Amalgamated Financial Corp.

Amalgamated Financial Corp.

AMALยทNASDAQ

$40.74

-3.5%
Financial ServicesBanks - Regional

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$1.22B
EPS3.4500
P/E Ratio11.81
Earnings Date07/23/2026
3Y+60.0%
5Y+103.0%
10Y+187.0%
3Y+28.0%
5Y+126.0%
10Y+889.0%
3Y-8.0%
5Y+106.0%
10Y+1525.0%
Amalgamated Financial Corp.

Amalgamated Financial Corp. Profit Bridge

AMAL ยท NASDAQ
Revenue455.03M
Cost of Goods Sold (135.23M)
Gross Profit319.80M
Operating Expenses (179.64M)
Operating Income140.10M
Interest Expense (124.44M)
Other Income/Expense51.00K
Pretax Income140.15M
Income Tax (35.71M)
Net Income104.45M
Net Income
104.45M

Profitability Analysis

Gross Margin

70.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

30.8%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

23.0%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

25.5%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Amalgamated Financial Corp. Income Statement

AMAL โ€ข NASDAQ

Amalgamated Financial Corp. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014
REVENUE
455M
435.3M
382.5M
285.2M
208.8M
223.7M
215.2M
192.3M
167.3M
158.5M
124.4M
109.5M
GROSS PROFIT
(135.2M)
(129.2M)
(111.4M)
(33.7M)
(5.9M)
(35.3M)
(23.2M)
(14M)
(24.4M)
(23.3M)
(24.1M)
(29.5M)
319.8M
306.2M
271M
251.5M
202.8M
188.4M
192M
178.1M
142.8M
135.2M
100.3M
80M
OPERATING INCOME
(179.6M)
(160.6M)
(146.3M)
(143.3M)
(132.1M)
(126.5M)
(127.8M)
(128M)
(123.1M)
(105.5M)
(142.3M)
(158.4M)
(122.2M)
(101.2M)
(94M)
(81.7M)
(75.6M)
(76.1M)
(84.1M)
(86M)
(76.5M)
(105.5M)
(118.2M)
(128.9M)
140.1M
145.3M
124.7M
108.2M
70.7M
61.9M
64.2M
50.3M
19.7M
16.4M
6.2M
-19.4M
PRE-TAX INCOME
(124.4M)
(118.9M)
(96.8M)
(18.6M)
(6.2M)
(10.5M)
(19.3M)
(14.2M)
(17.8M)
(23.3M)
(24.1M)
(29.5M)
297.8M
282.4M
261.3M
239.8M
174.3M
180M
166.6M
149.7M
121.3M
0.0
0.0
0.0
(57.5M)
(59.4M)
(52.3M)
(61.7M)
(56.5M)
(50.4M)
(43.8M)
(42M)
(46.6M)
-32.1M
(24.1M)
(29.5M)
51K
269K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-5.7M
0.0
0.0
140.2M
145.6M
124.7M
108.2M
70.7M
61.9M
64.2M
50.3M
19.7M
10.7M
6.2M
-19.4M
NET INCOME
(35.7M)
(39.2M)
(36.8M)
(26.7M)
(17.8M)
(15.8M)
(17M)
(5.7M)
(13.6M)
(137K)
-13.3M
-7.6M
104.4M
106.4M
88M
81.5M
52.9M
46.2M
47.2M
44.7M
6.1M
10.6M
19.5M
-11.8M

SEC Filings

AMAL - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 10, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 05, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

November 10, 2025
November 10, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
Showing 1 to 10 of 115 filings