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Southern California Bancorp

BCAL·NASDAQ

$18.65

-2.9%
Financial ServicesBanks - Regional

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.

At a Glance

Live Snapshot
Market Cap$599.87M
EPS1.9500
P/E Ratio9.56
Earnings Date07/27/2026

bcal

Operating Income

Last Annual Value

87.96M

3-Year CAGR

59%

5-Year CAGR

67%

10-Year CAGR

38%

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Southern California Bancorp Competitors Analysis of Operating Income

BCAL · NASDAQ
CompanyOperating Income
CAGR 3Y
CAGR 5Y
CAGR 10Y
87.96M
33.6%44.0%32.8% 
63.12M
0.6%-1.0%5.2%
73.99M
14.4%4.4%13.1%
310.77M
-2.1%-6.8%9.6%
92.93M
8.9%2.4%11.1%
99.36M
11.1%8.7%5.5%
81.29M
3.3%1.0%9.5%
87.30M
0.8%-1.5%3.5%
74.07M
-2.3%0.3%N/A
45.46M
7.9%0.5%17.4%
102.71M
31.6%20.2%29.3%
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Southern California Bancorp Fair Value Envelope

BCAL · NASDAQ

Our analysis suggests that BCAL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.65, this represents a potential HIDDEN relative to our calculated worth for Southern California Bancorp.

Intrinsic Value
Current Price: $18.65