Pearl Diver Credit Company Inc.
Financial ServicesNYSE:PDCC · New York Stock Exchange
-$0.13 today
Vol 0.01M · Avg 0.01M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$23.3M of revenue converted into $18.3M of net income for the selected period. Gross margin is 63.7% and net margin is 103.4%, showing how much revenue survives after costs and taxes. EPS is $2.54, tying the income statement back to per-share earnings.
Income Statement
Annual data · 3 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | $22.3M +27.4% | $17.5M +679.8% | $2.2M | $888.0M | $1.0B | $809.6M |
| Cost of Revenue | $4.7M +6562.4% | $70.7K | $0 | -$1.7B | $344.8M | $725.6M |
| Gross Profit | $17.6M +0.8% | $17.4M +676.6% | $2.2M | $11.6B | $10.3B | $8.9B |
| Gross Margin | 78.9% -20.7pp | 99.6% -0.4pp | 100.0% | 26.4% | 45.5% | 9.8% |
| Research & Development | $0 | $0 | $0 | $1.2B | $378.4M | $983.2M |
| Selling, General & Admin | $4.2M +85.9% | $2.2M | $0 | $811.0M | $1.4B | $620.6M |
| Operating Expenses | $33.6M +1382.1% | $2.3M | $0 | -$15.9B | $3.6B | $5.3B |
| Depreciation & Amortization | $0 | $0 | $0 | $419.0M | $1.2B | $374.2M |
| EBITDA | -$16.0M -205.5% | $15.2M +80.4% | $8.4M | $10.0B | $12.6B | -$15.2B |
| EBITDA Margin | -71.8% -158.4pp | 86.6% -287.9pp | 374.5% | 14.3% | 10.0% | 5.6% |
| Operating Income | -$16.0M -205.5% | $15.2M +80.4% | $8.4M | $9.0B | $10.6B | $12.3B |
| Operating Margin | -71.8% -158.4pp | 86.6% -287.9pp | 374.5% | 11.2% | 18.7% | 16.6% |
| Interest Income | $22.8M +817.6% | $2.5M | $0 | $875.4M | $1.3B | -$1.5B |
| Interest Expense | $3.3M +4629.8% | $70.7K | $0 | $801.2M | $969.2M | $1.1B |
| Other Income / Expenses | -$3.3M +60.1% | -$8.4M -50623.8% | -$16.5K | $368.6M | -$1.6B | -$1.5B |
| Income Before Tax | -$19.3M -385.6% | $6.8M -19.2% | $8.4M | $13.9B | -$15.6B | $3.3B |
| Pre-Tax Margin | -86.8% -125.5pp | 38.7% -335.1pp | 373.8% | 15.4% | 13.3% | 20.8% |
| Income Tax Expense | $0 | $0 | $0 | $375.6M | $666.8M | $1.3B |
| Net Income | -$19.3M -385.6% | $6.8M -19.2% | $8.4M | $5.1B | $5.0B | $4.9B |
| Net Margin | -86.8% -125.5pp | 38.7% -335.1pp | 373.8% | 47.3% | 7.4% | 12.4% |
| EPS (Basic) | -$2 -376.5% | $1 -22.0% | $1 | $591.2M | $1.2B | $400.8M |
| EPS (Diluted) | -$2 -376.5% | $1 -22.0% | $1 | $777.4M | $620.6M | $766.2M |
| Weighted Avg Shares | $7.0M -12.9% | $8.0M +4.3% | $7.7M | $724.2M | $892.2M | $757.8M |
| Weighted Avg Shares (Diluted) | $7.0M -12.9% | $8.0M +4.3% | $7.7M | $566.0M | $319.6M | $1.2B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Maase Inc.
NASDAQ:MAAS
$5.17B
Rhinebeck Bancorp, Inc.
NASDAQ:RBKB
$185.49M
Riverview Bancorp, Inc.
NASDAQ:RVSB
$122.98M
Hartford AAA CLO ETF
TRPA
$111.05M
Sound Financial Bancorp, Inc.
NASDAQ:SFBC
$103.79M
OFS Credit Company, Inc.
NASDAQ:OCCI
$87.36M
Silvercrest Asset Management Group Inc.
NASDAQ:SAMG
$83.50M
PhenixFIN Corporation
NASDAQ:PFX
$82.91M
Siebert Financial Corp.
NASDAQ:SIEB
$74.51M
OFS Capital Corporation
NASDAQ:OFS
$50.78M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does PDCC generate?
Pearl Diver Credit Company Inc. (PDCC) reported $22.27M of revenue in fiscal 2025.
Is PDCC profitable?
Pearl Diver Credit Company Inc. (PDCC) reported -$19,332,138.00 of net income, with a net margin of -86.8%.
Explore More
Continue the stock analysis
Jump to another research area for this company.