BCB Bancorp, Inc.

BCB Bancorp, Inc.

BCBPยทNASDAQ

$11.11

-2.3%
Financial ServicesBanks - Regional

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.

At a Glance

Live Snapshot
Market Cap$192.90M
EPS-0.8400
P/E Ratio-13.23
Earnings Date07/27/2026
bcbp

BCB Bancorp, Inc. Street Expectations Map

BCBP ยท NASDAQ

Wall Street analysts project that BCBP stock may decline over the coming 12 months. The consensus 1-year price target stands at 9.00, with estimates ranging from a low of 9.00 to a high of 9.00.

Lowest Target
9.00
-18.99%
Consensus Target
9.00
-18.99%
Highest Target
9.00
-18.99%

The consensus 1-year price target stands at 9.00, with estimates ranging from a low of 9.00 to a high of 9.00.

Analyst Consensus Analysis

Upside Potential

-19.0%

Significant downside risk. Stock trading well above analyst consensus suggests elevated valuation concerns and potential correction.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

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BCB Bancorp, Inc. Forward Estimates of Revenue

BCBP ยท NASDAQ
Latest Revenue
166.44M
FY 2025
Avg Estimate
102.81M
FY 2026
Estimate Range
101.81M - 103.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-38.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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BCB Bancorp, Inc. Forward Estimates of Net Income

BCBP ยท NASDAQ
Latest Net Income
-12.53M
FY 2025
Avg Estimate
17.04M
FY 2026
Estimate Range
15.17M - 18.26M
Analyst Spread

Forward Growth Analysis

Projected Growth+236.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread18%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

bcbp

BCB Bancorp, Inc. Forward Estimates of EPS

BCBP ยท NASDAQ
Latest EPS
-0.84
FY 2025
Avg Estimate
$0.99
FY 2026
Estimate Range
$0.89 - $1.07
Analyst Spread

Forward Growth Analysis

Projected Growth+217.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread18%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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BCB Bancorp, Inc. Forward Estimates of EBIT

BCBP ยท NASDAQ
Latest EBIT
-18.30M
FY 2025
Avg Estimate
30.13M
FY 2026
Estimate Range
29.84M - 30.42M
Analyst Spread

Forward Growth Analysis

Projected Growth+264.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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BCB Bancorp, Inc. Forward Estimates of EBITDA

BCBP ยท NASDAQ
Latest EBITDA
-18.30M
FY 2025
Avg Estimate
30.65M
FY 2026
Estimate Range
30.35M - 30.94M
Analyst Spread

Forward Growth Analysis

Projected Growth+267.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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BCB Bancorp, Inc. Forward Estimates of SG&A Expense

BCBP ยท NASDAQ
Latest SG&A Expense
4.22M
FY 2025
Avg Estimate
22.14M
FY 2026
Estimate Range
21.92M - 22.35M
Analyst Spread

Forward Growth Analysis

Projected Growth+424.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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BCB Bancorp, Inc. Insider Positioning

BCBP ยท NASDAQ

During the last 12 months, insiders have purchased $152K worth of BCBP shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

7.0K

56.65K

Sold

0

0.00

Net Activity

+57K

+$57K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

12.3K

95.00K

Sold

0

0.00

Net Activity

+95K

+$95K

Top Buyers

1
HMD

Hogan Mark D

Director

15.0K sharesโ€ข2 transactions

$117K

2
WMJ

Widmer Michael J

Director

2.0K sharesโ€ข1 transactions

$17K

3
RJG

Rizzo James G.

Director

2.0K sharesโ€ข1 transactions

$15K

4
LJ

Lyga Joseph

Director

280 sharesโ€ข1 transactions

$2K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $152K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Insider Participation

High Buying

4 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.