SACH - AMEX

Sachem Capital Corp.

SACH·AMEX

$1.21

+2.5%

Real EstateREIT - Mortgage

Sachem Capital Corp. operates as a real estate finance company. The company is involved in the originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located primarily in Northeastern United States and Florida. It offers loans to real estate investors and owners to fund their acquisition, renovation, rehabilitation, development, and/or improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal income taxes if it distributes at least 90% of its taxable income each year to its stockholders. Sachem Capital Corp. was founded in 2010 and is based in Branford, Connecticut.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$58.03M

EPS0.0392

P/E Ratio30.87

Earnings Date08/04/2026

460.05M

Assets

-6%

3Y-19.0%

5Y+103.0%

10Y+1099.0%

285.11M

Total Liabilities

-8%

3Y-18.0%

5Y+96.0%

10Y+2785.0%

174.94M

Total Equity

-4%

3Y-20.0%

5Y+116.0%

10Y+514.0%

Sachem Capital Corp. Funding & Solvency Profile

SACH · AMEX

Current Assets

Cash & Cash Equivalents10.92M

Net Receivables4.12M

Inventory0.00

Other Current Assets0.00

Total Current Assets16 M

Non-Current Assets

Property, Plant & Equipment3.16M

Goodwill & Intangible Assets521.00K

Long-Term Investments65.25M

Other Non-Current Assets-65.77M

Total Non-Current Assets3 M

Total Assets

460.05M

Financial Health Analysis

Current Ratio

0.84x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

1.63x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

-3024000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

3% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Sachem Capital Corp. Balance Sheet

