Kemper Corporation 5.875% Fixed

Kemper Corporation 5.875% Fixed

Financial Services

NYSE:KMPB · New York Stock Exchange

Market Cap $1.40B Beta 0.51 P/E (TTM) 35.0
$23.81 +0.46%

+$0.11 today

52W Low $22.03High $24.28

Vol 0.01M · Avg 0.02M

EPS (TTM) $0.71 Div Yield 5.14%Insurance - Property & Casualty

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Kemper Corporation 5.875% Fixed

Stock Ticker Earnings Waterfall

NYSE:KMPB · Revenue to Net Income

Key Ratios

EPS$0.61
Gross Margin14.5%
Net Margin0.8%
P/E Ratio-90.6
P/S Ratio2.4

Analysis

$4.7B of revenue converted into $41.9M of net income for the selected period. Gross margin is 14.5% and net margin is 0.8%, showing how much revenue survives after costs and taxes. EPS is $0.61, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$4.8B
+3.6%
$4.6B
-6.3%
$4.9B
-9.3%
$5.5B
-2.9%
$5.6B
$809.6M$921.6M$731.2M
Cost of Revenue
$3.4B
-16.5%
$4.0B
+5.8%
$3.8B
-32.5%
$5.7B
+7.6%
$5.3B
$725.6M$804.0M$882.4M
Gross Profit
$1.4B
+141.8%
$589.4M
-47.6%
$1.1B
+632.6%
-$211.3M
-159.6%
$354.8M
$8.9B$7.6B$6.2B
Gross Margin
29.7%
+17.0pp
12.7%
-10.0pp
22.8%
+26.6pp
-3.9%
-10.2pp
6.3%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$1.2B
+44857.7%
-$2.6M
$0
-100.0%
$358.4M
+5.6%
$339.5M
$620.6M$923.0M-$1.5B
Operating Expenses
$1.3B
+529.3%
$200.9M
-86.4%
$1.5B
+822.0%
$159.7M
-73.6%
$604.2M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$74.3M
+38.4%
$53.7M
-8.4%
$58.6M
-17.3%
$70.9M
-29.0%
$99.8M
$374.2M$1.2B$631.8M
EBITDA
$273.5M
-45.2%
$499.1M
+314.8%
-$232.4M
+5.3%
-$245.4M
-131.7%
-$105.9M
-$15.2B$6.8B$9.3B
EBITDA Margin
5.7%
-5.1pp
10.8%
+15.5pp
-4.7%
-0.2pp
-4.5%
-2.6pp
-1.9%
5.6%46.3%42.0%
Operating Income
$160.7M
-58.6%
$388.5M
+211.9%
-$347.1M
+6.4%
-$371.0M
-48.8%
-$249.4M
$12.3B$14.0B-$15.7B
Operating Margin
3.3%
-5.0pp
8.4%
+15.4pp
-7.0%
-0.2pp
-6.8%
-2.4pp
-4.4%
16.6%24.1%22.0%
Interest Income
$317.4M
-1.0%
$320.7M
$0
-100.0%
$296.3M
+0.9%
$293.6M
-$1.5B-$1.6B$405.0M
Interest Expense
$38.5M
-32.3%
$56.9M
+1.4%
$56.1M
+2.6%
$54.7M
+25.5%
$43.6M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
-100.0%
$100.0K
-$1.5B$1.4B$1.2B
Income Before Tax
$160.7M
-58.6%
$388.5M
+211.9%
-$347.1M
+6.4%
-$371.0M
-48.8%
-$249.3M
$3.3B$4.9B$3.6B
Pre-Tax Margin
3.3%
-5.0pp
8.4%
+15.4pp
-7.0%
-0.2pp
-6.8%
-2.4pp
-4.4%
20.8%18.7%26.2%
Income Tax Expense
$28.1M
-63.0%
$76.0M
+201.6%
-$74.8M
+11.4%
-$84.4M
+32.8%
-$125.6M
$1.3B-$1.6B$745.2M
Net Income
$143.3M
-54.9%
$317.8M
+216.8%
-$272.1M
+5.1%
-$286.6M
-131.7%
-$123.7M
$4.9B$4.8B$4.7B
Net Margin
3.0%
-3.9pp
6.9%
+12.4pp
-5.5%
-0.2pp
-5.3%
-3.1pp
-2.2%
12.4%17.5%22.5%
EPS (Basic)
$2
-53.3%
$5
+216.5%
-$4
+10.0%
-$5
-151.1%
-$2
$400.8M$703.2M$1.3B
EPS (Diluted)
$2
-53.4%
$5
+215.5%
-$4
+10.0%
-$5
-151.1%
-$2
$766.2M$609.4M$452.6M
Weighted Avg Shares
$62.0M
-3.4%
$64.2M
+0.2%
$64.0M
+0.3%
$63.8M
-0.7%
$64.3M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$62.6M
-3.3%
$64.8M
+1.2%
$64.0M
+0.3%
$63.8M
-0.7%
$64.3M
$1.2B$924.4M$678.0M

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How much revenue does KMPB generate?

Kemper Corporation 5.875% Fixed (KMPB) reported $4.80B of revenue in fiscal 2025.

Is KMPB profitable?

Kemper Corporation 5.875% Fixed (KMPB) reported $143.30M of net income, with a net margin of 3.0%.

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