AUBN - NASDAQ

Auburn National Bancorporation, Inc.

AUBN·NASDAQ

$25.96

+1.9%

Financial ServicesBanks - Regional

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. The company's deposit products include checking, savings, and transaction deposit accounts, as well as certificates of deposit. It also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial services. In addition, the company offers automated teller services; debit cards; online banking, bill payment, and other electronic services; and safe deposit boxes. It operates through seven full-service branches in Auburn, Opelika, Notasulga, and Valley, Alabama; as well as loan production offices in Auburn and Phenix City, Alabama. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$90.69M

EPS2.0800

P/E Ratio12.48

Earnings Date04/28/2026

1.02B

Assets

3Y-

5Y+7.0%

10Y+22.0%

926.74M

Total Liabilities

3Y-3.0%

5Y+9.0%

10Y+24.0%

92.05M

Total Equity

18%

3Y+35.0%

5Y-15.0%

10Y+12.0%

Auburn National Bancorporation, Inc. Funding & Solvency Profile

AUBN · NASDAQ

Current Assets

Cash & Cash Equivalents126.51M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets127 M

Non-Current Assets

Property, Plant & Equipment45.60M

Goodwill & Intangible Assets0.00

Long-Term Investments791.61M

Other Non-Current Assets55.08M

Total Non-Current Assets892 M

Total Assets

1.02B

Financial Health Analysis

Current Ratio

0.14x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.07x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-796416000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

12% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Auburn National Bancorporation, Inc. Balance Sheet

