Velocity Financial, Inc.

Velocity Financial, Inc.

Financial Services

NYSE:VEL · New York Stock Exchange

Market Cap $684.22M Beta 0.71 P/E (TTM) 6.2
$17.56 +1.39%

+$0.24 today

52W Low $16.19High $21.40

Vol 0.03M · Avg 0.09M

EPS (TTM)$2.81
Financial - Mortgages

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

15.6%

avg 9.2%

ROIC

5.1%

avg 2.0%

ROA

1.4%

avg 0.9%

Analysis

ROE is currently the strongest return metric at 15.6% versus its period average of 9.2%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Christopher D. Farrar

Co-Founder, Chief Executive Officer, President & Director$3.66M59$630,779.001.61%

Mark R. Szczepaniak

Chief Financial Officer$1.72M68$69,973.000.18%

Jeffrey T. Taylor

Executive Vice President of Capital Markets$1.46M57$178,985.000.46%

Joseph A. Cowell

Chief Operating Officer$420,600.0046$32,222.000.08%

Dean Thevaos

Chief Technology Officer

Christopher J. Oltmann

Corporate Treasurer & Director of Investor Relations60$630,779.001.61%

Roland Thomas Kelly

Chief Legal Officer, General Counsel & Corporate Secretary55$98,994.000.25%

Fiona Tam

Chief Accounting Officer55$48,429.000.12%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

20

$1.14M

Net Sentiment

$1.14M

Net selling

Most Active

Szczepaniak Mark R

11 transactions

DateInsiderTypeSharesPriceValue
May 1, 2026

Szczepaniak Mark R

Indirect

Sell1.6K$19.30$30,358.90
Apr 17, 2026

Taylor Jeffrey T.

Direct

Sell2.1K$20.00$42,600.00
Apr 1, 2026

Szczepaniak Mark R

Indirect

Sell1.6K$18.13$28,518.49
Mar 31, 2026

Kelly Roland Thomas

Direct

Sell814$18.22$14,827.58
Mar 30, 2026

Kelly Roland Thomas

Direct

Sell14.0K$18.03$252,943.48
Mar 17, 2026

Kelly Roland Thomas

Direct

Sell5.2K$18.06$93,213.85
Mar 2, 2026

Szczepaniak Mark R

Indirect

Sell1.6K$18.32$28,817.36
Feb 2, 2026

Taylor Jeffrey T.

Direct

Sell1.8K$20.33$36,024.76
Feb 2, 2026

Szczepaniak Mark R

Indirect

Sell1.6K$20.53$32,291.65
Jan 26, 2026

Taylor Jeffrey T.

Direct

Sell1.8K$20.00$35,400.00

1–10 of 20

Analysis

Insiders reported 0 buys worth $0.00 and 20 sells worth $1.14M over the last 12 months. That adds up to net selling of $1.14M. Szczepaniak Mark R was the most active insider with 11 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+35.7%
+13.9% (10yr)1 analysts
RevenueN/AN/A+29.1%
+8.8% (10yr)1 analysts
Net IncomeN/AN/A+2.2%
+32.4% (10yr)1 analysts
EBITN/AN/A-23.3%
+14.3% (10yr)1 analysts

Analysis

Recent growth has been strongest in EPS at +35.7% over three years. Forward estimates point to Net Income at +32.4% (10yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages VEL?

Velocity Financial, Inc. (VEL) lists 8 active executives. The top listed executive is Dean Thevaos, Chief Technology Officer.

Are VEL insiders buying or selling?

Recent insider activity shows net buying of $57.23M.

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