M
14.2M
-2.4M
10K
5.9M
5.2M
6.2M
INVESTING ACTIVITIES
(0.0)
-1.2M
-4.5M
-518K
-325K
-1.4M
-2.5M
-1.6M
-1.9M
-6.1M
-3.6M
-1.7M
-1.7M
-1.1M
-2.2M
-704K
-95K
-99K
-438K
-709K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(5.9M)
(23M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-15.2M
-12.5M
-27.5M
-26.1M
-77.1M
-1.2M
-16.4M
-75.1M
-95.7M
-1.2M
-3M
-5.1M
-57.3M
-95.5M
-105M
-147.9M
-62.8M
-41.2M
-38.4M
0.0
3.8M
20M
11.3M
32.6M
59.3M
37.5M
23.3M
49.2M
6.2M
1.2M
110.9M
55.5M
98.1M
88M
156.8M
155.6M
84.4M
21M
28.8M
232.4M
235.5M
-236.3M
-744.9M
-13.8M
-296.3M
101.3M
-476.6M
-155.2M
-64.1M
-214.4M
-195.2M
-95.8M
-92.3M
15M
44.4M
3.9M
-44M
-46.8M
-33.7M
(232.4M)
(222.8M)
-233.3M
-761.5M
-7.7M
-315.5M
(135.1M)
-466.2M
-182.9M
-159.8M
-218M
-89.1M
-47M
-52.7M
(10.6M)
(118.4M)
(11.6M)
-22.5M
-67.4M
-44M
FINANCING ACTIVITIES
1.1M
824K
-2.5M
-3M
-3.7M
-4.5M
19.1M
467K
43.3M
329K
26M
455K
-1.8M
-10.7M
-5.3M
-1.7M
24K
-370K
-6.4M
26K
-220.8M
-12.7M
90M
310M
-120M
-54.6M
0.0
73.1M
10M
-25M
41M
31M
1M
1.6M
0.0
-43.8M
-2M
2M
40M
20M
-12.6M
-12.3M
-11.1M
-11.2M
-10.9M
-10.5M
-10.1M
-9.4M
-7.2M
-7M
-5.4M
-5.2M
-4.4M
-4.3M
-4.5M
-3.4M
-2.2M
-1.9M
-1.6M
-1.5M
(0.0)
(0.0)
-3.8M
-3.4M
-4.2M
-4.9M
(0.0)
(0.0)
-11.7M
-1.7M
(0.0)
-12K
-1.9M
-10.9M
-5.6M
-1.8M
-39K
-1.3M
-6.5M
(0.0)
-77.3M
-228.2M
167.9M
250.4M
243.6M
-44M
181.4M
433M
177.2M
118.3M
245.4M
59.9M
27.9M
-36.8M
-20M
-13.3M
53.2M
11.8M
16.1M
19.9M
-309M
-252.7M
248.3M
538.3M
112.2M
-113M
195.7M
497.2M
221.1M
84.9M
310.8M
86.9M
26.7M
-41.7M
-29.9M
-62.2M
49M
11.6M
48.1M
38.4M
CASH FLOW SUMMARY
40.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-40.7M
37.8M
50.2M
-182.3M
150.4M
-289.1M
355.1M
71M
59.2M
-67.6M
100.5M
2.3M
-4.3M
-82M
-5M
53.8M
60.6M
-5M
-14.1M
690K
317.3M
279.5M
229.4M
411.6M
261.2M
550.4M
195.3M
124.2M
65M
132.6M
32.1M
29.8M
34.1M
117.1M
121.1M
67.3M
6.8M
11.8M
25.8M
25.1M
276.6M
317.3M
279.5M
229.4M
411.6M
261.2M
550.4M
195.3M
124.2M
65M
132.6M
32.1M
29.8M
34.1M
117.1M
121.1M
67.3M
6.8M
11.8M
25.8M
34.8M
66.5M
30.6M
40.4M
45.6M
138M
21.8M
38.5M
19.1M
1.2M
4.1M
2.7M
14.4M
11.3M
12M
-3.1M
-85K
5.8M
4.7M
5.5M

SEC Filings

BCBP - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
June 01, 2026
2026
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 24, 2026
April 23, 2026
2026
10-K

10-K 2025 FY

FY

March 09, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
8-K

8-K 2026

N/A

January 16, 2026
January 13, 2026
2026
Showing 1 to 10 of 384 filings