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Southern California Bancorp

BCAL·NASDAQ

$18.65

-2.9%
Financial ServicesBanks - Regional

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.

At a Glance

Live Snapshot
Market Cap$599.87M
EPS1.9500
P/E Ratio9.56
Earnings Date07/27/2026

bcal

Total Debt

Last Annual Value

71.70M

3-Year CAGR

-3%

5-Year CAGR

13%

10-Year CAGR

25%

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Southern California Bancorp Competitors Analysis of Total Debt

BCAL · NASDAQ
CompanyTotal Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
71.70M
-14.6%19.5%N/A 
1.21M
2.8%-4.6%-39.3%
142.28M
-3.1%14.3%-0.7%
1.71B
4.2%7.6%-0.7%
540.61M
17.2%1.2%16.8%
480.68M
39.8%33.0%11.5%
116.87M
-3.3%1.4%10.0%
405.17M
32.8%11.2%-0.3%
60.49M
-18.1%-13.1%N/A
47.78M
-4.7%-19.5%0.6%
336.37M
23.3%42.5%11.6%
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Southern California Bancorp Fair Value Envelope

BCAL · NASDAQ

Our analysis suggests that BCAL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.65, this represents a potential HIDDEN relative to our calculated worth for Southern California Bancorp.

Intrinsic Value
Current Price: $18.65