ABCB - NASDAQ
Ameris Bancorp
$77.89
-0.49%Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
At a Glance
Live SnapshotAmeris Bancorp Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Ameris Bancorp Income Statement
ABCB • NASDAQ
| Ameris Bancorp Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
1.6B | 1.5B | 1.1B | 1B | 1.1B | 819.6M | 527.7M | 395.3M | 338.7M | 258.3M | 213.9M | 157.4M | 144.9M | 167M | 139.7M | 134.4M | 148.2M | 163.7M | 143.4M | 93.1M | |
GROSS PROFIT | ||||||||||||||||||||
(587.9M) | (588M) | (164.6M) | (12.4M) | (234.1M) | (151M) | (86.6M) | (42.6M) | (23.8M) | (20.1M) | (20.3M) | (21.6M) | (46.2M) | (60.3M) | (80.3M) | (82.6M) | (91.4M) | (82.3M) | (57M) | (28.6M) | |
1B | 899.9M | 976.9M | 1B | 912.9M | 668.6M | 441.1M | 352.7M | 314.9M | 238.2M | 193.6M | 135.8M | 98.7M | 106.7M | 59.4M | 51.7M | 56.8M | 81.3M | 86.4M | 64.5M | |
OPERATING INCOME | ||||||||||||||||||||
(569.2M) | (542.9M) | (523.8M) | (530.1M) | (572.6M) | (457M) | (289.6M) | (228.4M) | (209.7M) | (181.4M) | (137.4M) | (106.5M) | (77M) | (75.1M) | (66.5M) | (86.2M) | (62.8M) | (58.9M) | (53.1M) | (43.6M) | |
(375.8M) | (358.7M) | (339.8M) | (351.8M) | (382.4M) | (233.8M) | (158.1M) | (128M) | (114.7M) | (100.8M) | (79.7M) | (60.6M) | (54.7M) | (40.9M) | (32.5M) | (40.5M) | (41.2M) | (32.4M) | (29.1M) | (22.5M) | |
475.9M | 356.9M | 453.1M | 496.1M | 340.2M | 211.6M | 151.5M | 124.3M | 105.2M | 56.7M | 56.2M | 29.3M | 21.7M | 31.6M | -7.2M | -34.5M | -6M | 22.5M | 33.3M | 20.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(529.1M) | (445.4M) | (92.9M) | (47.8M) | (88.8M) | (131.2M) | (69.9M) | (34.2M) | (19.7M) | (14.9M) | (14.7M) | (10.1M) | (15.1M) | (27.5M) | (29.8M) | (40.6M) | (56.3M) | (71M) | (54.2M) | (26.9M) | |
849.2M | 835M | 801M | 655.3M | 637.8M | 505.2M | 343.4M | 260.1M | 219.4M | 175.5M | 149.9M | 116.2M | 114.4M | 113.5M | 89.3M | 74M | 72.7M | 75.1M | 70M | 52.6M | |
(193.4M) | (184.2M) | (184M) | (178.3M) | (190.2M) | (223.2M) | (131.5M) | (100.5M) | (94.9M) | (80.6M) | (57.6M) | (45.8M) | (22.3M) | (34.2M) | (34.1M) | (45.8M) | (21.5M) | (26.5M) | (24.1M) | (21.1M) | |
475.9M | 356.9M | 453.1M | 496.1M | 340.2M | 211.6M | 151.5M | 124.3M | 105.2M | 56.7M | 56.2M | 29.3M | 21.7M | 31.6M | -7.2M | -34.5M | -6M | 22.5M | 33.3M | 20.9M | |
NET INCOME | ||||||||||||||||||||
(117.2M) | (87.8M) | (106.6M) | (119.2M) | (78.3M) | (50.1M) | (30.5M) | (50.7M) | (33.1M) | (15.9M) | (17.5M) | (9.3M) | (7.3M) | (10.6M) | -3.2M | (7.3M) | -2.1M | (7.3M) | (11.1M) | (7.1M) | |
358.7M | 269.1M | 346.5M | 376.9M | 262M | 161.4M | 121M | 73.5M | 72.1M | 40.8M | 38.7M | 20M | 14.4M | 21.1M | -4M | -41.8M | -3.9M | 15.2M | 22.1M | 13.7M |
SEC Filings
ABCB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 27, 2025 | October 27, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 20, 2025 | October 20, 2025 | 2025 |
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