KB Financial Group Inc.

KB Financial Group Inc.

Financial Services

NYSE:KB · New York Stock Exchange

Market Cap $38.43B Beta 0.68 P/E (TTM) 10.1
$108.34 +4.85%

+$5.01 today

52W Low $76.31High $119.71

Vol 0.09M · Avg 0.22M

EPS (TTM)$15,965.05
Div Yield2.85%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$16125.04
Gross Margin62.4%
Net Margin28.3%
P/E Ratio9.0
P/S Ratio8.0

Analysis

$43.9T of revenue converted into $6.1T of net income for the selected period. Gross margin is 62.4% and net margin is 28.3%, showing how much revenue survives after costs and taxes. EPS is $16125.04, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$50.7T
+34.2%
$37.8T
+3.7%
$36.4T
+42.0%
$25.6T
+22.3%
$21.0T
$809.6M$921.6M$731.2M
Cost of Revenue
$25.8T
+31.0%
$19.7T
-2.0%
$20.1T
+81.4%
$11.1T
+114.5%
$5.2T
$725.6M$804.0M$882.4M
Gross Profit
$24.9T
+37.7%
$18.1T
+10.8%
$16.3T
+12.0%
$14.6T
-7.9%
$15.8T
$8.9B$7.6B$6.2B
Gross Margin
49.1%
+1.2pp
47.8%
+3.0pp
44.8%
-12.0pp
56.8%
-18.6pp
75.4%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$7.1T
+16.1%
$6.1T
+3.9%
$5.8T
+0.5%
$5.8T
-7.6%
$6.3T
$620.6M$923.0M-$1.5B
Operating Expenses
$16.3T
+47.5%
$11.1T
+8.7%
$10.2T
+11.1%
$9.2T
-5.8%
$9.7T
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$916.3B
+5.8%
$865.9B
-1.5%
$878.8B
-12.7%
$1.0T
$374.2M$1.2B$631.8M
EBITDA
$8.5T
+8.0%
$7.9T
+13.1%
$7.0T
+11.4%
$6.3T
-11.5%
$7.1T
-$15.2B$6.8B$9.3B
EBITDA Margin
16.8%
-4.1pp
20.9%
+1.7pp
19.2%
-5.3pp
24.5%
-9.3pp
33.8%
5.6%46.3%42.0%
Operating Income
$8.5T
+22.1%
$7.0T
+14.1%
$6.1T
+13.4%
$5.4T
-11.3%
$6.1T
$12.3B$14.0B-$15.7B
Operating Margin
16.8%
-1.7pp
18.5%
+1.7pp
16.8%
-4.2pp
21.0%
-8.0pp
29.0%
16.6%24.1%22.0%
Interest Income
$29.2T
-4.4%
$30.5T
+4.6%
$29.1T
+40.2%
$20.8T
+36.7%
$15.2T
-$1.5B-$1.6B$405.0M
Interest Expense
$13.1T
-26.0%
$17.7T
+4.1%
$17.0T
+83.6%
$9.2T
+132.0%
$4.0T
$1.1B$1.0B$1.2B
Other Income / Expenses
-$334.6B
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$8.2T
+17.3%
$7.0T
+14.1%
$6.1T
+13.4%
$5.4T
-11.3%
$6.1T
$3.3B$4.9B$3.6B
Pre-Tax Margin
16.2%
-2.3pp
18.5%
+1.7pp
16.8%
-4.2pp
21.0%
-8.0pp
29.0%
20.8%18.7%26.2%
Income Tax Expense
$2.3T
+19.9%
$2.0T
+22.8%
$1.6T
+6.0%
$1.5T
-11.4%
$1.7T
$1.3B-$1.6B$745.2M
Net Income
$5.9T
+15.2%
$5.1T
+10.5%
$4.6T
+11.7%
$4.1T
-6.7%
$4.4T
$4.9B$4.8B$4.7B
Net Margin
11.5%
-1.9pp
13.4%
+0.8pp
12.6%
-3.4pp
16.0%
-5.0pp
21.0%
12.4%17.5%22.5%
EPS (Basic)
$15.4K
+19.9%
$12.9K
+12.2%
$11.5K
+11.1%
$10.3K
-7.2%
$11.1K
$400.8M$703.2M$1.3B
EPS (Diluted)
$15.3K
+20.1%
$12.7K
+13.4%
$11.2K
+11.1%
$10.1K
-7.3%
$10.9K
$766.2M$609.4M$452.6M
Weighted Avg Shares
$378.5M
-0.1%
$378.8M
-1.4%
$384.0M
-1.4%
$389.6M
+0.0%
$389.6M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$382.2M
-0.3%
$383.4M
-2.5%
$393.3M
-1.4%
$398.9M
+0.1%
$398.6M
$1.2B$924.4M$678.0M

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How much revenue does KB generate?

KB Financial Group Inc. (KB) reported $50.69T of revenue in fiscal 2025.

Is KB profitable?

KB Financial Group Inc. (KB) reported $5.85T of net income, with a net margin of 11.5%.

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