Amalgamated Financial Corp.

Amalgamated Financial Corp.

AMALยทNASDAQ

$40.74

-3.5%
Financial ServicesBanks - Regional

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$1.22B
EPS3.4500
P/E Ratio11.81
Earnings Date07/23/2026
0.44%
Dividend Yield
3Y-23.0%
5Y-9.0%
10Y-
20.09%
Dividend Payout Ratio
28%
3Y+39.0%
5Y-1.0%
10Y-
3Y+32.0%
5Y+67.0%
10Y-
Amalgamated Financial Corp.

Amalgamated Financial Corp. Dividend History

AMAL ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

AMAL Dividend Payment History

AMAL ยท NASDAQ

Total Payments

31

Latest Dividend

$0.1700

Annual Amount

$0.7600

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 21, 2026
May 5, 2026May 21, 2026
$0.1700
$0.1700
Quarterly0.00%
Jan 20, 2026
Feb 3, 2026Feb 19, 2026
$0.1700
$0.1700
Quarterly+21.43%
Oct 21, 2025
Nov 5, 2025Nov 20, 2025
$0.1400
$0.1400
Quarterly0.00%
Jul 22, 2025
Aug 5, 2025Aug 21, 2025
$0.1400
$0.1400
Quarterly0.00%
Apr 22, 2025
May 6, 2025May 22, 2025
$0.1400
$0.1400
Quarterly0.00%
Jan 22, 2025
Feb 11, 2025Feb 27, 2025
$0.1400
$0.1400
Quarterly+16.67%
Oct 22, 2024
Nov 5, 2024Nov 21, 2024
$0.1200
$0.1200
Quarterly0.00%
Jul 23, 2024
Aug 6, 2024Aug 22, 2024
$0.1200
$0.1200
Quarterly0.00%
Apr 23, 2024
May 8, 2024May 22, 2024
$0.1200
$0.1200
Quarterly+20.00%
Jan 23, 2024
Feb 6, 2024Feb 23, 2024
$0.1000
$0.1000
Quarterly0.00%
Oct 24, 2023
Nov 7, 2023Nov 24, 2023
$0.1000
$0.1000
Quarterly0.00%
Jul 25, 2023
Aug 7, 2023Aug 22, 2023
$0.1000
$0.1000
Quarterly0.00%
Apr 25, 2023
May 10, 2023May 24, 2023
$0.1000
$0.1000
Quarterly0.00%
Jan 24, 2023
Feb 6, 2023Feb 20, 2023
$0.1000
$0.1000
Quarterly0.00%
Oct 26, 2022
Nov 9, 2022Nov 28, 2022
$0.1000
$0.1000
Quarterly0.00%
Jul 27, 2022
Aug 10, 2022Aug 29, 2022
$0.1000
$0.1000
Quarterly+25.00%
Apr 27, 2022
May 11, 2022May 25, 2022
$0.0800
$0.0800
Quarterly0.00%
Jan 26, 2022
Feb 15, 2022Mar 1, 2022
$0.0800
$0.0800
Quarterly0.00%
Nov 4, 2021
Nov 19, 2021Dec 1, 2021
$0.0800
$0.0800
Quarterly0.00%
Aug 5, 2021
Aug 18, 2021Sep 1, 2021
$0.0800
$0.0800
Quarterly0.00%
Apr 28, 2021
May 14, 2021Jun 1, 2021
$0.0800
$0.0800
Quarterly0.00%
Feb 4, 2021
Feb 19, 2021Mar 5, 2021
$0.0800
$0.0800
Quarterly0.00%
Nov 5, 2020
Nov 19, 2020Dec 3, 2020
$0.0800
$0.0800
Quarterly0.00%
Aug 5, 2020
Aug 19, 2020Sep 3, 2020
$0.0800
$0.0800
Quarterly0.00%
Apr 29, 2020
May 14, 2020Jun 2, 2020
$0.0800
$0.0800
Quarterly0.00%
Feb 6, 2020
Feb 21, 2020Mar 6, 2020
$0.0800
$0.0800
Quarterly0.00%
Oct 30, 2019
Nov 15, 2019Nov 29, 2019
$0.0800
$0.0800
Quarterly+33.33%
Aug 1, 2019
Aug 15, 2019Aug 30, 2019
$0.0600
$0.0600
Quarterly0.00%
May 2, 2019
May 16, 2019May 31, 2019
$0.0600
$0.0600
Quarterly0.00%
Feb 6, 2019
Feb 15, 2019Feb 26, 2019
$0.0600
$0.0600
Quarterly0.00%
Nov 6, 2018
Nov 16, 2018Nov 26, 2018
$0.0600
$0.0600
Quarterly-
amal

Amalgamated Financial Corp. Payout Ratio Analysis

AMAL ยท NASDAQ
Dividends Paid
-17.20M
2025
Net Income
104.45M
2025
Payout Ratio
16.47%
2025

Dividend Sustainability Analysis

Payout Ratio
16.47%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
12.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-20.9%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.