Synchrony Financial

Synchrony Financial

Financial Services

NYSE:SYF · New York Stock Exchange

Market Cap $24.68B Beta 1.32 P/E (TTM) 7.0
$73.36 +1.42%

+$1.03 today

52W Low $59.46High $88.77

Vol 3.18M · Avg 3.81M

EPS (TTM)$10.51
Div Yield1.64%
Financial - Credit Services

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

21.2%

avg 19.5%

ROIC

9.4%

avg 8.4%

ROA

3.0%

avg 2.7%

Analysis

ROE is currently the strongest return metric at 21.2% versus its period average of 19.5%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Brian D. Doubles

President, Chief Executive Officer & Director$5.44M50$64,491.000.02%

Brian J. Wenzel

Executive Vice President & Chief Financial Officer$2.44M58$64,491.000.02%

Jonathan S. Mothner

Executive Vice President & Chief Risk and Legal Officer$2.18M62$172,664.000.05%

Carol D. Juel

Executive Vice President and Chief Technology & Operating Officer$2.16M53$51,663.000.02%

Alberto Casellas

Executive Vice President and Chief Executive Officer of Health & Wellness$1.87M59$50,512.000.02%

Curtis Howse

Executive Vice President and Chief Executive Officer of Home & Auto$1.82M62$86,618.000.03%

Maran Nalluswami

EVice President and Chief Strategy & Business Development Officer48$33,782.000.01%

Michael Bopp

Executive Vice President & Chief Growth Officer52

Dana Randell

Executive Vice President & Chief Audit Executive

Kathryn Harmon Miller

Senior Vice President & Director of Investor Relations

Casto

Executive Vice President & Chief Human Resources Officer

Max Axler

Executive Vice President & Chief Credit Officer

Amy Tiliakos

Senior Vice President, Chief Accounting Officer & Controller43$21,638.00<0.01%

Bart Schaller

Executive Vice President & Chief Executive Officer of Digital56$34,178.000.01%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

26

$42.52M

Net Sentiment

$42.52M

Net selling

Most Active

Howse Curtis

4 transactions

DateInsiderTypeSharesPriceValue
May 15, 2026

MOTHNER JONATHAN S

Direct

Sell11.3K$71.23$801,907.34
May 1, 2026

COVIELLO ARTHUR W JR

Direct

Sell4.0K$76.55$306,200.00
May 1, 2026

Howse Curtis

Direct

Sell8.4K$76.55$645,775.80
May 1, 2026

Casellas Alberto

Direct

Sell5.8K$76.55$443,530.70
Mar 3, 2026

Wenzel Brian J. Sr.

Direct

Sell47.1K$67.16$3,164,041.92
Mar 2, 2026

Casellas Alberto

Direct

Sell14.4K$67.71$974,956.29
Mar 2, 2026

Gentleman Courtney

Direct

Sell4.3K$67.71$293,725.98
Mar 2, 2026

Schaller Bart

Direct

Sell13.0K$67.71$878,875.80
Mar 2, 2026

Juel Carol

Direct

Sell16.9K$67.71$1,141,522.89
Mar 2, 2026

Howse Curtis

Direct

Sell7.9K$67.71$533,690.22

1–10 of 26

Analysis

Insiders reported 0 buys worth $0.00 and 26 sells worth $42.52M over the last 12 months. That adds up to net selling of $42.52M. Howse Curtis was the most active insider with 4 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+1.3%
+11.9% (14yr)2 analysts
RevenueN/AN/A+7.3%
+3.2% (14yr)7 analysts
Net IncomeN/AN/A+1.5%
+5.3% (14yr)7 analysts
EBITN/AN/A+1.5%
+2.2% (14yr)7 analysts

Analysis

Recent growth has been strongest in Revenue at +7.3% over three years. Forward estimates point to EPS at +11.9% (14yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages SYF?

Synchrony Financial (SYF) lists 14 active executives. The top listed executive is Jonathan S. Mothner, Executive Vice President & Chief Risk and Legal Officer.

Are SYF insiders buying or selling?

Recent insider activity shows net buying of $3.62M.

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