Lufax Holding Ltd
Financial ServicesNYSE:LU · New York Stock Exchange
-$0.01 today
Vol 1.00M · Avg 1.47M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$31.9B of revenue converted into -$3.4B of net income for the selected period. Gross margin is 25.7% and net margin is -8.2%, showing how much revenue survives after costs and taxes. EPS is $-11.82, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.1B -32.5% | $41.7B -39.6% | $69.0B +6.2% | $65.0B +27.5% | $51.0B | $921.6M | $731.2M | $843.2M |
| Cost of Revenue | $7.1B -44.4% | $12.7B -6.7% | $13.6B -18.9% | $16.8B +82.2% | $9.2B | $804.0M | $882.4M | $1.3B |
| Gross Profit | $21.1B -27.3% | $29.0B -47.7% | $55.4B +14.9% | $48.2B +15.4% | $41.8B | $7.6B | $6.2B | $4.9B |
| Gross Margin | 74.9% +5.4pp | 69.5% -10.7pp | 80.3% +6.1pp | 74.2% -7.7pp | 81.9% | 28.9% | 38.3% | 12.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $1.3B | $490.4M | $1.1B |
| Selling, General & Admin | $6.0B -51.1% | $12.2B -34.5% | $18.6B -13.8% | $21.6B +3.7% | $20.8B | $923.0M | -$1.5B | $732.6M |
| Operating Expenses | $21.5B +51.6% | $14.2B -34.3% | $21.6B -13.0% | $24.8B +4.0% | $23.9B | $7.0B | $8.7B | $7.3B |
| Depreciation & Amortization | $266.1M -56.1% | $606.1M -21.4% | $771.1M -6.5% | $824.6M -4.4% | $862.7M | $1.2B | $631.8M | $1.5B |
| EBITDA | $658.8M | $0 -100.0% | $34.6B +42.8% | $24.2B +29.0% | $18.8B | $6.8B | $9.3B | $11.9B |
| EBITDA Margin | 2.3% | 0.0% -50.1pp | 50.1% +12.9pp | 37.3% +0.4pp | 36.8% | 46.3% | 42.0% | 37.7% |
| Operating Income | -$438.8M -103.0% | $14.8B -56.2% | $33.8B +44.5% | $23.4B +30.7% | $17.9B | $14.0B | -$15.7B | $14.3B |
| Operating Margin | -1.6% -37.1pp | 35.5% -13.5pp | 49.0% +13.0pp | 36.0% +0.9pp | 35.1% | 24.1% | 22.0% | 29.5% |
| Interest Income | $16.4B -23.1% | $21.4B -32.3% | $31.6B +30.8% | $24.1B +89.6% | $12.7B | -$1.6B | $405.0M | $561.8M |
| Interest Expense | $954.7M -89.6% | $9.2B -30.5% | $13.2B +27.3% | $10.4B +68.1% | $6.2B | $1.0B | $1.2B | $1.3B |
| Other Income / Expenses | -$123.2M +99.1% | -$13.2B +36.8% | -$20.8B | $0 | $0 | $1.4B | $1.2B | $1.1B |
| Income Before Tax | -$562.0M -134.2% | $1.6B -87.4% | $13.0B -44.4% | $23.4B +30.7% | $17.9B | $4.9B | $3.6B | $5.3B |
| Pre-Tax Margin | -2.0% -5.9pp | 3.9% -14.9pp | 18.9% -17.1pp | 36.0% +0.9pp | 35.1% | 18.7% | 26.2% | 24.1% |
| Income Tax Expense | $1.1B +80.6% | $610.6M -85.6% | $4.2B -36.7% | $6.7B +18.8% | $5.6B | -$1.6B | $745.2M | $1.0B |
| Net Income | -$2.0B -330.1% | $886.9M -89.8% | $8.7B -48.2% | $16.8B +36.0% | $12.4B | $4.8B | $4.7B | -$15.5B |
| Net Margin | -7.3% -9.4pp | 2.1% -10.5pp | 12.6% -13.2pp | 25.8% +1.6pp | 24.2% | 17.5% | 22.5% | 27.5% |
| EPS (Basic) | -$5 -253.5% | $3 -89.8% | $30 -46.6% | $57 +27.1% | $45 | $703.2M | $1.3B | $512.8M |
| EPS (Diluted) | -$5 -254.5% | $3 -89.8% | $30 -43.3% | $54 +20.5% | $44 | $609.4M | $452.6M | $598.2M |
| Weighted Avg Shares | $433.3M +51.2% | $286.5M +0.1% | $286.3M -3.1% | $295.5M +7.0% | $276.0M | $925.8M | $1.1B | $1.3B |
| Weighted Avg Shares (Diluted) | $433.3M +51.1% | $286.8M -0.0% | $286.8M -15.6% | $339.9M +23.2% | $276.0M | $924.4M | $678.0M | -$1.5B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Qfin Holdings, Inc.
NASDAQ:QFIN
$2.00B
EZCORP, Inc.
NASDAQ:EZPW
$1.83B
Guild Holdings Company
GHLD
$1.25B
Prospect Capital Corporation
NASDAQ:PSEC
$1.16B
Oaktree Specialty Lending Corporation
NASDAQ:OCSL
$1.07B
HIVE Digital Technologies Ltd.
NASDAQ:HIVE
$997.52M
Maiden Holdings, Ltd. 6.625 NT 2046
NYSE:MHLA
$996.14M
Jefferson Capital, Inc. Common Stock
NASDAQ:JCAP
$906.65M
Navient Corporation
NASDAQ:NAVI
$749.10M
Better Home & Finance Holding Company
NASDAQ:BETR
$415.39M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does LU generate?
Lufax Holding Ltd (LU) reported $28.13B of revenue in fiscal 2025.
Is LU profitable?
Lufax Holding Ltd (LU) reported -$2,040,527,108.00 of net income, with a net margin of -7.3%.
Explore More
Continue the stock analysis
Jump to another research area for this company.