SmartFinancial, Inc.
Financial ServicesNYSE:SMBK · New York Stock Exchange
+$0.62 today
Vol 0.07M · Avg 0.07M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.1%
avg 6.5%
ROIC
7.1%
avg 5.0%
ROA
0.9%
avg 0.7%
Analysis
ROE is currently the strongest return metric at 9.1% versus its period average of 6.5%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
William Young Carroll Jr. | President, Chief Executive Officer & Director | $1.24M | — | 57 | $133,094.00 | 0.78% |
Ronald J. Gorczynski | Executive Vice President & Chief Financial Officer | $609,992.00 | — | 60 | $24,729.00 | 0.14% |
Rhett D. Jordan | Executive Vice President & Chief Credit Officer of SmartBank | $567,541.00 | — | 54 | $11,802.00 | 0.07% |
Cynthia A. Cain | Executive VP & Chief Operating Officer of SmartBank | $490,424.00 | — | 53 | $12,214.00 | 0.07% |
Daniel W. Nichols | Senior Vice President, Cornerstone Community Bank | $122,631.00 | — | — | — | — |
James Robert Vercoe Jr. | EVice President & Relationship Team Manager, Cornerstone Community Bank | — | — | 73 | $133,094.00 | 0.78% |
Nathan Strall | Head of Investor Relations | — | — | — | — | — |
Rebecca C. Boyd | Executive VP & Chief People Officer of SmartBank | — | — | 45 | $12,342.00 | 0.07% |
Robbie Washington | Senior Vice President, Community Reinvestment Act Officer & Director of HMDA | — | — | 62 | — | — |
Martin E. Schrodt | Executive VP & Chief Banking Officer of SmartBank | — | — | 55 | $7,251.00 | 0.04% |
Monty Hatcher | Executive Vice President | — | — | — | — | — |
Travis Lytle | Senior Vice President and Director of Community Development & Community Reinvestment Act Officer | — | — | — | — | — |
Kelley L. Fowler | Senior Vice President and Director of Marketing & Public Relations - SmartBank | — | — | — | $38,215.00 | 0.22% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
5
$315,732.45
Sells
4
$451,531.25
Net Sentiment
$135,798.80
Net selling
Most Active
Jordan Rhett D.
3 transactions
Analysis
Insiders reported 5 buys worth $315,732.45 and 4 sells worth $451,531.25 over the last 12 months. That adds up to net selling of $135,798.80. Jordan Rhett D. was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +46.2% | +26.4% (12yr)4 analysts |
| Revenue | N/A | N/A | +12.8% | +19.5% (12yr)3 analysts |
| Net Income | N/A | N/A | +2.5% | +37.9% (12yr)3 analysts |
| EBIT | N/A | N/A | +16.8% | +26.7% (12yr)3 analysts |
Analysis
Recent growth has been strongest in EPS at +46.2% over three years. Forward estimates point to Net Income at +37.9% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages SMBK?
SmartFinancial, Inc. (SMBK) lists 13 active executives. The top listed executive is William Young Carroll Jr., President, Chief Executive Officer & Director.
Are SMBK insiders buying or selling?
Recent insider activity shows net selling of $2.64M.
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