Auburn National Bancorporation, Inc.

Auburn National Bancorporation, Inc.

AUBNยทNASDAQ

$25.96

+1.9%
Financial ServicesBanks - Regional

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. The company's deposit products include checking, savings, and transaction deposit accounts, as well as certificates of deposit. It also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial services. In addition, the company offers automated teller services; debit cards; online banking, bill payment, and other electronic services; and safe deposit boxes. It operates through seven full-service branches in Auburn, Opelika, Notasulga, and Valley, Alabama; as well as loan production offices in Auburn and Phenix City, Alabama. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

At a Glance

Live Snapshot
Market Cap$90.69M
EPS2.0800
P/E Ratio12.48
Earnings Date04/28/2026
Auburn National Bancorporation, Inc.

Auburn National Bancorporation, Inc. Fair Value Envelope

AUBN ยท NASDAQ

Our analysis suggests that AUBN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $25.96, this represents a potential HIDDEN relative to our calculated worth for Auburn National Bancorporation, Inc..

Intrinsic Value
Current Price: $25.96

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$1.1B
+ Cash & Equivalents$126.5M
Firm Value$1.3B
- Debt$0
Equity Value$1.3B
/ Shares Outstanding3,493,699B
DCF Value$363
UNDERVALUED BY 1299%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$15.4M
$19.2M
$23.9M
$29.8M
$37.1M
$46.2M
$57.5M
$71.7M
$89.3M
$111.3M
Maintenance CapEx
-$370.0K
-$461.0K
-$574.3K
-$715.6K
-$891.5K
-$1.1M
-$1.4M
-$1.7M
-$2.1M
-$2.7M
Owner Earnings
$15.0M
$18.7M
$23.3M
$29.0M
$36.2M
$45.1M
$56.2M
$70.0M
$87.2M
$108.6M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$13.9M
$16.0M
$18.5M
$21.3M
$24.6M
$28.4M
$32.8M
$37.8M
$43.6M
$50.3M
Terminal Value represents 74.9% of Enterprise Value