Intact Financial Corporation
TSX:IFC.TO · Toronto Stock Exchange
+$2.70 today
Vol 0.81M · Avg 0.42M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $2.4B |
| Short-term Investments | $17.3B |
| Receivables | $4.7B |
| Other Current | -$17.3B |
| Total Current Assets | $7.1B |
| PP&E (Net) | $914.0M |
| Goodwill | $5.0B |
| Intangible Assets | $4.9B |
| Long-term Investments | $25.2B |
| Tax Assets | $744.0M |
| Other Non-current | $19.2B |
| Total Non-current Assets | $55.8B |
| Total Assets | $62.9B |
Analysis
Selected assets total $62.9B for Latest. The largest visible component is Long-term Investments at $25.2B, about 40.0% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.1B +20.5% | $894.0M -23.7% | $1.2B +15.9% | $1.0B -55.6% | $2.3B | $1.0B | $841.8M | $673.8M |
| Short-term Investments | $17.8B -0.9% | $18.0B +1200.9% | $1.4B -2.6% | $1.4B -23.1% | $1.8B | -$1.6B | $445.6M | $378.4M |
| Net Receivables | $6.3B +781.5% | $712.0M +16.7% | $610.0M -35.6% | $947.0M +385.6% | $195.0M | $533.8M | $399.4M | -$1.7B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $641.6M | $328.0M | $316.8M |
| Other Current Assets | $326.0M | $0 | $0 -100.0% | $6.8B | $0 | $1.5B | $966.4M | $764.8M |
| Total Current Assets | $25.8B +29.8% | $19.9B +5.9% | $18.8B -44.7% | $33.9B +686.0% | $4.3B | $12.5B | $10.5B | $5.5B |
| Property, Plant & Equipment (Net) | $865.0M +5.5% | $820.0M +2.6% | $799.0M +2.7% | $778.0M +0.5% | $774.0M | $1.2B | $1.5B | $687.8M |
| Goodwill | $4.9B +8.5% | $4.5B +10.3% | $4.1B +21.9% | $3.4B +9.3% | $3.1B | $925.8M | $466.6M | $309.8M |
| Intangible Assets | $4.9B -3.1% | $5.1B +0.3% | $5.0B +7.4% | $4.7B +1.4% | $4.6B | $568.8M | $860.0M | $1.5B |
| Long-term Investments | $25.8B -34.0% | $39.2B +9.9% | $35.6B +4.3% | $34.2B +1.7% | $33.6B | $524.0M | -$1.5B | $860.0M |
| Tax Assets | $746.0M +0.3% | $744.0M -8.3% | $811.0M | $0 -100.0% | $500.0M | $1.5B | $1.4B | $1.4B |
| Other Non-current Assets | -$138.0M +98.7% | -$10.6B -552.7% | $2.3B -75.9% | $9.7B -55.8% | $22.0B | $1.4B | $1.0B | $679.4M |
| Total Non-current Assets | $37.1B -6.5% | $39.7B -18.6% | $48.7B -7.6% | $52.7B -17.7% | $64.1B | -$15.3B | $14.8B | $11.3B |
| Total Assets | $62.9B +5.6% | $59.5B +6.3% | $56.0B +4.2% | $53.7B -19.0% | $66.3B | $13.3B | $11.9B | $10.6B |
| Account Payables | $748.0M -2.6% | $768.0M +408.6% | $151.0M -79.3% | $728.0M -65.4% | $2.1B | $1.3B | -$1.5B | $1.4B |
| Short-term Debt | $402.0M -10.3% | $448.0M -57.7% | $1.1B +672.3% | $137.0M -68.8% | $439.0M | -$1.6B | -$1.6B | $326.6M |
| Tax Payables | $433.0M +204.9% | $142.0M -30.7% | $205.0M +632.1% | $28.0M -94.8% | $541.0M | $574.4M | -$1.5B | $1.4B |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 | -$1.6B | $374.2M | $542.2M |
