Live Oak Bancshares, Inc.
Financial ServicesNYSE:LOB · New York Stock Exchange
+$0.37 today
Vol 0.22M · Avg 0.24M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
8.3%
avg 12.1%
ROIC
7.2%
avg 9.3%
ROA
0.7%
avg 1.3%
Analysis
ROE is currently the strongest return metric at 8.3% versus its period average of 12.1%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
William C. Losch | President | $1.22M | — | 55 | $2,486.00 | <0.01% |
James S. Mahan | Chairman & Chief Executive Officer | $965,432.00 | — | 74 | $2.85M | 6.16% |
Renato Derraik | Chief Information & Digital Officer and Interim Information Security Officer of Bank | $714,020.00 | — | 54 | $4,243.00 | <0.01% |
Lew Woodbury | Head of Commercial Banking | $547,920.00 | — | — | — | — |
Mark Moroz | Chief Banking Officer | $547,270.00 | — | 52 | $18,210.00 | 0.04% |
Gregory W. Seward | General Counsel | $541,027.00 | — | 50 | $113,797.00 | 0.25% |
Walter J. Phifer | Chief Financial Officer | $471,556.00 | — | 42 | $10,103.00 | 0.02% |
John Wesley Sutherland | Chief Accounting Officer | — | — | 55 | $16,709.00 | 0.04% |
Claire Parker | Senior Vice President of Corporation Communications | — | — | — | — | — |
Mike McGinley | Executive Vice President of Small Business Banking | — | — | — | — | — |
Peter Underwood | Chief Technology Officer at Live Oak Ventures | — | — | — | $1.38M | 2.99% |
William L. Williams | Vice Chairman & Executive Vice President | — | — | 74 | $2,486.00 | <0.01% |
E. Dawn Thompson | Senior Vice President of Government Relations | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$99,999.44
Sells
45
$13.55M
Net Sentiment
$13.45M
Net selling
Most Active
MAHAN JAMES S III
41 transactions
1–10 of 46
Analysis
Insiders reported 1 buys worth $99,999.44 and 45 sells worth $13.55M over the last 12 months. That adds up to net selling of $13.45M. MAHAN JAMES S III was the most active insider with 41 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +16.6% | +16.5% (12yr)4 analysts |
| Revenue | N/A | N/A | +27.8% | +17.0% (12yr)2 analysts |
| Net Income | N/A | N/A | +8.6% | +20.2% (12yr)2 analysts |
| EBIT | N/A | N/A | +32.5% | +14.6% (12yr)2 analysts |
Analysis
Recent growth has been strongest in EBIT at +32.5% over three years. Forward estimates point to Net Income at +20.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages LOB?
Live Oak Bancshares, Inc. (LOB) lists 13 active executives. The top listed executive is John Wesley Sutherland, Chief Accounting Officer.
Are LOB insiders buying or selling?
Recent insider activity shows net selling of $15.75M.
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