
Provident Financial Holdings, Inc.
Financial ServicesNASDAQ:PROV · NASDAQ Global Select
+$0.14 today
Vol 0.01M · Avg 0.01M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
4.9%
avg 5.3%
ROIC
1.8%
avg 2.6%
ROA
0.5%
avg 0.6%
Analysis
ROE is currently the strongest return metric at 4.9% versus its period average of 5.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Donavon Ternes | President & Chief Executive Officer | $554,113.00 | — | 66 | $178,322.00 | 2.85% |
Peter C. Fan | Senior Vice President, Chief Financial Officer & Corporate Secretary | $258,902.00 | — | — | $7,500.00 | 0.12% |
Robert Ritter | Senior Vice President of Single-family Division | $203,880.00 | — | 57 | $30,574.00 | 0.49% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
5
$206,907.84
Net Sentiment
$206,907.84
Net selling
Most Active
Weiant David
4 transactions
Analysis
Insiders reported 0 buys worth $0.00 and 5 sells worth $206,907.84 over the last 12 months. That adds up to net selling of $206,907.84. Weiant David was the most active insider with 4 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +3.7% | +1.7% (12yr)1 analysts |
| Revenue | N/A | N/A | -5.4% | -5.2% (12yr)1 analysts |
| Net Income | N/A | N/A | -3.2% | -0.8% (12yr)1 analysts |
| EBIT | N/A | N/A | -3.0% | -4.6% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +3.7% over three years. Forward estimates point to EPS at +1.7% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector

Rhinebeck Bancorp, Inc.
NASDAQ:RBKB
$185.49M

First Guaranty Bancshares, Inc.
NASDAQ:FGBI
$175.51M

Affinity Bancshares, Inc.
NASDAQ:AFBI
$137.26M

Lake Shore Bancorp, Inc.
NASDAQ:LSBK
$128.01M

Riverview Bancorp, Inc.
NASDAQ:RVSB
$122.98M

Magyar Bancorp, Inc.
NASDAQ:MGYR
$110.19M

Union Bankshares, Inc.
NASDAQ:UNB
$108.43M

Sound Financial Bancorp, Inc.
NASDAQ:SFBC
$103.79M
IF Bancorp, Inc.
IROQ
$88.98M

Auburn National Bancorporation, Inc.
NASDAQ:AUBN
$86.63M
Who manages PROV?
Provident Financial Holdings, Inc. (PROV) lists 3 active executives. The top listed executive is Peter C. Fan, Senior Vice President, Chief Financial Officer & Corporate Secretary.
Are PROV insiders buying or selling?
Recent insider activity shows net buying of $3.18M.
Explore More
Continue the stock analysis
Jump to another research area for this company.