Ameris Bancorp

Ameris Bancorp

ABCBยทNASDAQ

$77.89

-0.49%
Financial ServicesBanks - Regional

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$5.35B
EPS5.2100
P/E Ratio14.95
Earnings Date01/29/2026
0.27%
Dividend Yield
-12%
3Y-19.0%
5Y-59.0%
10Y+85.0%
-7.21%
Dividend Payout Ratio
-158%
3Y-164.0%
5Y-180.0%
10Y-163.0%
3Y+32.0%
5Y+31.0%
10Y+751.0%
Ameris Bancorp

Ameris Bancorp Dividend History

ABCB ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ABCB Dividend Payment History

ABCB ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2000

Annual Amount

$0.9500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Sep 15, 2025
Sep 30, 2025Oct 6, 2025
$0.2000
$0.2000
Quarterly0.00%
Jun 5, 2025
Jun 30, 2025Jul 7, 2025
$0.2000
$0.2000
Quarterly0.00%
Mar 20, 2025
Mar 31, 2025Apr 7, 2025
$0.2000
$0.2000
Quarterly0.00%
Dec 18, 2024
Dec 31, 2024Jan 6, 2025
$0.2000
$0.2000
Quarterly+33.33%
Sep 19, 2024
Sep 30, 2024Oct 7, 2024
$0.1500
$0.1500
Quarterly0.00%
Jun 6, 2024
Jun 30, 2024Jul 8, 2024
$0.1500
$0.1500
Quarterly0.00%
Mar 14, 2024
Mar 31, 2024Apr 8, 2024
$0.1500
$0.1500
Quarterly0.00%
Dec 11, 2023
Dec 31, 2023Jan 8, 2024
$0.1500
$0.1500
Quarterly0.00%
Sep 19, 2023
Sep 30, 2023Oct 9, 2023
$0.1500
$0.1500
Quarterly0.00%
Jun 5, 2023
Jun 30, 2023Jul 10, 2023
$0.1500
$0.1500
Quarterly0.00%
Mar 17, 2023
Mar 31, 2023Apr 10, 2023
$0.1500
$0.1500
Quarterly0.00%
Dec 12, 2022
Dec 31, 2022Jan 9, 2023
$0.1500
$0.1500
Quarterly0.00%
Sep 7, 2022
Sep 30, 2022Oct 10, 2022
$0.1500
$0.1500
Quarterly0.00%
Jun 9, 2022
Jun 30, 2022Jul 8, 2022
$0.1500
$0.1500
Quarterly0.00%
Mar 17, 2022
Mar 31, 2022Apr 8, 2022
$0.1500
$0.1500
Quarterly0.00%
Dec 8, 2021
Dec 31, 2021Jan 10, 2022
$0.1500
$0.1500
Quarterly0.00%
Sep 15, 2021
Sep 30, 2021Oct 8, 2021
$0.1500
$0.1500
Quarterly0.00%
Jun 10, 2021
Jun 30, 2021Jul 9, 2021
$0.1500
$0.1500
Quarterly0.00%
Mar 18, 2021
Mar 31, 2021Apr 9, 2021
$0.1500
$0.1500
Quarterly0.00%
Dec 17, 2020
Dec 31, 2020Jan 11, 2021
$0.1500
$0.1500
Quarterly0.00%
Sep 17, 2020
Sep 30, 2020Oct 9, 2020
$0.1500
$0.1500
Quarterly0.00%
Jun 11, 2020
Jun 30, 2020Jul 10, 2020
$0.1500
$0.1500
Quarterly0.00%
Mar 11, 2020
Mar 31, 2020Apr 10, 2020
$0.1500
$0.1500
Quarterly0.00%
Dec 19, 2019
Dec 31, 2019Jan 10, 2020
$0.1500
$0.1500
Quarterly0.00%
Sep 18, 2019
Sep 30, 2019Oct 10, 2019
$0.1500
$0.1500
Quarterly+50.00%
Jun 18, 2019
Jun 28, 2019Jul 10, 2019
$0.1000
$0.1000
Quarterly0.00%
Mar 19, 2019
Mar 29, 2019Apr 10, 2019
$0.1000
$0.1000
Quarterly0.00%
Dec 13, 2018
Dec 31, 2018Jan 10, 2019
$0.1000
$0.1000
Quarterly0.00%
Sep 18, 2018
Sep 28, 2018Oct 10, 2018
$0.1000
$0.1000
Quarterly0.00%
May 15, 2018
Jun 29, 2018Jul 10, 2018
$0.1000
$0.1000
Quarterly0.00%
Mar 20, 2018
Mar 30, 2018Apr 10, 2018
$0.1000
$0.1000
Quarterly0.00%
Dec 14, 2017
Dec 29, 2017Jan 10, 2018
$0.1000
$0.1000
Quarterly0.00%
Sep 19, 2017
Sep 29, 2017Oct 10, 2017
$0.1000
$0.1000
Quarterly0.00%
Jun 22, 2017
Jun 30, 2017Jul 10, 2017
$0.1000
$0.1000
Quarterly0.00%
Mar 24, 2017
Mar 31, 2017Apr 10, 2017
$0.1000
$0.1000
Quarterly0.00%
Dec 15, 2016
Dec 30, 2016Jan 10, 2017
$0.1000
$0.1000
Quarterly0.00%
Sep 9, 2016
Sep 30, 2016Oct 11, 2016
$0.1000
$0.1000
Quarterly+100.00%
Jun 23, 2016
Jun 30, 2016Jul 11, 2016
$0.0500
$0.0500
Quarterly0.00%
Mar 23, 2016
Mar 31, 2016Apr 11, 2016
$0.0500
$0.0500
Quarterly0.00%
Dec 22, 2015
Dec 31, 2015Jan 11, 2016
$0.0500
$0.0500
Quarterly0.00%
Sep 21, 2015
Sep 30, 2015Oct 9, 2015
$0.0500
$0.0500
Quarterly0.00%
Jun 22, 2015
Jun 30, 2015Jul 10, 2015
$0.0500
$0.0500
Quarterly0.00%
Mar 23, 2015
Mar 31, 2015Apr 10, 2015
$0.0500
$0.0500
Quarterly0.00%
Dec 23, 2014
Dec 31, 2014Jan 9, 2015
$0.0500
$0.0500
Quarterly0.00%
Sep 23, 2014
Sep 30, 2014Oct 10, 2014
$0.0500
$0.0500
Quarterly0.00%
Jun 26, 2014
Jul 7, 2014Jul 15, 2014
$0.0500
$0.0500
Quarterly+2.04%
Jun 19, 2009
Jun 30, 2009Jul 10, 2009
$0.0500
$0.0490
Quarterly0.00%
Mar 17, 2009
Mar 31, 2009Apr 10, 2009
$0.0500
$0.0490
Quarterly0.00%
Dec 16, 2008
Dec 29, 2008Jan 9, 2009
$0.0500
$0.0490
Quarterly0.00%
Sep 17, 2008
Sep 30, 2008Oct 10, 2008
$0.0500
$0.0490
Quarterly-
abcb

Ameris Bancorp Payout Ratio Analysis

ABCB ยท NASDAQ
Dividends Paid
-41.46M
2024
Net Income
358.69M
2024
Payout Ratio
11.56%
2024

Dividend Sustainability Analysis

Payout Ratio
11.56%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
29.5%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+0.5%

Flat or modest dividend growth. Company maintaining dividend but not increasing aggressively. Monitor whether due to business maturity or temporary headwinds.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.