Amalgamated Financial Corp.

Amalgamated Financial Corp.

AMALยทNASDAQ

$42.23

-3.5%
Financial ServicesBanks - Regional

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$1.26B
EPS3.4500
P/E Ratio9.18
Earnings Date07/23/2026
amal

Amalgamated Financial Corp. Street Expectations Map

AMAL ยท NASDAQ

Wall Street analysts project that AMAL stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 44.00, with estimates ranging from a low of 44.00 to a high of 44.00.

Lowest Target
44.00
4.19%
Consensus Target
44.00
4.19%
Highest Target
44.00
4.19%

The consensus 1-year price target stands at 44.00, with estimates ranging from a low of 44.00 to a high of 44.00.

Analyst Consensus Analysis

Upside Potential

+4.2%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

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Amalgamated Financial Corp. Forward Estimates of Revenue

AMAL ยท NASDAQ
Latest Revenue
455.03M
FY 2025
Avg Estimate
358.35M
FY 2026
Estimate Range
358.35M - 358.35M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Amalgamated Financial Corp. Forward Estimates of Net Income

AMAL ยท NASDAQ
Latest Net Income
104.45M
FY 2025
Avg Estimate
122.20M
FY 2026
Estimate Range
122.20M - 122.20M
Analyst Spread

Forward Growth Analysis

Projected Growth+17.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Amalgamated Financial Corp. Forward Estimates of EPS

AMAL ยท NASDAQ
Latest EPS
3.45
FY 2025
Avg Estimate
$3.95
FY 2026
Estimate Range
$3.95 - $3.95
Analyst Spread

Forward Growth Analysis

Projected Growth+14.5%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Amalgamated Financial Corp. Forward Estimates of EBIT

AMAL ยท NASDAQ
Latest EBIT
140.15M
FY 2025
Avg Estimate
118.65M
FY 2026
Estimate Range
118.65M - 118.65M
Analyst Spread

Forward Growth Analysis

Projected Growth-15.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Amalgamated Financial Corp. Forward Estimates of EBITDA

AMAL ยท NASDAQ
Latest EBITDA
144.97M
FY 2025
Avg Estimate
127.43M
FY 2026
Estimate Range
127.43M - 127.43M
Analyst Spread

Forward Growth Analysis

Projected Growth-12.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Amalgamated Financial Corp. Forward Estimates of SG&A Expense

AMAL ยท NASDAQ
Latest SG&A Expense
122.17M
FY 2025
Avg Estimate
105.13M
FY 2026
Estimate Range
105.13M - 105.13M
Analyst Spread

Forward Growth Analysis

Projected Growth-13.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Amalgamated Financial Corp. Insider Positioning

AMAL ยท NASDAQ

During the last 12 months, insiders have purchased $96K and sold $1.72M worth of AMAL shares, resulting in $1.62M of net selling activity.

3 Months

Bought

0

0.00

Sold

7.2K

284.27K

Net Activity

-284K

-$284K

3-6 Months

Bought

0

0.00

Sold

11.9K

450.09K

Net Activity

-450K

-$450K

6-9 Months

Bought

6.6K

96.10K

Sold

25.8K

705.92K

Net Activity

-610K

-$610K

9-12 Months

Bought

0

0.00

Sold

9.5K

277.98K

Net Activity

-278K

-$278K

Top Buyers

1
FLP

Fox Lynne P.

Director

6.6K sharesโ€ข1 transactions

$96K

Top Sellers

1
SS

Searby Sean

Officer: Evp Chief Info. & Ops. Officer

13.3K sharesโ€ข4 transactions

$451K

2
TM

Tenner Mandy

Officer: Evp, Chief Legal Officer

10.5K sharesโ€ข7 transactions

$354K

3
FLP

Fox Lynne P.

Director

9.2K sharesโ€ข2 transactions

$253K

4
RE

Romney Edgar

Director

6.7K sharesโ€ข1 transactions

$183K

5
KJ

Kelly Julie

Director

6.7K sharesโ€ข1 transactions

$183K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.62M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.06:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$284K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.