The Progressive Corporation
Financial ServicesNYSE:PGR · New York Stock Exchange
+$0.38 today
Vol 0.79M · Avg 2.96M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $11.3B +33.3% | $8.5B +117.3% | $3.9B +440.9% | $721.5M -78.5% | $3.4B | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $313.0M +10.2% | $284.0M -5.2% | $299.7M -11.0% | $336.6M -0.2% | $337.4M | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $0 | $0 | $0 | $0 | $0 | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $3 -100.0% | $122.0M +0.6% | $121.3M -1.1% | $122.7M +21.8% | $100.7M | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | $6.6B +1.8% | $6.5B -1.2% | $6.6B +85.4% | $3.6B -33.6% | $5.4B | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | $0 +100.0% | -$2.1B | $0 +100.0% | -$1.9B -12.9% | -$1.7B | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 -100.0% | $6.7B | $1.0B | $1.2B | $1.1B |
| Accounts Payables | $0 -100.0% | $1.2B +9788.0% | $12.5M -93.7% | $199.5M -50.1% | $399.7M | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | $6.6B -9.9% | $7.4B +11.8% | $6.6B +26.0% | $5.2B +8825.0% | -$59.9M | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | -$703.0M -150.2% | -$281.0M -2.0% | -$275.5M -113.0% | $2.1B +252.7% | -$1.4B | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $17.5B +16.1% | $15.1B +42.1% | $10.6B +55.4% | $6.8B -11.8% | $7.8B | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$348.0M -22.1% | -$285.0M -13.1% | -$252.0M +13.7% | -$292.0M -19.9% | -$243.5M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | $80.0M | $0 | $0 -100.0% | $35.1M +111.2% | -$313.2M | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$59.1B -23.3% | -$47.9B -85.4% | -$25.9B +9.4% | -$28.5B +16.1% | -$34.0B | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $44.8B +30.7% | $34.2B +124.7% | $15.2B -27.5% | $21.0B -32.9% | $31.3B | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | $75.0M -69.8% | $248.0M +588.9% | $36.0M +120.2% | -$177.8M -255.8% | $114.1M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | -$14.5B -5.7% | -$13.7B -26.8% | -$10.8B -36.3% | -$8.0B -155.0% | -$3.1B | $4.8B | $6.4B | $5.1B |
| Debt Repayment | $0 | $0 -100.0% | $496.3M -66.6% | $1.5B +385.8% | -$520.0M | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $0 -100.0% | $500.0M | $0 | $0 | $0 | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | -$166.0M +73.8% | -$634.0M -350.6% | -$140.7M -42.1% | -$99.0M +55.6% | -$223.0M | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | -$2.9B -321.0% | -$682.0M -145.7% | -$277.6M -6.4% | -$260.8M +93.1% | -$3.8B | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | $0 | $0 | $0 | $0 | $0 | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | -$3.0B -130.8% | -$1.3B -1787.2% | $78.0M -93.1% | $1.1B +124.9% | -$4.5B | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | $0 | $0 | $0 | $0 | $0 | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | -$16.0M -129.6% | $54.0M +144.5% | -$121.3M -745.2% | $18.8M -85.0% | $125.6M | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $17.2B +15.9% | $14.8B +42.8% | $10.4B +58.5% | $6.6B -12.8% | $7.5B | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Bank of America Corporation
NYSE:BAC
$395.49B
The Toronto-Dominion Bank
NYSE:TD
$197.69B
UBS Group AG
NYSE:UBS
$159.89B
Banco Bilbao Vizcaya Argentaria, S.A.
NYSE:BBVA
$129.86B
Chubb Limited
NYSE:CB
$126.08B
ICICI Bank Limited
NYSE:IBN
$99.62B
The Travelers Companies, Inc.
NYSE:TRV
$64.60B
Interactive Brokers Group, Inc.
NASDAQ:IBKR
$40.21B
SEC Filings
Recent regulatory filings
No filings found.
Does PGR generate free cash flow?
The Progressive Corporation (PGR) generated $17.20B of free cash flow in fiscal 2025.
How much operating cash flow does PGR produce?
Operating cash flow was $17.55B, before capital expenditures of $348.00M.
Explore More
Continue the stock analysis
Jump to another research area for this company.