AUBN • NASDAQ

Auburn National Bancorporation, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	126.5M	56.2M	40M	18M	78.8M	84M	66.5M	38.2M	64M	79.2M	56.5M	15M	27.3M	19.3M	13.6M	13.9M	12.4M	15.7M	13.4M	17M
Short-Term Investments	0.0	37.2M	270.9M	405.3M	421.9M	335.2M	235.9M	239.8M	257.7M	243.6M	241.7M	267.6M	271.2M	259.5M	299.6M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	126.5M	93.4M	310.9M	423.3M	500.7M	419.2M	302.4M	278M	321.7M	322.8M	298.2M	282.6M	298.5M	278.7M	313.2M	13.9M	12.4M	15.7M	13.4M	17M
Total Current Assets	126.5M	93.4M	310.9M	423.3M	500.7M	419.2M	302.4M	278M	321.7M	322.8M	298.2M	282.6M	298.5M	278.7M	312M	13.9M	12.4M	15.7M	13.4M	17M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	45.6M	45.9M	45.5M	46.6M	41.7M	22.2M	14.7M	13.6M	13.8M	12.6M	11.9M	10.8M	10.4M	10.5M	9.3M	8.1M	8.3M	7.8M	6.4M	2.2M
Intangible Assets	0.0	0.0	2.4M	0.0	0.0	0.0	1.3M	1.4M	1.6M	2M	2.3M	2.4M	2.4M	1.5M	1.2M	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	0.0	0.0	2.4M	0.0	0.0	0.0	0.0	0.0	0.0	2M	2.3M	2.4M	2.4M	1.5M	1.2M	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	791.6M	762.9M	550.4M	498.7M	454.8M	459.5M	458.7M	472.5M	450.8M	427.8M	423.7M	400.1M	380.4M	394.4M	366.7M	686M	709.3M	671.2M	639.7M	583M
Other Non-Current Assets	55.1M	75.1M	66M	55.4M	107.9M	55.7M	52M	54M	67.1M	66.8M	81.1M	93.3M	59.7M	74.7M	85.8M	55.8M	43.5M	51.3M	29.1M	32.9M
Total Non-Current Assets	892.3M	884M	664.4M	600.6M	604.4M	537.4M	525.5M	540.1M	531.7M	509.2M	519M	506.6M	452.9M	481.1M	463M	749.9M	761M	730.3M	675.2M	618.1M
Total Assets	1B	977.3M	975.3M	1B	1.1B	956.6M	827.7M	818.1M	853.4M	831.9M	817.2M	789.2M	751.3M	759.8M	776.2M	763.8M	773.4M	746M	688.7M	635.1M
LIABILITIES
CURRENT LIABILITIES
Accrued Expenses	0.0	0.0	0.0	3M	3.7M	6.7M	4.3M	2.5M	2.9M	4M	3.4M	3.1M	2.4M	3M	3.1M	4.3M	3.5M	3.7M	0.0	0.0
Short Term Debt	0.0	0.0	1.5M	2.6M	3.4M	2.4M	1.1M	2.3M	2.7M	3.4M	3M	4.7M	3.4M	17.7M	17.8M	2.7M	16M	10.9M	24.2M	14.4M
Other Current Liabilities	922.9M	895.8M	896.2M	950.3M	994.2M	839.8M	724.2M	724.2M	757.7M	739.1M	723.6M	693.4M	668.8M	636.8M	619.6M	607.1M	579.4M	550.8M	492.6M	469.6M
Total Current Liabilities	922.9M	895.8M	897.7M	955.8M	1B	848.9M	729.6M	729M	763.3M	746.5M	730M	701.2M	674.6M	657.5M	640.5M	614.1M	598.9M	565.5M	516.8M	484M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.2M	3.2M	7.2M	12.2M	12.2M	32.2M	70.3M	93.3M	118.3M	123.4M	115.4M	100.4M
Other Non-Current Liabilities	3.8M	3.2M	1M	0.0	0.0	0.0	-1K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.4M	2.3M
Total Non-Current Liabilities	3.8M	3.2M	1M	0.0	0.0	0.0	-1K	0.0	3.2M	3.2M	7.2M	12.2M	12.2M	32.2M	70.3M	93.3M	118.3M	123.4M	118.8M	102.7M
Total Liabilities	926.7M	899M	898.7M	955.8M	1B	848.9M	731.2M	731M	766.5M	749.8M	737.2M	713.4M	686.9M	689.7M	710.8M	707.5M	717.2M	688.8M	635.6M	586.7M
SHAREHOLDERS' EQUITY
Treasury Stock	-11.7M	-11.7M	-11.7M	-11.5M	-11M	-9.4M	-9.4M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.6M	-6.5M	-5.7M	-4.1M
Common Stock	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39K	39.6K
Additional Paid-In Capital	3.9M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.8M	3.7M	3.7M	3.7M
Retained Earnings	119.2M	115.8M	113.4M	116.6M	110M	105.6M	101.8M	95.6M	90.3M	85.7M	80.8M	76.2M	71.9M	67.8M	64M	61.4M	58.9M	59.3M	55.4M	51.1M
Accumulated Other Comprehensive Income/Loss	-19.4M	-29.6M	-29M	-40.9M	891K	7.6M	2.1M	-3.8M	-566K	-708K	1.9M	2.4M	-4.6M	5.2M	4.2M	-2.2M	111K	603K	-397K	-2.3M
Total Stockholders' Equity	92.1M	78.3M	76.5M	68M	103.7M	107.7M	98.3M	89.1M	86.9M	82.2M	79.9M	75.8M	64.5M	70.1M	65.4M	56.4M	56.2M	57.1M	53M	48.4M
Total Equity	92.1M	78.3M	76.5M	68M	103.7M	107.7M	98.3M	89.1M	86.9M	82.2M	79.9M	75.8M	64.5M	70.1M	65.4M	56.4M	56.2M	57.1M	53M	48.4M
SUMMARY
Total Liabilities & Equity	1B	977.3M	975.3M	1B	1.1B	956.6M	827.7M	818.1M	853.4M	831.9M	817.2M	789.2M	751.3M	759.8M	776.2M	763.8M	773.4M	746M	688.7M	635.1M
Total Investments	791.6M	800.2M	821.3M	904M	876.7M	794.7M	694.6M	712.3M	708.5M	671.4M	665.3M	667.7M	651.6M	653.8M	666.3M	686M	709.3M	671.2M	636.7M	583M
Total Debt	0.0	0.0	1.5M	2.6M	3.4M	2.4M	1.1M	2.3M	5.9M	6.6M	10.2M	16.9M	15.6M	49.9M	88.1M	96M	134.3M	134.3M	139.6M	114.8M
Net Debt	-126.5M	-56.2M	-38.5M	-15.4M	-75.4M	-81.6M	-65.4M	-35.9M	-58.1M	-72.6M	-46.4M	1.9M	-11.7M	30.6M	74.5M	82.1M	121.9M	118.6M	126.2M	97.8M
Shares Outstanding	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699	3,493,699

SEC Filings

AUBN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 13, 2026	May 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 13, 2026	May 12, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 13, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 02, 2026	May 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 26, 2026	March 26, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 17, 2026	March 17, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 17, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 10, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 27, 2026	2026	View Filing

Showing 1 to 10 of 382 filings

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