SC

Southern California Bancorp

BCALยทNASDAQ

$19.21

-2.9%
Financial ServicesBanks - Regional

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.

At a Glance

Live Snapshot
Market Cap$617.89M
EPS1.9500
P/E Ratio9.56
Earnings Date07/27/2026
0.56%
Dividend Yield
6%
3Y-
5Y-
10Y-
23.69%
Dividend Payout Ratio
20%
3Y-
5Y-
10Y-
SC

Southern California Bancorp Dividend History

BCAL ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

BCAL Dividend Payment History

BCAL ยท NASDAQ

Total Payments

3

Latest Dividend

$0.1000

Annual Amount

$0.3000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 28, 2026
Jun 23, 2026Jul 15, 2026
$0.1000
$0.1000
Quarterly0.00%
Mar 12, 2026
Mar 24, 2026Apr 15, 2026
$0.1000
$0.1000
Quarterly0.00%
Dec 4, 2025
Dec 24, 2025Jan 15, 2026
$0.1000
$0.1000
Quarterly-
b

Southern California Bancorp Payout Ratio Analysis

BCAL ยท NASDAQ
Dividends Paid
-3.25M
2025
Net Income
63.06M
2025
Payout Ratio
5.16%
2025

Dividend Sustainability Analysis

Payout Ratio
5.16%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
5.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.