SACH - AMEX

Sachem Capital Corp.

SACH·AMEX

$1.19

+0.84%

Real EstateREIT - Mortgage

Sachem Capital Corp. operates as a real estate finance company. The company is involved in the originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located primarily in Northeastern United States and Florida. It offers loans to real estate investors and owners to fund their acquisition, renovation, rehabilitation, development, and/or improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal income taxes if it distributes at least 90% of its taxable income each year to its stockholders. Sachem Capital Corp. was founded in 2010 and is based in Branford, Connecticut.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$57.07M

EPS0.0392

P/E Ratio30.36

Earnings Date08/04/2026

2.66M

Operating Cash Flow

-79%

3Y-80.0%

5Y-72.0%

10Y-28.0%

29.35M

Investing Cash Flow

-63%

3Y-118.0%

5Y-135.0%

10Y-523.0%

-39.15M

Financing Cash Flow

-55%

3Y-131.0%

5Y-153.0%

10Y-1417.0%

Sachem Capital Corp. Cash Conversion Engine

SACH · AMEX

FCF Components

Net Income6.31M

Depreciation & Amortization2.20M

Stock-Based Compensation840.00K

Change in Working Capital-4.66M

Others-2.03M

Capital Expenditures-162.00K

Free Cash Flow2.50M

Cash Flow Quality Analysis

FCF Conversion Rate

39.6%

Weak cash conversion. Significant portion of earnings not converting to cash—review working capital trends and capital intensity.

CapEx Intensity

6.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-80.5%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$4.66M

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.

Cash Flow Quality Insight

Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.

Sachem Capital Corp. Cash Flow Statement

SACH • AMEX

Sachem Capital Corp. Cash Flow Statement	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014
OPERATING ACTIVITIES
Net Income	6.3M	-39.6M	15.9M	20.9M	13.3M	9M	6.2M	7.8M	4.9M	3.1M	2.3M	1.5M
Depreciation & Amortization	2.2M	372K	266.3K	106.4K	83.5K	61.9K	63.6K	32.5K	28.4K	47.7K	0.0	0.0
Stock-Based Compensation	840K	863K	822.2K	495K	191.3K	16.4K	43.1K	37.6K	0.0	0.0	0.0	0.0
Other Non-Cash Items	-2M	53.4M	9.3M	5.4M	1.9M	500.9K	1.2M	141.6K	-44.5K	88K	32.4K	0.0
Cash Taxes Paid	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(53.2K)	(0.0)	(0.0)	(0.0)	(0.0)
Change in Working Capital	-4.7M	-2.2M	-4.5M	-13.8M	12.3M	54.7K	626.6K	-1.8M	0.0	510.9K	36.9K	-5.3K
Cash from Operating Activities	2.7M	12.9M	21.9M	13.1M	27.8M	9.6M	8.1M	6.2M	4.8M	3.7M	2.4M	1.5M
INVESTING ACTIVITIES
Investments in Property, Plant, and Equipment	-162K	-77K	(0.0)	-1.6M	-822.3K	-148.9K	-241.9K	-710.8K	-132.7K	-397.4K	(0.0)	(0.0)
Purchase of Investments	(0.0)	-26M	-42.7M	-76.4M	-210.1M	-97.6M	-16M	(0.0)	(0.0)	-886K	(0.0)	(0.0)
Sale/Maturity of Investments	18M	51.3M	18.6M	84.6M	180.5M	79M	0.0	0.0	0.0	1.1M	0.0	0.0
Other Investing Items	11.5M	54.8M	-48.4M	-166.1M	-135.6M	-64.1M	-21.6M	-16.1M	-28.8M	-6.7M	-13.2M	-5.2M
Cash from Investing Activities	(29.4M)	(79.9M)	-72.5M	-159.5M	-166M	-82.8M	-37.8M	-16.8M	-28.9M	-6.9M	-13.2M	-5.2M
FINANCING ACTIVITIES
Net Issuance of Common Stock	109K	561K	20.2M	39.3M	56.1M	0.0	30.5M	0.0	30.3M	0.0	0.0	0.0
Net Issuance of Debt	-25.3M	-80M	58.5M	92.5M	75.7M	56.3M	30.3M	17.4M	1.7M	2.4M	1M	5M
Cash Paid for Dividends	-9.5M	-20.8M	-25.7M	-22.5M	-14.1M	-8M	-9.7M	-6.8M	-5.8M	-3.9M	-1.4M	-636.6K
Share Repurchases	(0.0)	-1.5M	-226.3K	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	-580.9K	-45K	(0.0)
Other Financing Items	-4.5M	7.2M	-16.1M	18.9M	-2.3M	25.4M	-2.8M	-755.8K	-2.7M	4.4M	7.2M	4.3M
Cash from Financing Activities	-39.2M	-87.3M	39.5M	128.2M	160.7M	73.8M	48.4M	9.8M	23.5M	3M	6.8M	8.6M
CASH FLOW SUMMARY
Net Change in Cash	-7.1M	5.5M	-11.1M	-18.2M	22.5M	566.1K	18.7M	-795.4K	-607.6K	-272.2K	-4M	5M
Cash at Beginning of Period	18.1M	12.6M	23.7M	41.9M	19.4M	18.8M	158.9K	954.2K	1.6M	1.8M	5.9M	922.5K
Cash at End of Period	10.9M	18.1M	12.6M	23.7M	41.9M	19.4M	18.8M	158.9K	954.2K	1.6M	1.8M	5.9M
Free Cash Flow	2.5M	12.8M	21.9M	11.6M	27M	9.5M	7.9M	5.5M	4.7M	3.3M	2.4M	1.5M

SEC Filings

SACH - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 21, 2026	2026	View Filing

Showing 1 to 2 of 2 filings

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