Intact Financial Corporation
TSX:IFC-PG.TO · Toronto Stock Exchange
+$0.05 today
Vol 0.00M · Avg 0.00M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $4.3B +49.7% | $2.9B +59.5% | $1.8B -38.7% | $2.9B +14.6% | $2.6B | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $797.0M +9.8% | $726.0M +21.6% | $597.0M +6.0% | $563.0M +22.1% | $461.0M | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $147.0M +8.9% | $135.0M +9.8% | $123.0M -22.6% | $159.0M +67.4% | $95.0M | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | $806.0M -12.0% | $916.0M +417.0% | -$289.0M -197.0% | $298.0M -73.9% | $1.1B | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | $0 | $0 | $0 | $0 +100.0% | -$90.0M | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $1.0B | $1.2B | $1.1B |
| Accounts Payables | $0 | $0 | $0 | $0 | $0 | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | $806.0M -12.0% | $916.0M +417.0% | -$289.0M -197.0% | $298.0M -75.8% | $1.2B | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | -$1.7B -31.6% | -$1.3B -226.0% | -$389.0M -31.0% | -$297.0M +73.5% | -$1.1B | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $4.4B +29.6% | $3.4B +83.5% | $1.8B -49.6% | $3.7B +17.1% | $3.1B | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$457.0M -6.5% | -$429.0M +6.3% | -$458.0M -11.4% | -$411.0M -25.7% | -$327.0M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | -$621.0M -1280.0% | -$45.0M +95.5% | -$995.0M -264.2% | $606.0M +115.7% | -$3.9B | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$28.3B +8.9% | -$31.1B +4.2% | -$32.5B -32.5% | -$24.5B -35.3% | -$18.1B | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $26.8B -10.5% | $30.0B -6.1% | $31.9B +49.5% | $21.4B +29.9% | $16.4B | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | $0 | $0 | $0 -100.0% | $215.0M +310.8% | -$102.0M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | -$2.6B -59.9% | -$1.6B +19.5% | -$2.0B +27.0% | -$2.7B +54.0% | -$6.0B | $4.8B | $6.4B | $5.1B |
| Debt Repayment | -$317.0M +44.2% | -$568.0M -218.6% | $479.0M +156.0% | -$855.0M -217.4% | $728.0M | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $0 | $0 -100.0% | $551.0M | $0 -100.0% | $4.3B | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | -$394.0M -93.1% | -$204.0M -59.4% | -$128.0M +51.1% | -$262.0M -223.5% | -$81.0M | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | -$1.0B -8.8% | -$953.0M -10.6% | -$862.0M -13.1% | -$762.0M -12.2% | -$679.0M | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | $0 +100.0% | -$281.0M -1773.3% | -$15.0M +95.4% | -$328.0M -681.0% | -$42.0M | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | -$1.6B +20.2% | -$2.0B -724.9% | $321.0M +114.5% | -$2.2B -152.7% | $4.2B | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | $10.0M -83.1% | $59.0M +6000.0% | -$1.0M -104.5% | $22.0M +650.0% | -$4.0M | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | $216.0M +224.1% | -$174.0M -208.1% | $161.0M +112.7% | -$1.3B -193.2% | $1.4B | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $3.9B +32.9% | $3.0B +113.1% | $1.4B -57.3% | $3.3B +16.1% | $2.8B | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
National Bank of Canada
TSX:NA.TO
$85.02B
Great-West Lifeco Inc.
TSX:GWO.TO
$81.05B
Power Financial Corporation
TSX:PWF-PZ.TO
$20.13B
IGM Financial Inc.
TSX:IGM.TO
$19.01B
iA Financial Corporation Inc.
TSX:IAG.TO
$17.02B
TMX Group Limited
TSX:X.TO
$13.52B
Galaxy Digital Holdings Ltd.
GLXY.TO
$11.05B
Definity Financial Corporation
TSX:DFY.TO
$8.69B
E-L Financial Corporation Limited
TSX:ELF.TO
$5.83B
Life & Banc Split Corp.
TSX:LBS.TO
$874.40M
SEC Filings
Recent regulatory filings
No filings found.
Does IFC-PG.TO generate free cash flow?
Intact Financial Corporation (IFC-PG.TO) generated $3.93B of free cash flow in fiscal 2025.
How much operating cash flow does IFC-PG.TO produce?
Operating cash flow was $4.39B, before capital expenditures of $457.00M.
Explore More
Continue the stock analysis
Jump to another research area for this company.