Prudential Financial, Inc.

Prudential Financial, Inc.

Financial Services

NYSE:PRU · New York Stock Exchange

Market Cap $37.60B Beta 0.85 P/E (TTM) 10.9
$108.27 +1.65%

+$1.76 today

52W Low $91.89High $119.76

Vol 0.98M · Avg 2.19M

EPS (TTM)$9.97
Div Yield5.08%
Insurance - Life

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$9.79
Gross Margin32.9%
Net Margin5.4%
P/E Ratio12.3
P/S Ratio2.4

Analysis

$63.0B of revenue converted into $3.5B of net income for the selected period. Gross margin is 32.9% and net margin is 5.4%, showing how much revenue survives after costs and taxes. EPS is $9.79, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$60.8B
-14.0%
$70.7B
+30.2%
$54.3B
-4.8%
$57.0B
-19.9%
$71.1B
$809.6M$921.6M$731.2M
Cost of Revenue
$35.2B
-33.7%
$53.2B
+44.8%
$36.7B
-18.6%
$45.1B
+5.2%
$42.9B
$725.6M$804.0M$882.4M
Gross Profit
$25.6B
+45.8%
$17.5B
-0.2%
$17.6B
+47.6%
$11.9B
-58.0%
$28.3B
$8.9B$7.6B$6.2B
Gross Margin
42.0%
+17.3pp
24.8%
-7.6pp
32.4%
+11.5pp
20.9%
-18.9pp
39.7%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$13.0B
-2.5%
$13.3B
+3.0%
$13.0B
+3.0%
$12.6B
-7.6%
$13.6B
$620.6M$923.0M-$1.5B
Operating Expenses
$20.8B
+45.1%
$14.3B
-1.2%
$14.5B
+5.1%
$13.8B
-21.0%
$17.4B
$5.3B$7.0B$8.7B
Depreciation & Amortization
$128.0M
-66.6%
$383.0M
+647.1%
-$70.0M
-159.8%
$117.0M
-43.2%
$206.0M
$374.2M$1.2B$631.8M
EBITDA
$4.9B
+36.8%
$3.6B
+19.7%
$3.0B
+269.1%
-$1.8B
-116.1%
$11.0B
-$15.2B$6.8B$9.3B
EBITDA Margin
8.1%
+3.0pp
5.1%
-0.4pp
5.5%
+8.6pp
-3.1%
-18.6pp
15.5%
5.6%46.3%42.0%
Operating Income
$4.8B
+49.1%
$3.2B
+4.5%
$3.1B
+262.4%
-$1.9B
-117.5%
$10.8B
$12.3B$14.0B-$15.7B
Operating Margin
7.9%
+3.3pp
4.5%
-1.1pp
5.7%
+9.0pp
-3.3%
-18.5pp
15.2%
16.6%24.1%22.0%
Interest Income
$0
$0
$0
$0
$0
-$1.5B-$1.6B$405.0M
Interest Expense
$2.1B
$0
$0
$0
$0
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
-100.0%
$144.0M
+193.9%
$49.0M
+179.0%
-$62.0M
-163.3%
$98.0M
-$1.5B$1.4B$1.2B
Income Before Tax
$4.8B
+42.7%
$3.4B
+7.4%
$3.1B
+259.7%
-$2.0B
-117.9%
$10.9B
$3.3B$4.9B$3.6B
Pre-Tax Margin
7.9%
+3.1pp
4.7%
-1.0pp
5.8%
+9.2pp
-3.4%
-18.8pp
15.4%
20.8%18.7%26.2%
Income Tax Expense
$1.1B
+107.7%
$507.0M
-17.3%
$613.0M
+319.7%
-$279.0M
-114.0%
$2.0B
$1.3B-$1.6B$745.2M
Net Income
$3.6B
+31.1%
$2.7B
+9.6%
$2.5B
+251.1%
-$1.6B
-118.6%
$8.9B
$4.9B$4.8B$4.7B
Net Margin
5.9%
+2.0pp
3.9%
-0.7pp
4.6%
+7.5pp
-2.9%
-15.4pp
12.5%
12.4%17.5%22.5%
EPS (Basic)
$10
+34.7%
$8
+11.5%
$7
+250.6%
-$4
-119.9%
$23
$400.8M$703.2M$1.3B
EPS (Diluted)
$10
+36.3%
$8
+11.3%
$7
+250.1%
-$4
-123.0%
$20
$766.2M$609.4M$452.6M
Weighted Avg Shares
$351.8M
-1.6%
$357.5M
-1.7%
$363.5M
-2.4%
$372.3M
-3.8%
$387.2M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$349.9M
-2.6%
$359.3M
-1.5%
$364.6M
-2.1%
$372.3M
-4.6%
$390.1M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does PRU generate?

Prudential Financial, Inc. (PRU) reported $60.77B of revenue in fiscal 2025.

Is PRU profitable?

Prudential Financial, Inc. (PRU) reported $3.58B of net income, with a net margin of 5.9%.

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