SACH • AMEX

Sachem Capital Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	10.9M	18.1M	12.6M	23.7M	41.9M	19.4M	18.8M	99.3K	954.2K	1.6M	1.8M	5.9M
Short-Term Investments	936K	1.5M	0.0	24.6M	60.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	11.9M	19.6M	12.6M	48.3M	102.6M	19.4M	18.8M	99.3K	954.2K	1.6M	1.8M	5.9M
Net Receivables	4.1M	3.8M	20.5M	15.1M	7.4M	155.6M	94.3M	2.2M	1.3M	743.7K	343.5K	14.8M
Accounts Receivables	4.1M	2M	14.1M	11.6M	7.4M	155.6M	94.3M	2.1M	1.1M	560.8K	326K	250.5K
Other Receivables	0.0	1.8M	6.4M	3.5M	0.0	0.0	0.0	155K	234.6K	182.8K	17.5K	0.0
Prepaids	0.0	0.0	511K	410.4K	271.3K	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	0.0	0.0	-33.6M	-63.8M	-110.2M	4M	10.1M	79M	63.4M	33.8M	1.3M	677.8K
Total Current Assets	16M	23.4M	0.0	0.0	0.0	179M	123.3M	81.3M	65.7M	36.1M	30.7M	21.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	3.2M	3.2M	3.4M	4.1M	2.2M	2.8M	1.9M	1.2M	501.8K	397.4K	0.0	0.0
Goodwill	0.0	391K	391K	391K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	521K	698K	698K	130.4K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	521K	1.1M	1.1M	521.4K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	65.3M	53.9M	80.8M	55.4M	66.7M	37.3M	15.9M	0.0	0.0	1.2M	0.0	0.0
Other Non-Current Assets	-65.8M	-54.4M	-85.3M	-60.1M	-68.9M	7.5M	88.3K	3.5M	1.3M	260K	84K	53.8K
Total Non-Current Assets	3.2M	3.9M	0.0	0.0	0.0	47.7M	17.9M	4.7M	1.8M	1.9M	84K	53.8K
Other Assets	440.9M	464.7M	620.9M	565.7M	418M	0.0	0.0	0.0	0.0	433.3K	0.0	0.0
Total Assets	460M	492M	620.9M	565.7M	418M	226.7M	141.2M	86M	67.5M	38.4M	30.8M	21.5M
LIABILITIES
CURRENT LIABILITIES
Total Payables	2.6M	3.5M	7M	6.8M	4.6M	372.7K	249.9K	4.3M	1.2M	876.7K	268.2K	154.8K
Accounts Payable	2.6M	3.5M	1.8M	1.4M	697.4K	372.7K	249.9K	316.4K	431.4K	196.1K	37.8K	13.3K
Other Payables	0.0	0.0	5.1M	5.3M	3.9M	0.0	0.0	4M	723.5K	680.6K	230.4K	141.5K
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	3.3K	3.4K	0.0	0.0	24.4K	0.0	0.0
Short Term Debt	19M	40M	61.8M	3.6M	33.2M	28.1M	0.0	27.2M	9.8M	8.1M	6M	5M
Deferred Revenue	0.0	0.0	4.6M	4.4M	4.6M	0.0	0.0	1.1M	1.1M	290.5K	297.7K	196.7K
Other Current Liabilities	-2.6M	0.0	-73.4M	-14.7M	-42.4M	2.7M	0.0	-31.5M	-1.8M	-901.1K	0.0	0.0
Total Current Liabilities	19M	43.5M	0.0	0.0	0.0	31.1M	253.3K	1.1M	10.3M	8.4M	6.6M	5.4M
NON-CURRENT LIABILITIES
Long Term Debt	258.8M	227.5M	283.4M	280.8M	161.3M	110.7M	56.3M	291K	301.1K	310K	6M	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	190K	0.0
Other Non-Current Liabilities	7.3M	0.0	-284.1M	-280.8M	-161.3M	3.9M	2.1M	28.6M	2.4M	1.2M	-6.2M	0.0
Total Non-Current Liabilities	266.1M	228.2M	0.0	0.0	0.0	114.7M	58.4M	28.9M	2.7M	1.5M	6.7M	0.0
Other Liabilities	0.0	38.7M	390.8M	348M	237.9M	0.0	0.0	3.3M	0.0	0.0	-6.7M	0.0
Capital Lease Obligations	0.0	665K	665K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	285.1M	310.3M	390.8M	348M	237.9M	145.8M	58.7M	33.2M	12.9M	9.9M	6.6M	5.4M
SHAREHOLDERS' EQUITY
Preferred Stock	2K	2K	2K	1.9K	1.9K	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	48K	47K	47K	41.1K	32.7K	22.1K	22.1K	15.4K	15.4K	28.5M	0.0	0.0
Additional Paid-In Capital	257.9M	0.0	249.8M	226.2M	185.5M	83.8M	83.9M	53.2M	53.3M	0.0	0.0	0.0
Retained Earnings	-83M	35.5M	75.1M	-8M	-5M	-2.9M	-1.3M	-405.5K	1.2M	0.0	0.0	0.0
Accumulated Other Comprehensive Income/Loss	0.0	0.0	316K	-561.5K	-476K	-26K	-50.9K	0.0	0.0	0.0	0.0	0.0
Other Total Stockholders' Equity	0.0	146.1M	-95.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	24.2M	16.1M
Total Stockholders' Equity	174.9M	181.7M	230.1M	217.7M	180.1M	80.9M	82.6M	52.8M	54.6M	28.5M	24.2M	16.1M
Total Equity	174.9M	181.7M	230.1M	217.7M	180.1M	80.9M	82.6M	52.8M	54.6M	28.5M	24.2M	16.1M
SUMMARY
Total Liabilities & Equity	460M	492M	620.9M	565.7M	418M	226.7M	141.2M	86M	67.5M	38.4M	30.8M	21.5M
Total Investments	66.2M	55.5M	80.8M	80M	127.3M	37.3M	15.9M	0.0	0.0	1.2M	0.0	0.0
Total Debt	277.8M	268.2M	345.9M	284.4M	194.5M	138.8M	56.3M	27.5M	10.1M	8.4M	6M	5M
Net Debt	266.9M	250.1M	333.3M	260.7M	152.5M	119.4M	37.5M	27.4M	9.2M	6.9M	4.2M	-874.9K
Shares Outstanding	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240	47,060,240

SEC Filings

SACH - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-K 10-K 2025 FY FY	March 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 21, 2026	2026	View Filing

Showing 1 to 2 of 2 filings

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