| Other Current Liabilities | $584.0M -30.8% | $844.0M +3.3% | $817.0M +133.4% | -$2.4B -198.8% | -$819.0M | $1.1B | $1.5B | $493.2M |
| Total Current Liabilities | $4.2B +127.3% | $1.9B -21.0% | $2.3B -4.0% | $2.4B -88.7% | $21.6B | $6.0B | $10.1B | $14.3B |
| Long-term Debt | $4.2B -4.7% | $4.4B +8.9% | $4.0B -11.0% | $4.5B -13.5% | $5.2B | $1.3B | $438.6M | $1.3B |
| Deferred Tax Liabilities | $497.0M -16.2% | $593.0M -18.3% | $726.0M -9.8% | $805.0M +4.4% | $771.0M | $746.6M | $612.2M | $477.8M |
| Deferred Revenue (Non-current) | $0 | $0 | $0 | $0 | $0 | -$1.6B | $715.8M | $1.3B |
| Other Non-current Liabilities | $32.5B -4.2% | $33.9B +5.5% | $32.1B +1.1% | $31.8B -27.3% | $43.7B | $489.0M | $1.1B | -$1.5B |
| Total Non-current Liabilities | $37.8B -4.3% | $39.5B +2.4% | $38.6B +4.6% | $36.9B -25.5% | $49.6B | $3.9B | $7.5B | $14.1B |
| Total Liabilities | $42.0B +1.6% | $41.4B +4.7% | $39.5B +5.0% | $37.6B -1.5% | $38.2B | $14.7B | $3.7B | $9.6B |
| Common Stock | $8.1B -0.5% | $8.1B +0.3% | $8.1B +7.4% | $7.5B -0.4% | $7.6B | $651.4M | $517.0M | $382.6M |
| Retained Earnings | $10.3B +30.2% | $7.9B +21.8% | $6.5B -16.6% | $7.8B +26.2% | $6.2B | -$1.6B | $519.8M | $1.1B |
| Accumulated OCI | $322.0M +76.0% | $183.0M +157.0% | -$321.0M +70.6% | -$1.1B -306.2% | $529.0M | $393.8M | $550.6M | $707.4M |
| Other Stockholders Equity | $0 | $0 | $0 | $0 | $0 | $351.8M | -$1.6B | $1.5B |
| Minority Interest | $0 | $0 -100.0% | $285.0M +0.0% | $285.0M -74.3% | $1.1B | $1.4B | $337.8M | $931.4M |
| Total Equity | $20.8B +14.8% | $18.1B +10.2% | $16.5B +2.2% | $16.1B -3.9% | $16.8B | $9.1B | $7.7B | $3.3B |
| Total Debt | $5.3B -4.1% | $5.5B -4.6% | $5.7B +8.7% | $5.3B -16.3% | $6.3B | $724.2M | $410.6M | $399.4M |
| Net Debt | $4.2B -8.9% | $4.6B +0.2% | $4.6B +7.0% | $4.3B +6.0% | $4.0B | $389.6M | $501.6M | $311.2M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Manulife Financial Corporation
TSX:MFC.TO
$95.73B
National Bank of Canada
TSX:NA.TO
$85.01B
Great-West Lifeco Inc.
TSX:GWO.TO
$80.99B
Sun Life Financial Inc.
TSX:SLF.TO
$61.64B
Power Corporation of Canada
TSX:POW.TO
$56.58B
Fairfax Financial Holdings Limited
TSX:FFH.TO
$46.78B
The Toronto-Dominion Bank NCUM 5Y PFD SR18
TSX:TD-PFJ.TO
$43.74B
Definity Financial Corporation
TSX:DFY.TO
$8.70B
SEC Filings
Recent regulatory filings
No filings found.
How much cash does IFC.TO have?
Intact Financial Corporation (IFC.TO) reported $1.08B in cash and equivalents in fiscal 2025.
How much debt does IFC.TO carry?
Intact Financial Corporation (IFC.TO) reported $5.25B of total debt, with net debt of $4.17B.
Explore More
Continue the stock analysis
Jump to another research area for this company.